Schumer wants Freecreditreport.com to give you the report first, THEN ask for your credit card #

[majamay]

I once forgot to cancel the free report from freecreditreport.com before the 7 free days, so I got slapped with something like $14 or $19 a month for their credit monitoring service. I realized my mistake after 2 months, so I had to pay about $30-$38.

Charles Schumer wants websites such as freecreditreport.com to give consumers their report first and ask for the credit card information afterwards.

I agree with that. In today's very busy life, one sometimes forgets or doesn't have time to be on hold on the phone to cancel a service. Besides, freecreditreport.com doesn't let you cancel by email. I bet that's because they know it's much more easy and convenient for people to do it that way.

http://bucks.blogs.nytimes.com/2009/11/03/senator-schum...

[LynneSin]

1. I hate that scam - IT'S NOT FREE

Once a year you can get a free credit report from your state. That's how I get mine.

[LLStarks]

2. annualcreditreport.com is the only true free credit support site. nt

[elehhhhna]

3. why not advert a free car? come get it then we'll bill you. How is that FREE?

[majamay]

4. What I understood was that you can refuse to give up your credit card #

It's not clear in the article whether this is the case, but I assume that's the case.

[Dennis Donovan]

5. Hey, those pirate hats cost $$$!

[tridim]

6. I applied a few years ago (before the scam was ID'ed) and I didn't give them my cc info..

I only verified that my card # ended in "**** **** **** 1234". I never typed in the numbers and they charged me anyway.

Obviously completely illegal. I hope they fry.

[Ruby the Liberal]

7. Cancelling this service is a bigger PITA than the AOL of days gone by

You are lucky if you only have to talk with 3 people. All of whom trained to argue with you about how your life will turn to shit without them. Cancelled because you are now unemployed? Well -- that is EXACTLY the time you need us to protect you!! Blah, blah, blah.

[SoCalDem]

8. Remember the old Columbia Record Club??

Send the card back, or you get a crappy record

NOTHING is free... even if it's named FREEcredit report

The ones I love are the sites that claim to check for dangerous viruses & tie up the computer forever, searching..and then tell you they identified 38,467 threats...BUT unless you sign up and pay , they won;t tell you which ones they are or remove them

and from then on they send you emails

[jaysunb]

9. I got burned for 14 bucks

and got too frustrated w/ CitiBank to get it back.

[depakid]

10. The FTC should have shut this scam down a long time ago

That it hasn't tells us something about this administration....

[Common Sense Party]

11. But they have such catchy jingles.

[depakid]

12. They're also earning the corporate media a ton of money...

just like PhARMA is with their endless disease mongering.

[robinlynne]

13. How about a law that says that anything descibed as free has to be free.

no free, asterisk, see below. There are hundreds of these scams all over the place.

[cbdo2007]

14. This is stupid. Maybe you should be able to take your food home from

the grocery store first and eat it and then pay for it.

Just read the freakin directions people. You admit you "forgot" to cancel. Just grow up and learn some responsibility.