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CountAllVotes Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-08-08 01:11 PM
Original message
Online savings accounts
:hi:

I was wondering, can anyone here recommend an online bank? I had an account at INGdirect (the Orange Savings acct.) for awhile. They were slow to process transactions and I noted that a recent review I found of them (and for that matter most of the other accounts like this) had dropped quite a bit.

I noted the newest online savings account out there - Dollar Savings Direct. It has a two star rating with bankrate.com which is not good yet presently it is paying 4% APY.

My money market account at my credit union is now paying a whopping .99% and that is shameful IMO.

If you have any success stories with any of these online banks, please share this info.

Thanks very much for any help.

CountAllVotes

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cbayer Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-08-08 01:39 PM
Response to Original message
1. I recently opened a savings account and bought a CD from
Capital One Bank. They are relatively small, but my experience with them has been uniformly positive. I am getting over 4% on the savings account and over 5% on the CD. I have done all of my transactions with them on line, which is just the way I like it!

OTOH, my experiences with Bank of America have been really spotty and I can not recommend them.

:hi:
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Nite Owl Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-08-08 01:40 PM
Response to Original message
2. I've used
everbank.com for several years. No problems, very good service.
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CountAllVotes Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-08-08 02:01 PM
Response to Original message
3. thanks to both of you
I'll check these two banks out! I really appreciate it!

:D

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AndyA Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-08-08 02:28 PM
Response to Original message
4. I have online savings with Capital One, and haven't had any big problems with them.
You might take a look at them. They were offering higher rates than my local bank and credit union at the time.
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