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What's your credit score? I'll tell you if you tell me. :-)

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Raven Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 06:35 PM
Original message
What's your credit score? I'll tell you if you tell me. :-)
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TK421 Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 06:45 PM
Response to Original message
1. The last time I checked ( a couple of years ago ) it was in the low 600s
I'm afraid to see what it is now...I don't want to know
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Raven Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 06:53 PM
Response to Reply #1
3. I carried my ex-husband's bad credit history for years and finally
got that fixed. When I retired I paid off almost everything and now I fight not to carry a CC balance.
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QueenOfCalifornia Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 06:49 PM
Response to Original message
2. I am so special
that the credit companies keep sending me nice letters wanting to give me more credit cards...

I have had to swear off credit cards - they are like cocaine - addictive.
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KamaAina Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 06:58 PM
Response to Original message
4. 3-2 at second intermission.
:P
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trof Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 07:01 PM
Response to Original message
5. 1000
;-)
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Raven Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 07:04 PM
Response to Reply #5
6. Ah, can I get a loan from you? Has Obama contacted you about bailing us all out!
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trof Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 07:07 PM
Response to Reply #6
7. 1. Sure. 2. Not yet.
But he has my number in his Blackberry.
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madinmaryland Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 07:16 PM
Response to Original message
8. Lower than Lehman Brother's.
Unfortunately they won't bail me out.
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supernova Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 07:27 PM
Response to Original message
9. I have no idea
But that's only because in the last 10 years, I've refrained from borrowing money.
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barb162 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 01:07 AM
Response to Reply #9
20. I have no idea either
And I haven't borrowed even longer than you.
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SarahB Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 07:31 PM
Response to Original message
10. It was 720 a year and a half ago.
I bought a car at the time and got a rate of 4.99 because my score was decent enough. I don't see any reason why it would be lower now. Hopefully good enough to get a mortgage again in the next few months. :scared:
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Pale Blue Dot Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 01:16 AM
Response to Reply #10
23. I knew I would find you in this thread.
If it's about sex or credit scores, I know you'll be there. :spank: :loveya:
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wartrace Donating Member (920 posts) Send PM | Profile | Ignore Sat Jan-24-09 07:35 PM
Response to Original message
11. I am shooting for a score of "0".
The "Fico" score is nothing more than a rating on how much you love being in debt. Now that I have my home paid for and no other debts I am going to do my best to have a score of zero. I don't enjoy paying interest to banks all that much.
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rcrush Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 07:36 PM
Response to Original message
12. I failed my credit test
I'll have to take it again
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flvegan Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 07:37 PM
Response to Original message
13. 17.
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mwooldri Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 09:44 PM
Response to Original message
14. No worries, I know your score already.
I can just go into work and look it up!

As for my score... well it's "Fair"... and that's all I'm saying.

Mark.
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harmonicon Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 10:54 PM
Response to Original message
15. 4? Fuck if I know.
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skygazer Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 10:56 PM
Response to Original message
16. Just under 700
It's taken me a long time to crawl out from under the bad debt my ex left me with.




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Tuesday Afternoon Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-24-09 11:00 PM
Response to Original message
17. 42
or 69

always the answer to math questions ;)
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emilyg Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 12:24 AM
Response to Original message
18. 720 last month.
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Systematic Chaos Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 01:04 AM
Response to Original message
19. Ask any of the 15 or so collection agencies I've had to chase away...
... with invocations of the Fair Credit Reporting Act, due to countless bills for medical co-pays and treatments I'll never be able to afford. Or the bunch of small credit lines I defaulted on a few years ago. Or the apartment complex that evicted us on Dec. 14 a few years back. Or the credit union I gave my car back to one day before they could repossess it. I'm sure any of them could supply you with the number.

In short, I'll never give a rat fuck what my credit score is again so long as I live and breathe, barring hitting a 7-digit or higher payoff in the lottery.

:shrug:
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barb162 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 01:09 AM
Response to Reply #19
21. What if you need to buy something on credit, like a car or house?
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Systematic Chaos Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 07:30 AM
Response to Reply #21
30. Right now I'm in the process of trying to get on disability.
Hopefully only for a couple years, but who knows.... My wife makes just over $11/hour, from which over $160 is deducted every two weeks for our private health insurance.

My point was, there will never be enough left over for a house or a car, ever again, barring an absolute miracle. But that's okay. We and countless millions of other Americans are in the same boat and we all just either deal or die. :shrug:
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Lethe Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 01:11 AM
Response to Original message
22. -525
It is possible.
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Lucian Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 01:18 AM
Response to Original message
24. It's about as low as Bush's IQ.
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amitten Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 01:26 AM
Response to Original message
25. High 700's.
Edited on Sun Jan-25-09 01:26 AM by amitten
I'm a good girl.
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nadine_mn Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 03:40 AM
Response to Original message
26. So low that identity thieves give me back my info and tips
on how to steal others... gratis
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sfpcjock Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 04:54 AM
Response to Original message
27. I have a sicko wavering credit score -- weird, huh?
Edited on Sun Jan-25-09 04:56 AM by sfpcjock
I get to see it for free every month because Providian offered that with my Visa card a few years ago before they got bought by two other so-called banks. My score goes up a little, then down a little, then up a little. You get the idea. The game is fixed so that it never EVER gets over 700. BTW, I'm never 30 days late on any of my bills.

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Inchworm Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 04:58 AM
Response to Original message
28. Suk me
That's the best answer I have :D

:hi:
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LeftyMom Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-25-09 05:24 AM
Response to Original message
29. I have no clue. I spend money I already have.
:shrug:
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