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so - staying "married" for the insurance backfired

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mzteris Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-24-10 08:07 PM
Original message
so - staying "married" for the insurance backfired
bigtime!

Yeah, I still had/have health insurance, but hubby neglected to pay the bills for which he assumed responsibility last year. (And no, dumbass me, didn't have any of it in writing. . . ) So - not quite ex - stopped paying his bills (though in all fairness he lost his job and the co-owned house didn't sell) - so, co-owned house went into foreclosure and "hubby" was declaring bankruptcy. My lawyer advised that *I* had to declare bankruptcy even though I had been paying MY bills... so creditors didn't come after me for "HIS" bills.

So now I'm officially "bankrupt" even though I spent YEARS and lots of effort getting and maintaining "good credit". He had NO credit when we married and used mine to establish his. Now I have none. Even though I contacted those to whom I owed and said I would still pay them - "so what" they said, whether or not you pay us, we'll still take your credit card away. Even though I've had ONE of them since 1978!!!

Did you know that that now impacts the ability to get a damn JOB? I try to explain but do you think anyone buys it? Also, the "restraining order" I took out a couple of years ago against him - when he was drinking - that not only has impacted HIS ability to get a good job, but evidently MINE as well. WTF?

And now - the bankruptcy is finalized (btw - went to court for the divorce and court postponed the damn divorce because we were in the middle of bankruptcy!! anyway) so am now seeking to finalize divorce and I still have to get insurance because I still have no job! I can continue "his cobra" - for myself, but it'll cost nearly as much as his paying for the whole family cost. He says we should just "stay married" for the insurance. I want out! But still have no job, he has a "job" paying about half of what he used to make - seven states away, so he's paying for the old house, the house the boys and I have, plus his room where's he's living.

Did I mention his GIRLFRIEND is due next month?!? And SHE was layed-off from HER job, too. What a f'ing clusterF---.

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elleng Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-24-10 08:57 PM
Response to Original message
1. SO SORRY, mzt; sure is a clusterf*k!
I'm in one too, but not quite as severe as yours, from what I can tell. Let's hang on together!

:hug:


E
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babylonsister Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-27-10 11:13 PM
Response to Original message
2. Aw, jeeze. I just found out my divorce will be final in May, extended
for 6 months out of the 'kindness of his heart' but he can no longer oblige. In the interim, I broke 4 ribs, but I'm an asshole for not getting a job. :eyes:

Thanks for sharing, and you are right about the clusterf*ck. PM me if you feel like it; misery loves company.
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