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4 Years is 1,460 Days

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no limit Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 09:23 AM
Original message
4 Years is 1,460 Days
Edited on Mon Mar-22-10 09:27 AM by no limit
Enjoy getting raped by the insurance companies in those 1,460 days because most major reforms dont take place until 2014. No public option, no medicare buyin, no drug importation, didn't repeal the anti-trust exemption, and most of the major reforms don't go in to effect until after the next election.

Could the bar for this bill have been set any lower?
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Statistical Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 09:25 AM
Response to Original message
1. The good news ...
It isn't 1,460 days it is "only" 1381 days.

Most provisions go into effect 01/01/2014 which is slightly less than 4 years. :)
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ProSense Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 09:27 AM
Response to Original message
2. Shed ignorance:

KEY PROVISIONS THAT TAKE EFFECT IMMEDIATELY

UNDER SENATE BILL AS AMENDED BY RECONCILIATION BILL

Below are some of the key provisions that will take effect immediately, under the legislative package the House will consider later this week (the Senate health bill as amended by the reconciliation bill). The reconciliation bill is based largely on the improvements put forward by the Presidents proposal moving towards the House bill in certain critical areas.

  1. SMALL BUSINESS TAX CREDITSOffers tax credits to small businesses to make employee coverage more affordable. Tax credits of up to 35 percent of premiums will be immediately available to firms that choose to offer coverage. Effective beginning for calendar year 2010. (Beginning in 2014, the small business tax credits will cover 50 percent of premiums.)

  2. BEGINS TO CLOSE THE MEDICARE PART D DONUT HOLEProvides a $250 rebate to Medicare beneficiaries who hit the donut hole in 2010. Effective for calendar year 2010. (Beginning in 2011, institutes a 50% discount on brand‐name drugs in the donut hole; also completely closes the donut hole by 2020.)

  3. FREE PREVENTIVE CARE UNDER MEDICAREEliminates co‐payments for preventive services and exempts preventive services from deductibles under the Medicare program. Effective beginning January 1, 2011.

  4. HELP FOR EARLY RETIREESCreates a temporary re‐insurance program (until the Exchanges are available) to help offset the costs of expensive health claims for employers that provide health benefits for retirees age 55‐64. Effective 90 days after enactment

  5. ENDS RESCISSIONSBans insurance companies from dropping people from coverage when they get sick. Effective 6 months after enactment.

  6. NO DISCRIMINATON AGAINST CHILDREN WITH PRE‐EXISTING CONDITIONSProhibits health insurers from denying coverage to children with pre‐existing conditions. Effective 6 months after enactment. (Beginning in 2014, this prohibition would apply to all persons.)

  7. BANS LIFETIME LIMITS ON COVERAGEProhibits health insurance companies from placing lifetime caps on coverage. Effective 6 months after enactment.

  8. BANS RESTRICTIVE ANNUAL LIMITS ON COVERAGETightly restricts new plans use of annual limits to ensure access to needed care. These tight restrictions will be defined by HHS. Effective 6 months after enactment. (Beginning in 2014, the use of any annual limits would be prohibited for all plans.)

  9. FREE PREVENTIVE CARE UNDER NEW PRIVATE PLANSRequires new private plans to cover preventive services with no co‐payments and with preventive services being exempt from deductibles. Effective 6 months after enactment. (Beginning in 2018, this requirement applies to all plans.)

  10. NEW, INDEPENDENT APPEALS PROCESSEnsures consumers in new plans have access to an effective internal and external appeals process to appeal decisions by their health insurance plan. Effective 6 months after enactment.

  11. ENSURING VALUE FOR PREMIUM PAYMENTSRequires plans in the individual and small group market to spend 80 percent of premium dollars on medical services, and plans in the large group market to spend 85 percent. Insurers that do not meet these thresholds must provide rebates to policyholders. Effective on January 1, 2011.

  12. IMMEDIATE HELP FOR THE UNINSURED UNTIL EXCHANGE IS AVAILABLE (INTERIM HIGH‐RISK POOL)Provides immediate access to insurance for Americans who are uninsured because of a pre‐existing condition ‐ through a temporary high‐risk pool. Effective 90 days after enactment.

  13. EXTENDS COVERAGE FOR YOUNG PEOPLE UP TO 26TH BIRTHDAY THROUGH PARENTS INSURANCE Requires health plans to allow young people up to their 26th birthday to remain on their parents insurance policy, at the parents choice. Effective 6 months after enactment.

  14. COMMUNITY HEALTH CENTERSIncreases funding for Community Health Centers to allow for nearly a doubling of the number of patients seen by the centers over the next 5 years. Effective beginning in fiscal year 2010.

  15. INCREASING NUMBER OF PRIMARY CARE DOCTORSProvides new investment in training programs to increase the number of primary care doctors, nurses, and public health professionals. Effective beginning in fiscal year 2010.

  16. PROHIBITING DISCRIMINATION BASED ON SALARYProhibits new group health plans from establishing any eligibility rules for health care coverage that have the effect of discriminating in favor of higher wage employees. Effective 6 months after enactment.

  17. HEALTH INSURANCE CONSUMER INFORMATIONProvides aid to states in establishing offices of health insurance consumer assistance in order to help individuals with the filing of complaints and appeals. Effective beginning in FY 2010.

  18. CREATES NEW, VOLUNTARY, PUBLIC LONG‐TERM CARE INSURANCE PROGRAMCreates a long‐term care insurance program to be financed by voluntary payroll deductions to provide benefits to adults who become functionally disabled. Effective on January 1, 2011.

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no limit Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 09:30 AM
Response to Reply #2
3. Like I said, could the bar for this have been set any lower?
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Renew Deal Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 09:34 AM
Response to Reply #3
5. Yes, you set it at doing nothing.
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no limit Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 10:38 AM
Response to Reply #5
7. Atleast I didn't set it at hurting millions of middle class americans
so you can say your team won.
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phleshdef Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 10:40 AM
Response to Reply #3
9. You sounded willfully ignorant and desperate both times you said it.
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liberal N proud Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 09:40 AM
Response to Reply #2
6. Focus on the negative
Only focus on the negative

Geeesh

:sarcasm:




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no limit Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 10:40 AM
Response to Reply #6
8. I think the same arguments were made for the Iraq war
why you so focused on the negative? A million people died but hey look at the bright side, atleast we got Saddam.

If you think hurting millions of middle class americans is a price worth paying there is nothing liberal about you.
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Renew Deal Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 09:33 AM
Response to Original message
4. You're right. We would have been better off with getting raped for the rest of our lives.
:eyes:
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no limit Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 10:40 AM
Response to Reply #4
10. Meanwhile Cigna went up another 2% today
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Brickbat Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 10:42 AM
Response to Original message
11. Unrec'd for terminology.
Because I'm like that.
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no limit Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 10:46 AM
Response to Reply #11
12. The joke's on you, with 0 recs your unrec means nothing
:)
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cbayer Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 10:47 AM
Response to Original message
13. Locking
Locking for gratuitous and unnecessary rape analogy.

cbayer
DU Moderator
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