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Aislin Bates: Colorado Toddler Denied Health Insurance For Being Underweight

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democracy1st Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:17 PM
Original message
Aislin Bates: Colorado Toddler Denied Health Insurance For Being Underweight



The parents of a two-year-old girl in Colorado are unable to attain health insurance for their daughter because the insurer, United Healthcare Golden Rule, claims she is too small. In a letter sent to the family of the child, Aislin Bates, United Healthcare Golden Rule writes, "we are unable to provide coverage for Aislin because her height and weight do not meet our company standards." According to a Colorado news station, Aislin weighed six pounds, six ounces at birth, and now weighs 22 pounds.

When Robert Bates, the girl's father, left his former job to start his own business, he was forced to seek out his own health insurance, and enrolled his family in an insurance plan with United Healthcare Golden Rule. "It took me by surprise," Bates told ABC 7 in Denver. "I didn't think that her size was that abnormal and that it was something that you'd consider to be unhealthy." As ABC 7 reports:


A spokeswoman for United Healthcare Golden Rule said 89 percent of the people who apply for insurance get it. Ellen Laden, the company's public relations director, told the station that most insurers have their own propriety height and weight guidelines.


"Ours are based on several medical sources, including the Centers for Disease Control, and are well within industry standards," she said.


Recently, another child in Colorado, Alex Lange, was also denied coverage, but for "preexisting obesity" instead of being underweight. In that instance, the insurer, Rocky Mountain Health Plans, reversed their policy after the parents of the 17-pound infant gained media exposure. After the reversal, Rocky Mountain Health Plans attributed the boy's rejection for health coverage to a "flaw in our underwriting system."

The Bates family is hoping for a similar change in policy. In the meantime, Aislin Bates remains uninsured



Read more at: http://www.huffingtonpost.com/2009/10/20/aislin-bates-c...


http://www.thedenverchannel.com/health/21348145/detail....


Alex Lange

UPDATE: Rocky Mountain Health Plans has now said it will cover Alex Lange, a baby they previously refused to give health insurance because of his weight.

"A recent situation in which we denied coverage to a heavy, yet healthy, infant brought to our
attention a flaw in our underwriting system for approving infants," says Steve ErkenBrack, president and CEO, Rocky Mountain Health Plans. "Because we are a small company dedicated to the people of Colorado, we are pleased to be in a position to act quickly. We have changed our policy, corrected our underwriting guidelines and are working to notify the parents of the infant who we earlier denied."

Read the whole press release.

http://big.assets.huffingtonpost.com/RMHP_to_Cover_Heav...
http://www.huffingtonpost.com/2009/10/12/alex-lange-den...
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tabatha Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:18 PM
Response to Original message
1. The world has gone mad.
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FiveGoodMen Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:21 PM
Response to Original message
2. Once again: I call upon the god that does not exist
To spring to life and create the hell that these Insurance Execs so richly deserve.

God damn these motherfuckers.

There are not enough tortures in all of the BushCo manuals to do justice here.

And GOD DAMN the DEMOCRATS who are helping these Satan-droppings get their way!
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guitar man Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:31 PM
Response to Reply #2
6. better yet
Isn't it about time for some angry mobs with pitchforks, torches, tar and feathers? What is it going to take? :grr:
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FiveGoodMen Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:56 PM
Response to Reply #6
11. Apparently, 'Murkins are unable to take a stand on anything unless directed by
A) A preacher, or

B) A radio or television personality
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guitar man Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 04:34 PM
Response to Reply #11
17. well in that case
we deserve every screwing we get :(
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FiveGoodMen Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 04:56 PM
Response to Reply #17
19. Collectively, I think we do.
But that's still no fun for those of us who saw this crap coming and were powerless to stop it.
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guitar man Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 05:15 PM
Response to Reply #19
20. I agree
Those of us that have been called "chicken little", screamed at, cussed at, stomped on, pissed on and been repeatedly accused of being un-american for daring to speak up will suffer the same fate as the rest, and we'll never get an apology from everybody we tried to warn.
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kath Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 06:21 PM
Response to Reply #6
22. Guillotines??
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guitar man Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 06:33 PM
Response to Reply #22
25. well, you know
I constantly remind myself of the Nietzsche quote "Be careful when you fight monsters, lest you become one yourself" when I start to get angry at the social injustice we have tolerated for the sake of malicious greed in his country. It's a good quote and makes a good point, but....at what point does it all become too much to tolerate? What conditions must be present for the fed up masses to be able to act out of righteous indignation and not "become monsters"? I don't know the answer to that, maybe nobody does, but I do feel at times that our aristocrats are sitting on a proverbial grenade playing with the pin and don't have the slightest clue that it could blow up. God help us all if that ever happens.
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FiveGoodMen Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 07:02 PM
Response to Reply #22
27. Nice and dramatic. But a little too quick.
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liberalhistorian Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 06:53 PM
Response to Reply #2
26. Oh, believe me, I do believe in that God and
I assure you that these "people", if you can even call them that, WILL be answering to a higher power when it comes time for their final checks to be cashed in. And it won't be pretty. I'd rather answer to a screaming mob of thousands with torches and pitchforks than deal with what they have coming to them.
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MissMarple Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:21 PM
Response to Original message
3. They shouldn't hold their breaths with Golden Rule.
If the company does change its decision, we will know they are being affected by the broader health care debate.
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MindPilot Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:22 PM
Response to Original message
4. "89 percent of the people who apply for insurance get it"
"...and we don't give a flying rat's ass about the 19% who don't." Insurance company spokeswhore.
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tabatha Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 04:25 PM
Response to Reply #4
14. 11%
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MindPilot Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 07:21 PM
Response to Reply #14
28. How do you expect the insurance companies to make any money
if they can't deny over 100% of the claims?

Stupid math number thingies... :blush:
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derby378 Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:30 PM
Response to Original message
5. Lest we forget, UnitedHealthCare CEO Stephen Helmsey earns a reported $57,000
That's not per month or even per day. That's per hour.
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kath Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 09:08 PM
Response to Reply #5
29. That is too obscene to even contemplate.
The mind boggles.

At least a 90% marginal tax rate should exist for this fucker... or torture or the g-word, as mentioned above.
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Mariana Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:37 PM
Response to Original message
7. My daughter was small like that.
She didn't triple her birth weight until she was almost three years old. She's 14 now and she's still quite petite - 5'2" and 97 lbs.

It doesn't mean jack unless there are other indications that something is wrong.

My husband's insurance company (throught his job) has made out like a bandit with her. Other than the routine stuff, I've taken her in to see a doc maybe three times in her life, for minor problems. She's the healthiest kid I've ever seen.

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Arkansas Granny Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:41 PM
Response to Reply #7
8. My daughter was small, as well. She weighed a little over 8 pounds at birth,
but at two years she only weighed 22 pounds. Her pediatrician told me not to worry about it as she was perfectly healthy. She weighed under 100 pounds until after her second child was born and at age 40 she still shops in the petite department.
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shanti Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:42 PM
Response to Reply #8
9. you think 8 pounds is small
for a baby? :eyes:
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OmmmSweetOmmm Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 04:17 PM
Response to Reply #9
12. Nope, you have to keep reading the post! I thought the same until I did.
:hi:
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Mariana Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 04:23 PM
Response to Reply #9
13. MIne was 8 lbs too.
We don't mean they were small at birth, but that they didn't grow as fast as they were "supposed to" according to the height/weight charts. A 22lb two-year-old is small.

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Arkansas Granny Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 04:30 PM
Response to Reply #9
16. No, her birth weight was not small, but her 2 year old weight was below normal.
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seabeyond Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 03:49 PM
Response to Original message
10. i knew it would happen with one overweight and he looked fine to me, i have a child so slim
and a low density in bones, very fine bone. at 5 i could carry him fine if i wanted. at 8 i could left him easily. where as my youngest son, big boned, was too heavy to carry at 2.

my oldest was always and still is the bottom scale in weight and hieght on the by far high end

i was just waiting for them to deny that baby.
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KamaAina Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 04:28 PM
Response to Original message
15. Golden Rule
He who has the gold, rules.

:sarcasm:
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Ms. Toad Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 04:56 PM
Response to Reply #15
18. In my experience, they are one of the worst
I am uninsurable because of them. I had two private issue policies after I acquired a condition - fully disclosed it to each insurer - and was issued a policy no questions asked. Golden Rule came along - denied.

As a practical matter, that means that no other private insurer will ever issue me a policy except as part of a high risk pool since a question on every policy I have ever applied for is "have you ever been turned down for insurance - please provide details."

I take no prescription medication on a regular basis, see my doctor once a year for routine tests, he has decided that my big medical issue is that I am vitamin D deficient (the fad diagnosis of the year) - likely because he can't find anything else wrong with me. I have cost all of perhaps $300 a year for each of the last 8 years, and $1500 a year for the last two - because I am now at the age where I need a colonoscopy every other year. Yeah. I'm a real bad risk.
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democracy1st Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 09:12 PM
Response to Reply #15
30. +1
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Nikki Stone1 Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 05:31 PM
Response to Original message
21. What is this, Goldilocks Health Care? They only take you if you're "just right".
:grr:
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ddeclue Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 06:23 PM
Response to Reply #21
23. BRILLIANT! DUZY! CAN I USE THAT? WHAT A GREAT LINE!
You should write an OP with this title!

DING! DING! DING!

:applause:
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Nikki Stone1 Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 09:36 PM
Response to Reply #23
31. Why don't you create the OP but credit me? Then we'll both be happy. :)
:)
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ThatsMyBarack Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 06:29 PM
Response to Original message
24. Too fat! Too thin!
Ya can't win! :(
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donheld Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-20-09 11:12 PM
Response to Original message
32. K & R
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