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impik Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Sep-30-10 01:51 AM
Original message
How clueless voters are
One exchange between the president and a woman yesterday in Des Moines, Iowa.




Q I have great concerns over your health bill. One of the ladies in admissions over there whom I was talking with the other week, started -- shes from England, and her family is still in England.

THE PRESIDENT: Right.

Q And she was explaining to us how -- telling us what we had to look forward to here. Her sister worked as a nurse in the same hospital for 20 years. She was 55. She was told she needed open-heart surgery. She was put on a 10-year waiting list. Three years later, she had a major heart attack and they were forced to give her that surgery that she needed.

I realize youre saying the 26-year-olds will have health insurance -- they dont have to worry about that. My mother always told me the older you get, the faster time goes. And when she said that to me years back, I thought she was crazy.

THE PRESIDENT: Yes, Ive noticed this, too. (Laughter.)

Q Yes. And these 26-year-olds in a heartbeat are going to be 50, 55. When youre young, youre supposed to be able to work hard for what you want. You build up your income. You further yourself so you can retire and have peace of mind. Its hard to -- I cant fathom now how can you be excited in your youth when you have to save, save, save just to protect yourself health insurance-wise when you reach our age.

THE PRESIDENT: Let me ask you a question, though. I mean, because you said youre worried about my health reform bill, and the nurse said, heres what you have to look forward to. Is your mom on Medicare?

Q Yes.

THE PRESIDENT: So theres nothing in our health reform bill that is going to impact whether your mom can get heart surgery if she needed it. We didnt change the core Medicare program. So unless theres something specific that youre worried about --

Q Medicare doesnt start until youre 65.

THE PRESIDENT: No, no, I understand.

Q Im talking about 50, 55 years old.

THE PRESIDENT: All right, so if youre not on Medicare --

Q Yes, right.

THE PRESIDENT: And do you have health insurance?

Q Yes. Right now, yes.

THE PRESIDENT: So theres nothing in the bill that says you have to change the health insurance that youve got right now. I just want to identify what your worry is, because I want to say you shouldnt be worried about it. But what is it that you think might happen to your health insurance as a consequence of health care reform?

Q Okay, what Im concerned about is say if my -- just say if my husband got laid off. Say we had no health care.

THE PRESIDENT: You had no health insurance, okay? Now, right now before reform, if you had no health insurance, youd just be out of luck, okay?

Q And then wed get the government-run health insurance, right? Is that what youre saying?

THE PRESIDENT: No, heres the way it would work. So let me just kind of map it out for you. If you are already getting health insurance on your job, then that doesnt change. Health insurance reform was passed six months ago. I dont know if anybody here has gotten a letter from their employer saying you now have to go into government-run health care because we cant provide you health insurance anymore. I mean, that hasnt happened, right?

So youre keeping the health insurance that you had through your job. And the majority of people still get health insurance through your job.

The only changes weve made on peoples health insurance who already have it was to make it a little more secure by saying there are certain things insurance companies cant do -- a patients bill of rights, basically.

So insurance companies can no longer drop your coverage when you get sick, which was happening. Sometimes there were some insurance companies who were going through your policy when you got sick to see if you had filled out the form wrong, you hadnt listed some infection that they might call a preexisting condition, et cetera -- a bunch of fine print that led to people not having health insurance. So that was one thing that we said.

We said also you can keep kids on your health insurance till theyre 26; that children with preexisting conditions had to be covered under health insurance.

So there were a handful of things that we said insurance companies have to do, just as good business practices to protect consumers. But otherwise you can stay on your employers health care. So thats if you have health insurance.

The other thing that we did was we said if youre a lot of people who dont have health insurance, its because they work for small businesses, who have trouble affording health insurance, because theyre not part of a big pool -- theyre not like a big company that has thousands of employees and they can negotiate because the insurance companies really want their business -- so what we said was lets provide tax breaks to small businesses so they can -- theyre more likely to buy health insurance for their employees. And right now about 4 million businesses across the country are now getting a tax break, a tax credit, if they provide health insurance for their employees, that can save them tens of thousands of dollars. So thats the second thing.

And the third thing we said was, okay, if you dont have health insurance -- lets just say your job doesnt offer you health insurance, or you lose your job -- then what were going to set up is whats called an exchange, which is basically a big pool -- you become part of this big group of people, just like as if you were working for a big company or a big university like Drake. You become part of this pool, and youll be able to buy your own insurance through this pool, but the rates will be lower and youll get a better deal because youve got the bargaining power of these thousands or millions of people who youre buying it with. Youll still have a choice of plans. Youll have a choice of BlueCross or youll have a choice of this plan or that plan, but youll be buying it through a pool. And if you cant afford it, then well provide you some subsidies to see if we can help you buy it, so make it affordable.

So thats essentially what health reform is about. Now, what that means is, is that youre not going to be forced to buy a government-run health care plan. The only thing that we have said is, is that if you can afford to get health care and youre not getting health care, well, thats a problem because that means when you get sick and you have to go the emergency room, everybody else here has to pay for it. And thats not fair.

So weve said if you can afford to get health care, were going to make sure that you can afford it, but youve got to have some basic coverage so that were not subsidizing -- everybody else isnt paying an extra thousand dollars on their premiums to cover you.


http://www.whitehouse.gov/blog/2010/09/29/a-backyard-st...
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Historic NY Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Sep-30-10 02:07 AM
Response to Original message
1. Hear what they want to hear on the TEE-VEE & never check anything out...
the first part sounds like the Canadian crap we heard early on about socialized medicine.
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playstation Donating Member (89 posts) Send PM | Profile | Ignore Thu Sep-30-10 02:34 AM
Response to Original message
2. Yeah, clueless. "McDonald's May Drop Health Plan"
McDonald's Corp. has warned federal regulators that it could drop its health insurance plan for nearly 30,000 hourly restaurant workers unless regulators waive a new requirement of the U.S. health overhaul.

The move is one of the clearest indications that new rules may disrupt workers' health plans as the law ripples through the real world.

Trade groups representing restaurants and retailers say low-wage employers might halt their coverage if the government doesn't loosen a requirement for "mini-med" plans, which offer limited benefits to some 1.4 million Americans. ....

McDonald's, in a memo to federal officials, said "it would be economically prohibitive for our carrier to continue offering" the mini-med plan unless it got an exemption from the requirement to spend 80% to 85% of premiums on benefits....

The issue of limited-benefit plans has also hit colleges, which face the same 80-to-85% requirement beginning next year....

http://online.wsj.com/article/SB10001424052748703431604...
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RockaFowler Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Sep-30-10 05:46 AM
Response to Reply #2
5. So McDonalds makes a fortune and refuses to help their employees
Gotta love a big business that only cares about making more money than all of their employees make combined 100x over

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smalll Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Sep-30-10 02:39 AM
Response to Original message
3. Here's the take-away:
"Q Okay, what Im concerned about is say if my -- just say if my husband got laid off. Say we had no health care.

THE PRESIDENT: You had no health insurance, okay? Now, right now before reform, if you had no health insurance, youd just be out of luck, okay?

Q And then wed get the government-run health insurance, right? Is that what youre saying?

THE PRESIDENT: No, heres the way it would work. So let me just kind of map it out for you... etc., etc., etc., etc., etc."




Oh, but the public option was "just a symbol." :eyes:
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jeanpalmer Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Sep-30-10 03:43 AM
Response to Original message
4. She used the wrong word
Instead of saying government-run health insurance, she should have said "then we're going to get the government-mandated health insurance, correct?" If she had said that, Obama would have had to say "yes." I think he answered her question when he said, "but youve got to have some basic coverage." Translated: "You'll have to buy insurance."
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RC Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Sep-30-10 06:12 AM
Response to Original message
6. Just a convoluted way of saying not much has really changed.
If you can't afford health insurance, tough, go die and get out of the way so the more healthy can pay us money till they need to file claims and we can drop them or force them out also.
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