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Just cancelled my credit card...some turd in Dubai has my number

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Dreamer Tatum Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 01:44 PM
Original message
Just cancelled my credit card...some turd in Dubai has my number
Asshole tried to charge $1500 worth of stuff today alone. I hate thieves.

Luckily nothing fishy at the bureau...just some a-hole got my number through god knows what hacking,
lost customer lists, and so forth. I'm never buying anything over the net again.
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polichick Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 01:46 PM
Response to Original message
1. How do you know he got the number from the net? nt
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Dreamer Tatum Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 01:48 PM
Response to Reply #1
3. Why not the net? I used it on Amazon and a few other places
for every one time they disclose that millions of card numbers got out, I wonder how many undisclosed and undetected instances there are.
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polichick Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 01:50 PM
Response to Reply #3
5. Could be the net, but could be stores, restaurants, etc. Credit card companies...
...have people working for them all over the world.
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Dreamer Tatum Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:09 PM
Response to Reply #5
9. It doesn't matter. Just burns me when people conspire to defraud and steal. nt
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polichick Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:13 PM
Response to Reply #9
13. Yeah, it's awful - sorry it happened to you! nt
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ET Awful Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:01 PM
Response to Reply #3
6. The vast majority of the time, it's safer to use your card on the net where its encrypted
than it is to use it in a store.

The times you hear about the largest number card numbers getting stolen, it's places like TJX, etc.
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polichick Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:12 PM
Response to Reply #6
11. What's TJX?
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ET Awful Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:18 PM
Response to Reply #11
15. TJX is the corporation that owns Marshalls, TJ Maxx, AJ Wright, etc.
Edited on Fri Nov-13-09 02:21 PM by ET Awful
They were the source of the 45+ million card numbers that were stolen in 2007. They were also one of the targets of the guys last year who were trying to hack into corporate networks and steal data (them, Barns & Noble, BJ's Wholesale and a few others).
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polichick Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:19 PM
Response to Reply #15
16. Thanks! nt
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SoCalDem Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 03:00 PM
Response to Reply #6
17. restaurants are famous for this..sometimes not even giving you your own card back
and by the time you notice it and go back, you can have a LOT of stuff charged to you..not all places check IDs when a debit card is used as a credit card..

We have a little BS account with a debit card and never keep much money in it..just for online shopping, and it's not a bad idea to open a credit card account with a deliberately LOW line of credit, just for that.. If it's not accessible, they can;'t take it :)
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ET Awful Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 06:34 PM
Response to Reply #17
25. Some cards also will let you set up a single use "virtual" card no.
to use for on-line purchases.
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SoCalDem Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 03:00 PM
Response to Reply #6
18. restaurants are famous for this..sometimes not even giving you your own card back
and by the time you notice it and go back, you can have a LOT of stuff charged to you..not all places check IDs when a debit card is used as a credit card..

We have a little BS account with a debit card and never keep much money in it..just for online shopping, and it's not a bad idea to open a credit card account with a deliberately LOW line of credit, just for that.. If it's not accessible, they can;'t take it :)
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Warpy Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 01:47 PM
Response to Original message
2. I will. I have an ATM card
and I don't keep much money in that account. If some hacker gets the card number and manages to use it, he's not going to get much.

It's the safest way I know of to buy online, that or a prepaid credit card.

I really, really hate shopping.
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FarCenter Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 03:59 PM
Response to Reply #2
19. ATM cards are dangerous to use when shopping
Use ATM/debit cards only at your bank's ATM to get cash. If you have overdraft protection, you can be hit for more than is in your account. And since it is a checking account, the consumer protections are lousy.

Use a credit card that you pay off every month. Or cash. Use a separate credit cards for net, versus transactions like grocery stores or gas stations where you never hand over your card, versus restaurants, bars, etc, where they can be skimmed and duplicated by the waiter.
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Warpy Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 04:08 PM
Response to Reply #19
21. What part of "limited funds" didn't you get?
As much as I could be exposed by an ATM, the exposure is far greater for credit cards that change the rules almost daily. Screw 'em.

I've found something that has worked quite well for me for many years.

It breaks my heart that you don't approve.

BTW, I use cash in restaurants. It's the safest of all.
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FarCenter Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 04:32 PM
Response to Reply #21
22. Well, if you don't believe me, read this
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ET Awful Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 06:37 PM
Response to Reply #22
26. Okay, let's see what it says. . .
"Electronic transactions are governed by a different federal law than credit card charges. Regulation E, the Electronic Funds Transfer Act, protects debit card users from fraudulent charges (except for the first $50) if the cardholder reports a lost or stolen card within two business days after learning of the loss."
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NeedleCast Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 01:48 PM
Response to Original message
4. it is MUCH more likey that someone got a physical copy of your card number
If you've returned anything lately or had a paper credit card slip, that's probably how they got it.

I got hit last year and they traced it back to a Taxi Cab dispatcher
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Tracer Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:01 PM
Response to Original message
7. Somebody from Turkey did the same to me.
I didn't cancel the card, though. Just got a new card number.

(And the CC company didn't give me any problem about cancelling the phony charge.)
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FLyellowdog Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:08 PM
Response to Original message
8. Somebody from Nashville did the same to me...
I accidentally left my card at the restaurant register and someone took it. Within two hours, it had been used to purchase tank of gas (successful)and tried to purchase big electronic item online from Kmart (declined). Thankfully I had realized it was missing and reported asap. No charges to me...just got a new card. :hi:
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BolivarianHero Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:11 PM
Response to Original message
10. Probably a vacationing Saudi Prince...
As crooked as a Republican and as inhumane as a North Korean soldier.
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David Zephyr Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:12 PM
Response to Original message
12. This happened to me and when I reported it, they hit my credit score.
These fuckers have us coming and going.
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peacetalksforall Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 02:16 PM
Response to Original message
14. An acquaintence told me that she dropped her auto repair store in spile of
being happy with their work because they left cc info around on the counter. They were very casual about invoices and receipts.
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FarCenter Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 04:02 PM
Response to Reply #14
20. By law, no credit card or ATM receipt should have more than the last 4 digits printed on it
Edited on Fri Nov-13-09 04:03 PM by FarCenter
If a business is printing more, they are not in compliance.
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NeedleCast Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 04:36 PM
Response to Reply #20
23. That only involves electronic swipe machines though
Some places still do imprints.
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FarCenter Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-13-09 04:46 PM
Response to Reply #23
24. In which case, use cash or trade somewhere else
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