Whoever came up with online Billpay should be elevated to Diety level

[LynneSin]

Seriously.

Before online Bill Pay, I was notorious for sending my bills in late. Mostly just due to forgetfulness, I couldn't find my check book or the most notorious reason for being late: I couldn't find any stamps. I was a bad bad girl. :spank:

Now I have Bill Pay setup through my bank (which is also the company I work for - so I get it free). I never have to find my freaking stamps and for 4 years my bills have all been paid on time 100%. I use about 20 checks a year (12 for rent) and my life is shiny shiny.

Anyone else big fans of billpay? I pay all my bills through my bank's service although some companies will allow you to set it up through their site. Outside my car insurance, I prefer paying through my bank so I have everything setup in one central location

[SHRED]

1. I have PayPal...

for Ebay transactions. It is convenient but you pay a little.

[luaneryder]

2. Love it!!

I just got my billpay set up and using it for the first time this month. I get it free along with a no monthly free checking account because I have direct deposit. Now I can pull up my account online and see all the transactions that have gone thru checking, see when the bills were paid, everything. It's a freeing experience to know that with a click of my mouse my bills can be paid on time without having to go thru the USPS.

[kikiek]

3. I'm just setting it up.

I forget to send them in too. Usually because I never have stamps and can't stand stopping anywhere to buy them. I also run the tank to E, but haven't run out of gas for more than 10 years now I am proud to say. It seems safe. That has been the only thing holding me back.

[ihaveaquestion]

4. Best thing ever!

But now I have lots of stamps - bought before signing up for it - that I have to use somehow. Guess I'll have to write some old-fashioned letters to someone.

[LynneSin]

5. You could donate those stamps to a non-profit org of your choice

I'm sure it's a donation they'll be happy to accept

[GOPisEvil]

6. Your ACLU would LOVE those stamps!

I've volunteered with a few mailouts for the ACLU, and believe me, stamps are always needed.

[ihaveaquestion]

9. Great idea - thanks!

[Misunderestimator]

7. I don't know how I ever got along in life before online billpay

What a major waste of time writing checks, recording the transactions, stuffing them in envelopes, writing return addresses, stamping them and sticking them in a mailbox. How 20th century.

Now it's click, click, type an amount, click, and you're done. (And those scheduled payments ROCK... I have about seven bills that just go out automatically every month, so all I have to concentrate on are the ones that change... electricity, water, etc.)

[RebelOne]

8. Yes, it is great. I have been paying bills online

for a couple of years now. It was definitely a godsend for me, as I was always out of stamps.

[Hotler]

10. I refuse to pay bills on-line.

First; it gives the "MAN" access to more of your private life. They can track your money and spending habits easier. It allows the "MAN" to lay off people that once did the job manually. It's bad enough they track us through our credit cards. Paying bills on-line saves the CEO's money which means more for them. Sending in a check makes them pay someone to open, post, and take the checks to the bank for deposit. You save two jobs, one at the business, and one at the bank.
My 2 cents.

[democratreformed]

11. My bad experience with billpay

I set up all my bills on the system. Then, certain credit card companies started changing the due date - sometimes one or two days earlier. Then, those bills would be late and it would cost me a late fee.

Now, I still pay my bills online but I go to the card's website and do it myself.

[eyesroll]

12. I don't use bank-based bill paying, but I have each account set

to either be paid by the credit card or debited out of the checking account automatically.

The credit card I do online, but manually, because the amount due fluctuates horribly -- this last month it was $3,000 more than our normal baseline (groceries, gas/car maintenance, entertainment, cable/internet, water softener rental, cell phones and regular phone all go on the CC). because of that was a furnace. I don't carry balances, so I don't pay interest-- and this allowed me to keep that $3,000 for an extra month, between the date I got the furnace and the date the credit-card bill was due.

I write four checks a year for water/sewer (the city won't do it aautomaticall or accept credit cards), and maybe a few others here and there. But I haven't bought new checks in years -- and we'll likely move, change banks or have to change the area code on the checks before we run out.

[Baclava]

13. Bill Pay is sweet.

I do all my banking transactions with my bank online - manually though - my bills fluctuate - the house payment is direct deposit... so....I only use stamps twice a year to send in my insurance.

PayPal is cool too...I dump a couple of hundred in it and can play on e-bay buying only those things I really want. No more impulse buying for me. (Although getting drunk in front of your computer with electronic cash on hand is sometimes not a good thing!)

[derby378]

14. I'm with Hotler on this one

Online bill payments sounds pretty sweet, but it puts some people out of work. And I don't believe in opening my bank account to just anybody.

I prefer the old-fashioned method.