Anyone here banks with US Bank?

[question everything]

We opened a checking account some 7 years ago, got an ATM card with is also a VISA and thought it was nice that using it earned us some sort of cash back. About 0.25% of the transactions.

But recently I noticed that the amount of the "Reward" has not moved since the beginning of the year. Actually, it has not moved since October 2007!

So I called the bank was was admonished that "not every transaction can be considered for a reward." Oh yeah? Since when? My transactions are the same: groceries and prescriptions which, I consider, have to be paid from available funds, not put on credit.

"You changed the rules of the game," I told the rep. She must be new since she really did not know, just told me to go online and find the list of merchants. I am sure that they have a list of merchants where I do not shop. And, I suppose, this is one way for them to continue to squeeze, since we do not generate overdraft fees.

Funny thing, though. Several months ago I was at a branch to inquire, and the chief cashier chimed in: yes, I noticed it too. And a "banker" told me to get a new card which, of course, has done nothing.

[snappyturtle]

1. I bet Michael Moore would consider your encounter with US Bank

part of the 'Love Story'.

[katkat]

2. get a schwab card

Get a Schwab card. 2% cash back, no fees if you pay on time.

[demosincebirth]

3. Most cards give at least 1% back on every purchase.

[question everything]

4. Debit cards, too? (nt)

[demosincebirth]

5. Some do, but very few. Best deals that I have are from Am Ex and Discover card

One down side about these cards is that they are not accepted everywhere




on edit: Am Ex has an annual fee.