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Missing one car payment wouldn't bring the repo man, would it?

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tjdee Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 07:15 AM
Original message
Missing one car payment wouldn't bring the repo man, would it?
Would it? I'll end up making two payments in August, but I'm just curious whether I should be more worried.
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RebelOne Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 07:18 AM
Response to Original message
1. Don't worry about it if you are financed through a bank
or the auto credit company. My loan is through Ford Credit and I've missed payments before and just made them up the next month.
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tjdee Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 07:23 AM
Response to Reply #1
3. HSBC is a bank isn't it LOL?
:dunce:

Who would you have the loan with, if it wasn't a bank or auto credit company?

Thanks for the reply!
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RebelOne Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 07:27 AM
Response to Reply #3
6. A lot of the smaller independent car dealers
finance their own sales. Them I would worry about.
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taterguy Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 07:20 AM
Response to Original message
2. Hope you enjoy riding a bicycle :)
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tjdee Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 07:23 AM
Response to Reply #2
4. Nooooo!!
I so don't!
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taterguy Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 07:25 AM
Response to Reply #4
5. You might not have a choice
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outofbounds Donating Member (578 posts) Send PM | Profile | Ignore Tue Jul-25-06 07:29 AM
Response to Original message
7. If its a credit union, it just might
I was out with a staph infection for six weeks and they knocked at the door. I called and explained the situation and they waived the payment and added it to the end of my loan. It did teach me to talk to my lenders when I needed a little time. I was 40 days late.
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elehhhhna Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 08:25 AM
Response to Original message
8. call them now and explain. they don't WANT to repo your car.
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LynneSin Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 08:29 AM
Response to Original message
9. It's always a safe bet to contact your financial institute
Edited on Tue Jul-25-06 08:30 AM by LynneSin
and let them know why you are late and that you plan to pay double the following month.

Edit note: If banks repo'd after one missed payments there would be alot more of us walking and taking public transportation.

But missing a payment will show up in your credit report but perhaps if you call them they make make an exception for you
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graywarrior Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jul-25-06 08:33 AM
Response to Original message
10. Yeah, what they said.
Call them.
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