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I just got what looks like a confirmation of an email to my Senators and Congressman about Association Health Plans.. that I didn't send. This is something I know next to nothing about. Would I have wanted to send it???
This is what was sent to them:
November 1, 2005
The Honorable Richard J. Durbin United States Senate 332 Dirksen Senate Office Building Washington, DC 20510-1304
Re: Federal AHPs: An Open Door to Fraud
Dear Senator Durbin:
Like most Americans, I am concerned about rising healthcare costs and the growing number of uninsured Americans. However, I believe that legislation that would create federal Association Health Plans (AHPs) - the Small Business Health Fairness Act of 2005, S. 406/H.R. 525 - is not the answer to either of these challenges.
The Congressional Budget Office estimates that AHPs would actually result in higher premiums for 80 percent of participants. Experts also predict that AHPs would result in even more uninsured Americans.
Equally troubling, AHPs would be exempt from important state laws, patient protections, and other safeguards - increasing the risk for fraud and abuse. In the last year alone, I've read that failures of association-type health plans have left more than 100,000 participants with over $85 million in unpaid medical bills.
I believe that AHPs would hurt, not help improve, our nation's healthcare system. I urge you to oppose federal AHP legislation like S. 406/H.R. 525. I look forward to your response on this important issue.
Sincerely,
Hedda Foil
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