How much money do you have in the bank right now? checking?

[bridgit]

Poll question: How much money do you have in the bank right now? checking?

[blonndee]

1. What I have...

I answered, but it's all spent already, for next month's bills, student loans, and health care payments. Paycheck to paycheck. The only "savings" I have (and it's SMALL, but I'm glad it's there) is in a couple of mutual funds my parents gave me as a Christmas gift.

[Toucano]

2. Same here, only no parental endowement.

Just joking about the endowement part. :hi:

[blonndee]

6. Ha!

I was about to get all indignant. :)

[bridgit]

8. can you believe it, Hon, my landlady (who is a real piece of work) just took...

it upon herself to open the mailboxes and put a sign up, "Mail will not be delivered until further notice. Sorry for the inconvenience." :wtf:

something about the property owner lowering the boxes whatever...he's not even in town till Mon/Tues :wtf: :wtf: eh anyway whatever doesn't kill us makes us stronger right; rents paid, other stuff where it needs to be but i'm waiting on checks from clients sheesh what's wrong with that chick

hearing you too on the 'assets stay put' & already spent stuff too :hi:

[blonndee]

12. That's just weird!

You'd think she'd at least let you guys know so you could arrange to pick up your mail, huh?

I hope my post didn't seem like complaining. At least (at this point) my bills CAN still be paid, if just barely. It's just exhausting, the whole paycheck to paycheck thing. I know you understand. :hi:

[bridgit]

15. exACTLY, that's what i'm saying she should have posted something like days ago...

oh well, there's has to be a party somewhere :party: :hug:

[havocmom]

22. Might wanna check with the post master in your area and find out WTF's going on

Mail boxes don't meet some sort of legal standard? I would think the landlady doesn't have a say in mail delivery.

Had an apartment manger team (philander husband/drug addict wife) who thought they got to have keys to tenants' mail boxes (official USPS lock boxes on grounds). I moved from one apt to another and the box for the new one needed a new lock, which I asked our carrier about and which he replaced the very next day. The managers informed me THEIR KEY to my mailbox no longer worked and THEY HAD TO HAVE a key to the new box lock! We went 'round and 'round until the Post Master got involved and informed them about federal laws and such.

[bridgit]

24. oh yeah, that was all done last year...

something now about them being too high to reach into, but in either event notice would have been appreciated as was the case last year...a months notice as i recall

the guys at the postal hub just love me today i am sure :rofl:

[Divernan]

27. Landlords/no one has the right to interfere with US mail delivery.

Check with your local post office first thing Monday morning. Tell them you need a copy of the relevant regulation/law; report your landlord by address. I wouldn't trust the landlord to get the mailboxes put up Monday, Tuesday or whenever. Ask the Post Office to check into the situation immediately.

[bridgit]

30. yep, hubby said it's a form mail tampering...

not good...

[TomInTib]

28. Uh, that is a Federal offense

Your landlady does not own the mailboxes.

Give her a happy surprise and phone the manager of your local PO Branch. And requwst to remain anonymous.

No one has the right or legal option of screwing with your US Mail delivery.

[bridgit]

35. hey Tom...

:hi: i don't think he was the postmaster on a Sat, but the guy i talked to at the hub said that she was way off the map on this one, and that i would be able to file a formal complaint against her...it's a home bizz, and i'm waiting on some mid-month checks, but left the property owner a message that alluded to just that

she actually has a low grade feud with me as to a range of issues, and the owner knows that as well having received complaints about his agent already from many sources, many angles on & off the lot

she is elderly...goddess grant me the grace to survive myself at the proper time

good to see you :hug:

[TomInTib]

47. Don't file a complaint if you can avoid it.

That could exascerbate your ongoing "range of issues".

Wait for Monday and get the P O Branch involved.

Let them do it.

Speak to the Branch Manager, explain your position, and try to get him/her to take action.

If that doesn't work, ask for the phone number of the District (or what/whoever else is the next level above your local Branch.

That will do it, right there.

I am so pissed about them doing this to you that I wish I was there so I could do all of it myself.

[bridgit]

51. Tom, you're so sweet to me...

and i am taking your advise and keeping my little powder horn dry till Mon, what's done is done, and i had to just step back and stop bouncing round like a rubber ball

come Mon will be a new matter, hearing you on the "issues", keeping it on the hush-hush :hug: :hug: :hug: :loveya:

[pscot]

58. Call the postal inspectors

She's breaking a federal law. Better yet, tell her what she's doing is a federal crime, and you have notified the postal inspectors.

[bridgit]

61. yep...

[QMPMom]

3. Not nearly enough

[bridgit]

18. well said...

:thumbsup:

[Swamp Rat]

4. I owe money

a lot :(

[bridgit]

9. don't get me going SR...

:cry: :hi:

[Swamp Rat]

13. Sallie Mae owns me

:hi: :hug:

[Blue-Jay]

5. One. Million. Dollars.

[bridgit]

14. woohoo, you're buying the next round...

:bounce:

[Codeblue]

7. Only because I got my refund

check from financial aid recently. That puts me up to around $5,000. Otherwise, it's usually down under 200 in my checking account.

[bridgit]

10. good going Codeblue, we haven't seen refunds since this bush kid came to town...

:(

[Viva_La_Revolution]

11. today is payday...

ask again in a week. :(

[bridgit]

16. was supposed to be mine too dang it, i scatted across the top of it up the way...

glad to see it worked out for you though :)

[NMDemDist2]

56. today was supposed to be hubby's new job payday

zip ziclh zippo

some screw up somewhere :shrug:

luckily I have a couple bucks squirreled away still

[Viva_La_Revolution]

65. I hate when that happens...

hope it's fixed for you soon.

:hug:

[WindRavenX]

17. 5.35 checking, 13.67 savings

College senior here...

[bridgit]

19. hey! we've almost got the same numbers going...

:bounce: IC here though, 'independent contractor'...can be quite the roller coaster :)

[liberal renegade]

20. I don't know

I haven't balanced it in 13 years...

[bridgit]

21. i like the way you do business...

;)

[liberal N proud]

23. I would have a lot more if the city in which I live would stop screwing me

First it was a sewer that I had to connect to that ended up costing 13K
Then there was the tore up drive way so the could resurface the street, which they left to me to fix.
Now they are forcing us to put in a sidewalk at the cost of $5/yard of concrete on a 150 ft linage on top of taking some of our property as an additional easement to what was there when we bought the house.

They are trying to break me literally

[bridgit]

25. yes i do hear you, we pay more in sacto city taxes than we do to live in the state of...

california; there's crazy little taxes all up & down the board: room, hotel, utility, county, state, city, even the Maloof's tried to slip one past us for their goofy new sports arena that they didn't want to pay for with their money

they are little when you look at them individually...but they add up no doubt :hug:

[liberal renegade]

29. been there

done that.....:grr:

[Zorra]

26. I don't use banks, they are evil. nt

[The Straight Story]

32. Hey now, I work for one!

We are not all evil ya know ;)

[BlueJazz]

31. checking and savings...about 975,000

..cents

[bridgit]

36. i'm not even going to calculate that, i'm just giving you this anyhow...

:)

[BlueJazz]

50. That's beautiful ...Did you make that?

[bridgit]

55. geawd i wish, with variations it is referred to as: The Crown Of Archimedes...

that he received for being such a smart guy, many other kinds but i like that one it's very fine/delicate...american robber barons are seen wearing them too, while smoking fat-cat cigars x(

[alittlelark]

33. The 'other' category is the highest.

Many of us are in our 40's and 50's+. That $$$ is earmarked for college for our kids etc. If you posted a poll reflecting the upper $ amt in banks the poll would look more realistic.

[bridgit]

38. 'other' could mean a bag of diamonds too, i wish i had a bag of blood-free diamonds...

:bounce: i hear you though :hi:

[Generic Brad]

49. Negative balances would also be in the "Other" category

Less than zero, more than $5000.

[alittlelark]

52. Good point.

sigh.

[ben_meyers]

34. Mean While

Some old Chevy Camaro just sold at Barrett Jackson for $800,000! What's wrong with this picture?

[bridgit]

41. you got that right, ben_meyers, welcome to du...

:toast:

[XemaSab]

37. 1,000 to 2,000

but most of it is going towards rent in a few weeks. :P

[bridgit]

39. rent in Santa B is a no play zone i do not have to tell you...

my rent is already paid :P

[XemaSab]

45. My rent for January is paid

But February is a whole new ball game. :(

Then I owe financial aid 300 bones, and Fresno county another 300 bones, and the utilities some scrilla, and shit, looks like it's more top ramen. :P

[bridgit]

48. oh damn that's right DANG IT!!

i mean about the rent thing rolling round too soon :(

[B Calm]

40. close to ten thousand

[bridgit]

43. no wonder you can be calm, B Calm...

:hi:

[B Calm]

46. It's stupid to have that much in our checking...

[bridgit]

53. why i'll bet you .50Ct's (i'm pretty sure i still have .50Ct's) that it is sitting...

in a yield checking acct yes...if not get it on over into one :)

[kineneb]

42. until Feb. 3

$379/$28 Money's got to last until then. SSDI gets auto-deposited on the 3rd of each month. I think there should be enough to pay all the remaining bills and eat. Will have to buy more gasoline than usual, because I have to drive 2+ hours to a friend's memorial service next Saturday.:-(

[bridgit]

44. meant to give you this in the Walmart thread, giving it to you here...

:hug:

[Roon]

54. Actually,the third falls on a saturday next month

So your check will be deposited on the 2nd! :-)

[Wiley50]

57. about $60 SSI $603 Deposit on 2/1

But Thanks to my DU Xmas present
at least I don't owe anyone this month

Thanks again, DU

[kineneb]

73. hang in there

:hug:

Our good news is that Hubby is eating again, after completely loosing his appetite, and about 10 lbs. The doc took him off of the blood thinners, and soon the clinic will be able to do more complete dialysis. Then he should start feeling better. Right now he is very fragile. (It is a long and ongoing medical saga.)

[troubleinwinter]

59. Why do you ask?

[bridgit]

60. i used to design & administer social science research samples...

but that's prolly not the answer you were looking for :shrug:

[troubleinwinter]

62. Haha! I wasn't looking for any particular answer.

I just wondered why the question without any indication what the purpose is. If it's social science interest, that's OK by me!

[bridgit]

63. actually, you could take a look at the GD page: there's a thread on how...

evil walmart is and how, presumably, evil the people are that shop there even if they feel they need to do so for financial reasons; there's a thread on poverty by Sapphire Blue, sfexpat's neighbors have no food, Costco's acting up for crying out loud and so i wondered where we fall as a group...basically...

the poll generated a little graph, don't know just what to think of it as yet but there it is...it seems by & large we are doing just fine :)

[troubleinwinter]

69. We know that a great number of people are hurting.

We read a lot on DU from our friends about being jobless, health cost issues, living very close to the edge.

How we fall as a group? Hard to really say from a poll with small numbers, I would think.

I wonder what results you'd get if you asked if people feel they are better/worse off under *bushco?

[bridgit]

70. sure, i hear what you're saying...

some samples are woefully slight while considered scientifically viable http://www.surveysystem.com/sscalc.htm :shrug: it's a fly by night one, but play with that portal, the number for a membership i.e. population of 100,000 is surprising

:wow:

samples as large as 35,000 that reach into more corners of a vast population of say 300,000,000 do yield more detail however, and you have a greater opportunity for LOQ & module development :thumbsup: it's tough and getting tougher all over of that there is no doubt in my mind :(

[OPERATIONMINDCRIME]

64. Does That Include Like 401k's Too? If Not, Then About 24 Grand Or So.

15G of that though is still remaining from the cash-out refi. So about 9 Grand prior to the cash-out.

If 401k is included, then tack on another 27 grand.

[bridgit]

66. no, just checking...

and to go to the heart of your question, not per se funds that have, or are to be considered in a state of flux by means of mechanism; mechanisms to include i.e. 'refi payout', temporary/stationary stock payout en route to some other instrument, or for that matter 'refi payouts' en route to improvements to be made, etc...just monies that sit there for operating purposes general or specific

[Manifestor_of_Light]

67. 'twill be gone for property taxes by end of January

GRRRRR.....we don't have a state income tax, so they sock it to us in other ways -- license fees, sales tax, property taxes, anything else they can think of.

[bridgit]

68. damn taxes anyhow...

i didn't check first are you in Oregon :hi:

[Contrary1]

71. I would fit in the "other" category had I not been

bailing family and friends out of this "vibrant economy" thing I keep hearing about.
I've lent out about $7,000. over the last four months. Lost jobs, break-in damage...
the fun just never stops.

[bridgit]

72. yep, peace & perseverance to us all is my thought...

:)