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NightWatcher Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:29 PM
Original message
Poll question: Do you have health insurance?
Do you have health insurance?
If not, do you have medical needs that are going un-addressed right now?

Sorry, polls are turned off at Level 3.

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ayeshahaqqiqa Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:32 PM
Response to Original message
1. No insurance, but I have a doctor
who is looking out for me and mine. She's a holistic physician, the only kind I will go to. Even though she is an MD, she isn't rich and takes payments for things. Has cured my husband of a serious disease.
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Blue_In_AK Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:33 PM
Response to Original message
2. We have health insurance through my husband's pension...
Edited on Thu Dec-06-07 12:35 PM by Blue_In_AK
But they currently take $800 a month out of his fixed income, and the deduction keeps rising. When we turn 65 in a few years, we can either opt out in favor of Medicare or keep paying. The problem is there are no primary-care physicians in Anchorage who will see new Medicare patients, so we don't know what we're going to do exactly when that time comes. We may be forced to stay healthy.
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uppityperson Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:35 PM
Response to Original message
3. I have insurance, sliding fee scale.
WA is good in that they provide this for residents. We are at top of income level so pay more, but still a bit less than having to buy it on our own, since am self employed. I am afraid of what will happen if we make too much and have to buy it totally private, as won't be able to afford much except catastrophic.
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Lasher Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:36 PM
Response to Original message
4. I have medical insurance through work, spouse's work, and the VA.
Lucky guy, huh? But none of it is "provided for me" in the sense that I have to pay part of the premiums (except for the VA) and there's a copay on about everything.
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:37 PM
Response to Reply #4
5. Same here. Insurance through my spouse's work, but it's $400
a month.
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Lasher Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:07 PM
Response to Reply #5
17. Ouch!
Spouse's insurance premium for her and me: $136 a month
My employer insurance for me and her: $100 a month

Both of the above includes dental. No premium for VA medical but I don't have an option of covering her under it and it doesn't include dental.

So many are much worse off in this respect than you and I. :(
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Lydia Leftcoast Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:38 PM
Response to Original message
6. I buy my own insurance but it has a $5000 deductible
Edited on Thu Dec-06-07 12:38 PM by Lydia Leftcoast
and 20% copays AFTER the deductible is met.

:-(
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enid602 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:42 PM
Response to Original message
7. unacceptable
I hope the above numbers aren't representative of the general public; they're totally unacceptable. One uninsured would be unacceptable, though.
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GreenPartyVoter Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:44 PM
Response to Original message
8. MaineCare (medicaid)
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chemp Donating Member (569 posts) Send PM | Profile | Ignore Thu Dec-06-07 12:44 PM
Response to Original message
9. other
I have insurance. I pay for it. It covers my family.
I have to fight them every step of the way whenever I have to use it. They have refused payment for EVERYTHING I have ever claimed.

Insurance sucks!
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Tierra_y_Libertad Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:45 PM
Response to Original message
10. Retired from Federal job. Carried my insurance for me & wife with me.
I assume I'm also still covered by VA.
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Lasher Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:37 PM
Response to Reply #10
30. You might not still be covered by the VA
You should have a recent VA photo ID card. All who are current have one. They expect you to stay current by going in for a physical at least once a year. If you haven't been doing that there is a chance they might have dumped you.

To qualify you will be approved if you are retired military (20+ years), or if you have some other qualification such as a service-connected disability that would make you part of Enrollment Priority Groups 1 thru 6. Otherwise you are considered part of priority group 7 or 8 and must pass a harsh means test if you apply for benefits on or after January 16, 2003.

http://www.va.gov/healtheligibility/Library/pubs/EPG/En...

One advantage of staying current with the VA is that you could have something to fall back onto if your current or former employer cancels you or if they replace your coverage with something that is too expensive for you to afford. It is prudent to keep all our options open in this brave new ownership society.
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Tierra_y_Libertad Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:41 PM
Response to Reply #30
34. Oh, well. Having been in a VA hospital, it would be a very last resort.
So, I'll take my chances with the Fed version of BC/BS which is pretty good.
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raccoon Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:46 PM
Response to Original message
11. I pay for my own, $5000 deductible, and it doesn't cover 2 pre-existing conditions I have.

Haven't had group health insurance since 1993.
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pinto Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:48 PM
Response to Original message
12. Medicare.
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earth mom Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:49 PM
Response to Original message
13. I have what many would consider "good" insurance.
Last summer I had medical issues that had me in and out of the doctors office like it was McDonalds and I DID NOT get cured and am still having symptoms. :argh:

The medical system in this country is a TOTAL JOKE. :puke:
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juajen Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 12:49 PM
Response to Original message
14. My husband and I are covered by medicare and
Edited on Thu Dec-06-07 12:49 PM by juajen
we have a supplemental policy paid for by our children. I have only had this for the past year. Before that, I was uninsured, waiting for medicare to begin. God bless our very good children, who make sure we have everything we need. We are very blessed; and, yes, we were amazingly good parents, even though we never seemed to have enough money to go around.
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Inkyfuzzbottom Donating Member (293 posts) Send PM | Profile | Ignore Thu Dec-06-07 12:53 PM
Response to Original message
15. I'm a fed
and have decent insurance thru the government. It costs me just under $300 a month for hubby and me. The deductible and co-pays are fairly reasonable. I consider myself lucky to have such good health insurance. It's the primary reason I've stayed a fed for the past 25 years. I'm planning on retiring in 2015, when I'm eligible, so I can finally do something I like.
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class2068 Donating Member (72 posts) Send PM | Profile | Ignore Thu Dec-06-07 01:07 PM
Response to Original message
16. TRICARE
All it takes is 20+ years in the military. 8*)
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Red Zelda Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:10 PM
Response to Original message
18. I have nothing
I've come to realize that in the country I have no worth.
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Marrah_G Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:13 PM
Response to Original message
19. I don't really fit in any of those answers
Edited on Thu Dec-06-07 01:14 PM by Marrah_G
I have health insurance from the state that I pay a portion of it.

My kids have insurance through their father with state health care as a back up.

I pay 60 per month and the state insurance is far better then any private hmo.

The 60 per month is what I am charged on a sliding scale based on my 40k a year wages. Citizens up to an income of 61,000 ( for a family of 4)and no insurance are eligible to buy into the system.
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Breeze54 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:23 PM
Response to Reply #19
26. Then you do have insurance.
;)

Other? Yes!! ;)
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Breeze54 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:13 PM
Response to Original message
20. I just got the MA Health Insurance Form to sign up
under the new MA heath care reform plan. It may take until February though to be approved.

They were supposed to send two applications but only one arrived today and it was opened.

Tape had been popped and there was a black footprint on the envelope and it was torn.

Now we'll wait, yet another day, for the second envelope and I may have to call again

to request a second application and then that'll take even more time, with the holiday mail

and my son's approval will be delayed.

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redqueen Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:13 PM
Response to Original message
21. I pay for it. $250 / month.
*sigh*
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mmonk Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:17 PM
Response to Original message
22. I currently pay $806 a month for a family of four, $1000 deductable
per person, co pays for medicine and doctor's visits. It is scheduled to increase to $991 a month in January. That is when I'm switching to a Health Savings Account with a $5450 family deductable and $726 monthly premium with 100% coverage after $5450 deductable is met.
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redqueen Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:21 PM
Response to Reply #22
25. Jesus... that's nearly half my net income.
I don't know how you manage.
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mmonk Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:32 PM
Response to Reply #25
28. It's tough.
When people get part or all of their insurance covered by an employer, they don't realize how bad it is until they lose their job and cobra runs out.
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redqueen Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:35 PM
Response to Reply #28
29. When I last lost a job... I realized COBRA is a joke.
There was just no way I could afford it, much less deal with what you're going through now.
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AnotherGreenWorld Donating Member (958 posts) Send PM | Profile | Ignore Thu Dec-06-07 01:19 PM
Response to Original message
23. No, I don't.
But I realized I'm better without it.
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eleny Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:20 PM
Response to Original message
24. Through my retirement association
I pay a chunk but have no idea if it's most of the cost. I chose your option one.
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China_cat Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:29 PM
Response to Original message
27. No insurance and not insurable.
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guitar man Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:38 PM
Response to Original message
31. I have insurance
through work for me and my family. Just found out Monday the monthly premiums are going up $100 a month. I can't afford it. I have until Wednesday to decide whether to keep or drop for the next year :(
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hunter Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:39 PM
Response to Original message
32. Real fun is when you can't get private insurance at any price...
Currently we have insurance through work, but we've previously timed out COBRAs and been in a position where we couldn't purchase medical insurance at any price. People always argue that there are private plans or pseudo-group plans for people with these sorts of pre-existing conditions but all we ever found was stuff that was essentially worthless and little better than being uninsured.

During one bad time we were able to get the California State plan for high risk people, which was a lot better than nothing, but we were on the waiting list and uninsured for a few months after our horribly expensive COBRA ran out.


The Major Risk Medical Insurance Program (MRMIP) provides health insurance for Californians unable to obtain coverage in the individual health insurance market because of their pre-existing conditions. Californians qualifying for the program, participate in the cost of their coverage by paying premiums. The State of California supplements those premiums to cover the cost of care in MRMIP. Tobacco tax funds currently subsidize the MRMIP. Due to limited funding, MRMIP may have a waiting list.

Qualifications:

  • California resident.

  • Cannot be eligible for both Part A and Part B of Medicare, unless eligible solely because of end-stage renal disease.

  • Cannot be eligible to purchase any health insurance for continuation of benefits under Cobra or CalCobra.

  • Unable to secure adequate coverage.


http://www.mrmib.ca.gov/MRMIB/MRMIB4.html



This nation needs a single payer health care system NOW, and the only thing stopping us from achieving this is the politicians who are beholden to the insurance industry, and the number of Americans who are blissfully unaware of what it is like to suffer chronic medical problems of the sort that make insurance either unaffordable or entirely unavailable.

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mmonk Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:42 PM
Response to Reply #32
35. Your statement
"This nation needs a single payer health care system NOW, and the only thing stopping us from achieving this is the politicians who are beholden to the insurance industry, and the number of Americans who are blissfully unaware of what it is like to suffer chronic medical problems of the sort that make insurance either unaffordable or entirely unavailable."

is so true.
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Lex Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:40 PM
Response to Original message
33. $330 per month for just me & I haven't ever been sick or injured
Edited on Thu Dec-06-07 01:42 PM by Lex
(thank goodness)

well, I've had colds or the flu, but that's it so far / no pre-existing conditions or anything / non-smoker




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mcscajun Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:53 PM
Response to Original message
36. I have insurance, not from my current employer, but from the firm I retired from
without that, I'd be totally screwed.
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Spacemom Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-06-07 01:54 PM
Response to Original message
37. I have no insurance
My husband's employer does offer it, but it would be over $500 a month. We simply can't afford that. My children are covered through SCHIP, but we are just over the line for assistance for myself and my husband. I have several health problems that are going without treatment. Most concerning is that I have diabetes. I know every day without treatment brings me that much closer to kidney failure, blindness and amputation. It's scary and depressing. :(
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