Have the number of unsolicited 'pre-approved' credit card offers by mail went way down for you?

[NNN0LHI]

Got about a half a dozen at the beginning of the year and about another half dozen the beginning of July, but that's about it. Used to get that many every week.

Anyone else notice this?

Don

[Subdivisions]

1. I haven't seen one for months. n/t

[pipi_k]

2. Me neither. Can't remember the last time I got one. n/t

[burnsei sensei]

3. I haven't seen one for quite a while,

and I am grateful.

[Esurientes]

4. My offers have dried up.

My 21-year-old college student son still gets plenty, though.

[Iggo]

5. Now that you mention it, yesh, they have.

Can't say as I miss 'em.

[Cronus Protagonist]

6. I got three this month

I usually get none. Something must have fallen off my credit report. Not much, though, 'cos the apr's offered are hovering around 29.9% if... lol

[AnneD]

7. They are drying up thank God......

CapOne was still at it. My credit score has gone up since I have cut up the cards and pay cash now. I use the First National Bank of Anne credit card, she has better rates

[oldlib]

22. Capitol One

keeps sending me pre-approved credit card applications. I no longer use my Visa or Mastercards and my credit rating must be poor and Capitol One is still urging me to use their credit card.

[GoCubsGo]

24. They were sending me two per week for a while.

Haven't gotten one in a couple of weeks.

[AnneD]

28. I got 4 this month....

and they offered me a car loan at 16.9%. My CU gave me one at 4%. Gee maybe I should switch....NOT.

[tjwash]

8. Getting a lot from US-BANK for 0% balance xfers

I have a high credit score though.

[geckosfeet]

9. About one a week.

[Frustratedlady]

10. Zero! Now, if the political solicitations would quit, we'd be back to normal. n/t

[TransitJohn]

11. Opt out prescreen

http://www.optoutprescreen.com/

[Dr.Phool]

27. That cleared up my mailbox in a hurry.

[Parker CA]

12. Nada. Hadn't thought about it. Interesting.

[SwampG8r]

13. they stopped for me in the 80s

when i started taping the postage paid envelope to a brick and mailing it back

[PBS Poll-435]

15. !

[Edweird]

14. My junk mail of every description has fallen to near zero in the past few months.

In fact I was worried that my ex was stealing my mail or had mail intercepted or something. It turned out that wasn't the case - the junk mailers just don't love me anymore I guess.....

[metapunditedgy]

16. I get 3 or 4 from Citi every week... still. n/t

[Warpy]

17. Last one I got was about three months ago

I used to empty the little shredder container once a month. Now it's once every six months.

Coincidentally, I froze my credit rock solid last October.

I'm delighted not to get these things. I still get the rare phone solicitation because anybody with money in the bank is still a target, frozen credit or not.

However, it's finally dawned on them that they're going to have to concentrate on getting the debts out there paid back if they're going to remain solvent, so floating the economy on plastic is not happening any more.

And that, Virginia, is why we see so many stores shutting down.

[SoCalDem]

18. Discover still offers me a 0% balance transfer offer..BUT

our only card IS Discover & we don't carry a balance

[NNN0LHI]

20. They will let you transfer any balance I think?

Balance left on a car note or house loan?

That balance transfer offer is not usually limited to other credit cards.

I have never done it but I am pretty sure it works that way?

Don

[SoCalDem]

21. It's a credit card balance transfer offer.

When they call, I always suggest that they just lower the interest rate on the card to zero..& maybe we'd use it more

We don't finance cars ..& I would NEVER put a house on a card..unless it was a VERY cheap house

[jwirr]

19. None now. They must sense the blood in the water around me. nt

[JerseygirlCT]

23. Yes. And a good thing

I do get many communications from my current card banks - all with "checks" I can use to string myself out on the debit ledge, etc. They all get shredded.

[Sinistrous]

25. The offers stopped coming to me soon after

I started paying off my balance every month. I guess they didn't see any profit in having me.

[Dr.Phool]

26. I went to the FTC opt-out website.

I was getting inundated with about 30 per week. I counted 20 in one week from Citi alone! Within a month, I was down to nearly zero. I still get an occasional one from Discover.

[caraher]

29. Funny one...

The envelope said I was "pre-approved to apply." gee, thanks... supposed I'd applied without being approved to apply - would I get double-secret rejected?

[ProdigalJunkMail]

30. we still get a few every week

but nothing like the three or four a day we were getting a while back. they all go straight into the shredder...

sP

[upi402]

31. Yep. Bet they fear we'll load up on debt and default

after learning from their phony asses.

[hedgehog]

32. I only get a few - they all offer a low rate on new purchases,

not on balance transfers. My kids get a few each week.