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In reply to the discussion: Changes from Visa mean Americans will carry fewer credit, debit cards [View all]sybylla
(8,577 posts)13. Big dislike for me.
Far too often additional convenience means less save. And far too often financials don't gaf about what you have to deal with on the backside of a hack.
I have had too many cards compromised to make it easier for fakers to steal money from all my accounts at once. Doesn't matter if it's covered by fraud protections. I have spent far too much time on the phone sorting this shit out when their payday was a grand. Putting everything together on one card will only make those cards a bigger target for scammers.
The penalty for making me clean up their messes is giving me a year's worth of credit monitoring. Change that to $1k per incident and I might think about it.
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Changes from Visa mean Americans will carry fewer credit, debit cards [View all]
BumRushDaShow
May 18
OP
Interesting. I'll let others discuss the consumerism element here. But I heard that checks don't need to be endorsed any
underpants
May 18
#1
Chase in CA requires endorsement, whether in the bank or electronically deposited on my phone.
LauraInLA
May 18
#15
My bank allows me to deposit checks made out to me into my own accounts without me signing the check.
eggplant
May 18
#24
Yeah, unless the hammers included the requirements to make them a valid check, thanks for playing.
eggplant
May 18
#39
This is a nice clip explaining why $400 hammers exist (well, ashtrays, but still)
eggplant
May 18
#41
Random, you sound like my Dad. He swore he'd never buy a CD after recording all his LPs on
Martin68
May 18
#21
Oh yes, this so called Industry Leader is going to spearhead the next generational concept in credit
SWBTATTReg
May 18
#3
I have a zero credit score and have had one for over ten years. At a certain point, you no longer need credit.
jimfields33
May 18
#19
That hidden redirection of your money puts me off donating online to any charity.
Aussie105
May 20
#58