Just cancelled my credit card...some turd in Dubai has my number

[Dreamer Tatum]

Asshole tried to charge $1500 worth of stuff today alone. I hate thieves.

Luckily nothing fishy at the bureau...just some a-hole got my number through god knows what hacking,
lost customer lists, and so forth. I'm never buying anything over the net again.

[polichick]

1. How do you know he got the number from the net? nt

[Dreamer Tatum]

3. Why not the net? I used it on Amazon and a few other places

for every one time they disclose that millions of card numbers got out, I wonder how many undisclosed and undetected instances there are.

[polichick]

5. Could be the net, but could be stores, restaurants, etc. Credit card companies...

...have people working for them all over the world.

[Dreamer Tatum]

9. It doesn't matter. Just burns me when people conspire to defraud and steal. nt

[polichick]

13. Yeah, it's awful - sorry it happened to you! nt

[ET Awful]

6. The vast majority of the time, it's safer to use your card on the net where its encrypted

than it is to use it in a store.

The times you hear about the largest number card numbers getting stolen, it's places like TJX, etc.

[polichick]

11. What's TJX?

[ET Awful]

15. TJX is the corporation that owns Marshalls, TJ Maxx, AJ Wright, etc.

They were the source of the 45+ million card numbers that were stolen in 2007. They were also one of the targets of the guys last year who were trying to hack into corporate networks and steal data (them, Barns & Noble, BJ's Wholesale and a few others).

[polichick]

16. Thanks! nt

[SoCalDem]

17. restaurants are famous for this..sometimes not even giving you your own card back

and by the time you notice it and go back, you can have a LOT of stuff charged to you..not all places check IDs when a debit card is used as a credit card..

We have a little BS account with a debit card and never keep much money in it..just for online shopping, and it's not a bad idea to open a credit card account with a deliberately LOW line of credit, just for that.. If it's not accessible, they can;'t take it

[ET Awful]

25. Some cards also will let you set up a single use "virtual" card no.

to use for on-line purchases.

[SoCalDem]

18. restaurants are famous for this..sometimes not even giving you your own card back

and by the time you notice it and go back, you can have a LOT of stuff charged to you..not all places check IDs when a debit card is used as a credit card..

We have a little BS account with a debit card and never keep much money in it..just for online shopping, and it's not a bad idea to open a credit card account with a deliberately LOW line of credit, just for that.. If it's not accessible, they can;'t take it

[Warpy]

2. I will. I have an ATM card

and I don't keep much money in that account. If some hacker gets the card number and manages to use it, he's not going to get much.

It's the safest way I know of to buy online, that or a prepaid credit card.

I really, really hate shopping.

[FarCenter]

19. ATM cards are dangerous to use when shopping

Use ATM/debit cards only at your bank's ATM to get cash. If you have overdraft protection, you can be hit for more than is in your account. And since it is a checking account, the consumer protections are lousy.

Use a credit card that you pay off every month. Or cash. Use a separate credit cards for net, versus transactions like grocery stores or gas stations where you never hand over your card, versus restaurants, bars, etc, where they can be skimmed and duplicated by the waiter.

[Warpy]

21. What part of "limited funds" didn't you get?

As much as I could be exposed by an ATM, the exposure is far greater for credit cards that change the rules almost daily. Screw 'em.

I've found something that has worked quite well for me for many years.

It breaks my heart that you don't approve.

BTW, I use cash in restaurants. It's the safest of all.

[FarCenter]

22. Well, if you don't believe me, read this

http://www.consumer-action.org/english/articles/underst...

[ET Awful]

26. Okay, let's see what it says. . .

"Electronic transactions are governed by a different federal law than credit card charges. Regulation E, the Electronic Funds Transfer Act, protects debit card users from fraudulent charges (except for the first $50) if the cardholder reports a lost or stolen card within two business days after learning of the loss."

[NeedleCast]

4. it is MUCH more likey that someone got a physical copy of your card number

If you've returned anything lately or had a paper credit card slip, that's probably how they got it.

I got hit last year and they traced it back to a Taxi Cab dispatcher

[Tracer]

7. Somebody from Turkey did the same to me.

I didn't cancel the card, though. Just got a new card number.

(And the CC company didn't give me any problem about cancelling the phony charge.)

[FLyellowdog]

8. Somebody from Nashville did the same to me...

I accidentally left my card at the restaurant register and someone took it. Within two hours, it had been used to purchase tank of gas (successful)and tried to purchase big electronic item online from Kmart (declined). Thankfully I had realized it was missing and reported asap. No charges to me...just got a new card.

[BolivarianHero]

10. Probably a vacationing Saudi Prince...

As crooked as a Republican and as inhumane as a North Korean soldier.

[David Zephyr]

12. This happened to me and when I reported it, they hit my credit score.

These fuckers have us coming and going.

[peacetalksforall]

14. An acquaintence told me that she dropped her auto repair store in spile of

being happy with their work because they left cc info around on the counter. They were very casual about invoices and receipts.

[FarCenter]

20. By law, no credit card or ATM receipt should have more than the last 4 digits printed on it

If a business is printing more, they are not in compliance.

[NeedleCast]

23. That only involves electronic swipe machines though

Some places still do imprints.

[FarCenter]

24. In which case, use cash or trade somewhere else