New health care law a godsend for Texas lawyer, family
By Maria Recio | McClatchy Newspapers
WASHINGTON — Attorney Andrew Griffin doesn't share the outrage that many of his fellow Texans feel over the Obama administration's new health care law.
Instead, he thinks of his epileptic son Alec, 12, as almost a poster child for the new law and thinks that his family will benefit because it prohibits insurers from denying coverage of a pre-existing condition.
Two years ago, Griffin, a new law school grad, discovered that he made too much money at the Fort Worth law firm he'd just joined to qualify for his son's care under the Texas Children's Health Insurance Program (CHIP.)
Alec's seizures, which had begun in 2003 but all but disappeared, had become constant, but more than 60 insurers rejected Griffin's applications for coverage. Turning to his wife, he proposed that they divorce so she and their two children could qualify for federal assistance.
"We'd do whatever it takes for him," said Griffin.
His boss, J. Steven King, was horrified.
"I said I would not let that happen," said King, who runs a family law practice in Fort Worth. He stepped in and proposed instead to cap Griffin's salary at $48,000, the limit for a family of four to quality for CHIP.
"I felt horrible, like I was taking advantage of him," King said.
Griffin had to make sure that he didn't have any assets — a leased car passed muster, but not one he owned, and a house had to be rented — but that way Alec could get the coverage and the surgery he needed.
When the new law kicks in three months from now, however, Griffin looks forward to getting out from under CHIP — and nearly doubling his salary.
The health care law requires insurance companies to accept all applicants, regardless of pre-existing conditions, starting in 2014. Between now and then, the federal government will fund high-risk insurance pools in the states.
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http://www.mcclatchydc.com/2010/04/25/92810/new-health-care-law-a-godsend.html