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So... I took a li'l pay for answering phones at a non-profit a few months back...

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Home » Discuss » Topic Forums » Disability Donate to DU
 
Inchworm Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Jan-13-10 04:15 PM
Original message
So... I took a li'l pay for answering phones at a non-profit a few months back...
Yesterday my "check writer" recieved a letter mandating her to withhold 15% of my mere 5-10 hour a week job's earnings and apply to student loan.

I couldn't continue my education because they wouldn't release my transcripts from 2yr degree, now this. Yes, I let them default during my divorce.. but geesh.

Getting very sick of this dang survival game.

:banghead: :grr:
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gateley Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Jan-13-10 04:17 PM
Response to Original message
1. Scary -- how did they find you? nt
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Inchworm Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Jan-13-10 04:22 PM
Response to Reply #1
3. oops, read below
I replied in wrong spot.

:crazy:
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Inchworm Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Jan-13-10 04:21 PM
Response to Original message
2. Assume brother let them know
After I kicked him out of my house because I could no longer support him. That took me over a year to do because I kept thinking he'd realize I was feeding him and keeping a roof over his head.

No idea really. He has threatened that though.

:(
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mrcheerful Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Jan-13-10 04:29 PM
Response to Reply #2
4. Sounds like SO 's sister, her and hubby spent 6 months free loading off us
got mad when I stopped buying food for the house and moved out. Only to run to SO's other family members to run dirt on me and hat an evil rat bastard criminal I was.
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gateley Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Jan-13-10 04:44 PM
Response to Reply #2
5. Oh, man. That sucks. I'm so sorry.
Just don't let him know where you work next. Ingrate.
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happyslug Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Jan-14-10 09:26 PM
Response to Original message
6. If your weekly income is less then $217.50, no attachment is permitted by law
Edited on Thu Jan-14-10 09:42 PM by happyslug
The Federal law on garnishment of wages has two parts, the well known 25% Cap on any attachment of any income (Exceptions exist for Child Support but NOT Student Loans) AND the less known but in this case the applicable statute limiting any attachment so that your weekly take home pay is NOT less then 30 times the hourly minimum wage. Minimum wage is now $7.25, 30 times $7.25 = $217.50, thus you MUST get from your employer $217.50 per week out of your weekly earnings (i.e. if you earn less the $217.50 you get ALL of your Income less Tax withheld).

Department of Labor Statement on Wage Attachment:
http://www.dol.gov/whd/regs/compliance/whdfs30.pdf

The above paper clearly points out the 30 times Minimum wage rule applies to even these attachment for Student loans.

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Inchworm Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-15-10 01:30 AM
Response to Reply #6
7. Thank you
I'm still trying to fix this.

:hug:
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