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Profile Information

Name: James Crackcorn (Why should I care?)
Gender: Male
Hometown: Otisville
Home country: East Lexluthia
Current location: On the Ramparts
Member since: 2002
Number of posts: 523

About Me

I am old, ODD and proudly in the way And ready for Festivus every damn day.

Journal Archives

Caveat Emptor (What You Need to Know about Your Mob Insurance and Healthcare Provider)

It's simple really. You have to know exactly who your insurance will or won't cover and/or how much of their services they will or won't cover and what medical services or procedures they will or won't cover. Then you need to know where your insurance will or won't cover you and how much they will or won't cover you in which places. You have to know if you have any coverage at all until you hit your deductible or if you have any coverage at all until you hit your out of pocket maximum. You have to know what percentage of which procedure or treatment is covered. You might get the surgery free in a network facility but still pay 30-50% of the jacked up hospital pharmacy and supply costs. You have to know all providers who your network doctor might choose to be in the surgery room and whether they are also in network or you might get socked with their whole fee. You have to clearly understand the nature of your surgical procedures and what facilities they can be performed in. Your hospital scheduled surgery might be possible in an outpatient clinic or doctor's office for thousands less. You need to know what medications you need now and might need in the future and if they are on your insurance companies formulary. Then you need to know what tier they are on and what percentage is paid on each tier. You also have to know how to review your multi page bills for "mistakes" like not deducting the network deductions, double entries, services not delivered and how to appeal that wrongly figured bill etc etc. Oh yes. You will also need to know how to appeal a wrongly issued denial of payment or incorrectly paid bill.

And if you are having to choose an insurance plan you will have to know all these things on multiple plans so you can compare price and features and choose wisely, grasshopper.

See? How hard is that?

Did I mention this is a fucking national disgrace? My heart goes out to you Will. I have experienced similar struggles with the health insurance shitheels. My settlement with one after they fraudulent denied my claim cost me about $6000 or more in unrecovered legal costs. (They paid the bill. Just not my lawyer fees).

I never suggested we walk away. I suggested we fight. But watch how the teabillies do it.

While Dems were waving their compromise flags in the US Senate, the Tea Party went back to the states and kicked our asses locally. Now they have gerrymandered the hell out of 2/3 of the states and practically rewrote all the rules of voting to exclude as many of our constituencies as possible and make it much easier to steal elections. We stood by and let them do it and let them use bullshit excuses and lies about protecting democracy. Those fuckers hate democracy. A few people spoke up a few times on MSNBC but that was it. It should have been on someone's lips on every Sunday talk show on every show a Dem showed up on.

How many bills did our Democratic leaders advance to overturn any of it?

How many bills did they advance to reinstate the Fairness Doctrine so that hate radio lies aren't pouring out of every hicks radio 24/7?

How many times did our guys stand up in front of the cameras and call the repugs what they are, what everyone can see that they are? You know....racist, sexist, homophobic, corporate ass kissers who never miss an opportunity to knife a working person in the back. Yes, you could say that a little nicer. But not much. Because it isn't a bullshit lie like calling Obama a socialist Kenyan. It's the fucking truth and you could prove it every time.

You want to know why people are pissed at Obama? It's because Obama looked and sounded like a fighter when he was running in 2007 and 2008. And with a few exceptions he hasn't looked like it since. If the Harlem Globetrotters were swishing them from half court and stuffing the basketball up to their armpit during warmups and then played like they "respected" the Generals during the game and didn't want to run up the score and lost more than half of their games, no one would come back and watch another game.

Politics is a blood sport. It is time we recognized it, played like it and left some of theirs on the floor.

All I am saying is the Republicans have never looked sicker, nastier and stupider than they do now.

And they still have a shot at the Senate. You think they won't have articles of impeachment on the table come November 5th? Here is a collection of stories from the last few days on DU.

Tom DeLay: People keep forgetting that God ‘wrote the Constitution’ |

Newly disclosed emails reveal racist jokes by Scott Walker's ex-aides

Tea Party protesters call Charlie Crist a ‘commie whore’ who looks ‘like an AIDS victim’

Arizona Governor Fears Government Regulation Could Ruin Bigotry and Hatred
“All I’m saying is, let’s leave it to the private sector.”

Boykin: When Jesus Comes Back, He'll Be Carrying An AR-15 Assault Rifle

GOP Candidate Allegedly Joked About Gunshot Patients’ X-Rays on Facebook

Walker caught lying his ass off again and facing Hatch Act violation charges.

Christie's closest circle of advisers and friends implicated or resigning or both

Obama is a Nazi....says future Republican Senator who may not have a Democratic opponent.

Texas Tea Party candidate: Calling immigrants ‘wetbacks’ is as normal as breathing air

Virginia Republican Says A Pregnant Woman Is Just A 'Host'

Kansas Tea Party group urges state senators to legalize discrimination against LGBT citizens |...

Lively: Putin Will Restore Tsarism, Defeat 'Marxist' United States And 'Global Homosexual Agenda'

It's been like this for months. These howling lunatics and hundreds more like them are who Democrats are running against. It should be like shooting fish in a barrel. Not a day should go by without prominent Dems including the President shaming the Republicans for fielding and tolerating such corrupt, nasty, mean spirited ignoramuses. But no. We can't have that. That would be mean. Obama invites the Repug governors for tea and Bobby Jindal takes a dump on the rug and wipes himself on the curtains.

It is more than simple cognitive dissonance allowing Republicans to remain not only viable but competitive. This is a mutated metastatic version of it and it appears half of the country is infected. They need woke up. They need a smack in the face every day until they do. A middle or lower class person voting Republican at this point is like asking your morbidly obese and acutely psychotic doctor who chain smokes, drinks sterno and injects meth into his temples during your appointments to help you develop a healthy lifestyle.

And then following his advice.

America is approaching a Jonestown moment. Polls are showing that despite everything right in front of their faces Americans may vote in a Republican Senate. In Guyana it was aging radicals, hippies, blacks and liberals wanting to believe in Jim Jones phony socialism. Walled off from facts they stopped listening to anyone but Jones and doubled down on their craziness and died in agony. The politicians who tried to rescue them discretely and quietly died running away too. (You don't bring a microphone and camera to a gun fight).

One loud bold voice in that camp needed to say "Take a good look at your Mr. Jones and the jack booted thugs he surrounds himself with. Are you going to actually listen to and follow the directions of this fraudulent bozo who stole your money, this perp who is groping your asses?" It would have got messy when the emperor was exposed but if well prepared for almost everyone would have just walked away. Right now half the people who have been voting Republican have decided it would be too humiliating to admit how crazy their beloved party has become and are ready for their final kool aid test this May. The other half have already drank it and are zombies already. They are slow and stupid and in small numbers easily handled. But you get enough of them......

Take the fucking gloves off. Now.

I used to think that....

But the Cock Brothers are spending a fortune buying up state legislatures and the nastiest most compliant stooges they can find to run and funding them to the hilt. They wouldn't be trying so hard if it was all in the bag. No. There is something wrong with the Dems that the Repugs can be out baying at the moon and running batshit crazy candidates that want to gut the social safety net and turn us into some third world country run by aristocratic pricks. Meanwhile we can't even loudly and forcefully defend social security let alone call them out on their shit for fear of sounding unreasonable and liberal. If this is scripted it is a pretty stupid script.

What's wrong with the Democratic Party? I'll tell you...

The Democratic Party: What's wrong with them? For starters they are almost the Washington Generals of politics. They show up, get a lead and then fall apart, blow a huge advantage and walk off shaking their heads. "Maybe next time." I say 'almost' because if there is one thing the Republican party ISN'T, it is the Harlem Globetrotters. The Dems are getting beat by a bunch of ignorant loud mouth hypocritical assholes who can barely dribble the ball. So it is really more like the Harlem Globetrotters rolling over for the Teabilly Shitstompers. You wouldn't tune in to watch that. And that is how I am feeling about the Dems. I don't think it is by design either, they just are afraid they might offend someone by being partisan. "Oh, the poor Shitstompers don't need to be hung by atomic wedgies in front of the Senate and mocked for their ignorance and tiny appurtenances. "No" say the Democrats, "They need us to set a good example of sportsmanship." Screw that noise.

Obama: As someone else said when he was first elected "He could have turned us into freaking Norway." Instead Obama wanted to show everyone what a harmless, cooperative fellow he was. So he ignored his base, tried to make nice, threw out single payor and made a whole bunch of pointless concessions before there was even a demand for it. Why? Just so a bunch of hateful wingnuts and inbred racist crackers can call him a mongrel and thug and an uppity n-word who they can hardly wait to impeach. And they will if they take the Senate and they may anyway just for shits and giggles like they did with Clinton. And you can hardly find one Repug anywhere who will do more than give some tiny weenie rebuke and then heaping the miscreant with praise for being such a stalwart Nazi on gun rights and abortions.

Obama's response? He talks like Congress is dysfunctional, not just the flaming assclowns of the GOP who would burn down the country if there was one chance in a 100 that Obama would get part of the blame, who have filibustered or threatened to filibuster almost every one of his judges, who have been willing to throw the entire country into default rather than pay the bills their guy ran up. Unbelievable cowards, shit heels and dumbasses but not to hear Obama. He might make a little joke but that's it.

You know who we need for President? We need Eldrige "Penis Pants" Cleaver.



Exactly right

There is a deep fear of progressive populism among the very wealthy who own these stations. It is not in their best interest to have these ideas take hold. A few thousand listeners who can be swayed to change their thinking can change local and state elections. Hence there are huge areas of the country where right wing hate radio is the only game in town. This needs to change and its impact on local and state elections is being underestimated.

The role of mass media is underestimated

in the new War on Women. The numbers of "reality"television shows featuring narcissistic harpies, gold diggers, criminal psychopaths and character disordered women have proliferated in the last 5 years or so. The Kardashians, Jersey Shore, the multiplying Housewives series, Bad Girls, Mob Wives, NBA Wives, Bridezilla, the ID channel and others are popularizing a stereotype of women that is extreme and grotesque and all over cable television. I can think of no corollary shows that feature similarly insulting characterizations of men. Maybe it makes it easier to see women as needing to be controlled when you see so many of them out of control on television.

You are right about witch hunts being real

But wrong to use them to compare them to the 18 plus cases you mentioned where there was a hysterical (and lunatic) obsession with ritual satanic abuse and paranoia about child care workers. This trend grew out of a backlash to Freudian psychoanalysis which tended to view most allegations of sexual abuse as fantasy. Unfortunately those making the most noise were barking up the wrong tree. There were lots of perps out there perping just not in the pre schools and day cares.

I remember those times well. There were some therapists who asserted that they had two kinds of women clients; those who were sexually abused and those who didn't remember their abuse. Some of these therapists were crazy themselves or never worked through their own abuse. The press jumped all over it and fueled the speculation and hysteria because it increased their viewers and readers. I have worked with the victims (both accused and alleged) of this period who were deeply wounded during it. It was a bad time for child care workers and teachers but in most cases the justice system eventually worked to protect the accused. It was not a witch hunt.

Real witch hunts have gone on for hundreds maybe thousands of years and still go on in places. There have been very few women accused who actually practiced witchcraft in contrast to the large numbers of practicing pedophiles, most of whom are never accused. Tens of thousands of accused women have been tortured and sadistically put to death usually empowered by the full blessings of a sexist state. Tens of thousands of perps, the vast majority men, still get away each year with dropped prosecutions or reduced plea agreements for assault or battery. Find me one period in history where large numbers of accused pedophiles were rounded up, sentenced by religious tribunals and publicly tortured or executed.

The tiny fraction of "witches" that admit to enacting bloody satanic rituals are usually found to be psychotic and the numbers who have been found to involve children in their rituals you could probably count on your fingers. Meanwhile the vast majority of child molestors always involve children, never go to court, never even see the inside of a jail let alone get burned at the stake, drowned, impaled, beaten to death etc.

Should we believe all adults who say they were abused as children? No. Should we believe most of them? Yes. Should we avoid the term "witch hunt" to describe misguided overzealous prosecutions that miss a very real and pernicious target? Probably.

Freud couldn't believe how many of his hysterical patients remembered being sexually abused.

And it didn't make him very popular among the Victorian psychologists. He eventually recanted and decided it was mostly fantasy and repressed wishes. Couldn't be that many child rapists and molestors out there..... could there? So Little Jane or Jimmy must have wanted to have Daddy's penis and Father Jim's too and Uncle Ernie etc so they invented the abuse and their guilt gave them the vapors or hysterical paralysis and blindness. But now we know different. The Catholic church hasn't been giving away billions in reparations to adults having repressed wishes and fantasies.

I have been a therapist for 30 years and I know that memories are not a recording of an event. Even very vivid traumatic memories can be deeply distorted by and altered by a child's mind. Even an adult mind can be tricked into believing things that aren't true. Tea Party =Exhibit A-Z.

But kids are very egocentric and tend to think that whatever happens to them is something they wanted or brought about. Hard for a child to believe how very little power they really have and they can't even conceive what is happening to them when they are being raped. I had an adult tell me her father put a knife into her vagina. When I asked if she was scarred she said no and could not figure out why because she remembered a lot of blood. She was terrified of men her whole life, saw them as brutes, deceivers and just waiting to hurt her. Every penis was a torture instrument. Even after she realized the sad truth of her tininess against her father's size and weight she still thought of sex as knives going into her.

I also worked with perps who told me how they groomed and manipulated their victims until the child was so confused about everything they believed they were fully responsible for what had happened. As adults their victims have to challenge their self blaming memories with rational thinking and compassion because they had been deceiving themselves with their child version their whole life.

Just know that there is a whole lot of real sexual abuse to children happening out there. And every uncaught perp does a little happy dance when he hears the McMartin story get a new readership and the False Memory folks get a little time on talk radio. Makes everything much easier to explain to the kids....and the jury.

It's caveat emptor all day long in the healthcare field

You have to know exactly who and where your insurance covers, what it does and doesn't cover, what is first dollar coverage, what is deductible, what percentage of which procedure is covered, what is on your formulary and what isn't. Your doctor might be covered but not your anesthesiologist. The procedure might be almost free in his office but if you are scheduled in an outpatient surgery facility it could be a couple of hundred or more. You also have to know how to review your bill for mistakes and double entries and how to appeal a wrongly issued denial of payment. It is a fucking disgrace is what it is.
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