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Take your money out of the Banks, put it in a Democratic Credit Union

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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:07 PM
Original message
Take your money out of the Banks, put it in a Democratic Credit Union
Edited on Sat Jan-08-05 12:19 PM by InvisibleBallots
The quickest and easiest way to boycott the Republican machine is to dump the banks. It's actually very easy, and you'll make out like a bandit financially.

First, for your normal checking account, savings account, ATM and credit cards, join a Democratic Credit Union - everyone is elibigle. All deposits are guarenteed by NCUA the exact same way that deposits in banks are insured by FDIC - and the NCUA is in much better shape as well. Here's a good place to start:

How to join a Credit Union - http://www.howtojoinacu.org /

After that, you can slowly move over any other financial accounts, including your home mortgage, to a credit union. You'll get a better deal, better terms, not to mention help your community.

http://www.cuna.org
http://www.creditunion.coop
http://www.woccu.org
http://www.cutimes.com
http://www.natfed.org

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PROGRESSIVE1 Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:08 PM
Response to Original message
1. ....
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GetTheRightVote Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:12 PM
Response to Original message
2. Great Ideal InvisibleBallots, I am checking into it !
Edited on Sat Jan-08-05 12:12 PM by GetTheRightVote
:)
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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:15 PM
Response to Reply #2
4. some other good links to find a Credit Union
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Ian David Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:14 PM
Response to Original message
3. Citizens Bank is Democratic
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PROGRESSIVE1 Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 04:04 PM
Response to Reply #3
19. link please?
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SmokingJacket Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:16 PM
Response to Original message
5. I've done this...
I love my credit union. They're aggressively pro-community, friendly, intimate, invested in the area. If I ever start my small business, I have no doubt I'll go to them for a loan. Totally worth it.
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HawkerHurricane Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:21 PM
Response to Original message
6. Too Late!
did it 20 years ago. Got my wife to do it 10 years ago. Bank of America sucks. USAFCU rocks.
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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:25 PM
Response to Reply #6
8. yeah, the military have a *great* credit union
Most of the big organizations from the military, to federal workers, to state and local workers, most of the Fortune 500 companies, most of the unions, half of the churches, all have credit unions. It's really a no-brainer for the vast majority of people to use a credit union.
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yurbud Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:22 PM
Response to Original message
7. I mailed this to all my friends
Great idea
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China_cat Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:26 PM
Response to Original message
9. No, not everybody is eligible
My husband was out of work for 2 years and our credit rating is total sh** right now. Because we don't have a good credit rating, we were turned down for a credit union account.

We have no choice but to stick with our bank.

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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:29 PM
Response to Reply #9
11. I guarentee you can find one
Even with bad credit, you can find a credit union that you are eligible for. Check out the community development credit unions as a start. Credit unions can't advertise so you won't see TV commercials and billboard for them everywhere, but if you look you can find them.
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daydreamer Donating Member (503 posts) Send PM | Profile | Ignore Sat Jan-08-05 12:27 PM
Response to Original message
10. How do you know that credit unions are Democratic?
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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:31 PM
Response to Reply #10
12. most credit unions are democratic
When you have an account at the credit union, you become a member, and you get to vote for the board. The fact that you are a member makes you the credit union version of a shareholder, and it's usually one person, one vote.

Plus, historically, credit unions like labor unions have been on the side of the Democratic party.
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waywest Donating Member (457 posts) Send PM | Profile | Ignore Sat Jan-08-05 07:42 PM
Response to Reply #12
23. Not all credit unions...
I was running my dealings through "Buytheblue.org" and found out
My credit union donates 78% to Pukes.
I questioned the manager of my branch. Obviously, he was familiar
with my question, although his regurgitated responses only prompted more questions from me. He realized he wasn't in control of the situation (all quiet and respectful, mind you) and wanted to have his superior call me. I said that would be fine, and gave him my #.
Here's the deal. These guys are SCARED. If they were to lose 1/2 (or more) of their business....
Their options are clear. Donate no less than 50/50% Dems/Pukes
or lose. Look at what Media Matters is accomplishing with Sincliar Broadcasting.

My resolution is to make my money talk loud and FOR ME.
Sometimes, my money says "Bye Bye!"
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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 10:25 PM
Response to Reply #23
25. they are scared
the Corporate Media has picked up on the "Shop Blue" trend, along with the Republicans doing the same. Most credit unions are going to be democratic and blue, not all, but most.
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buddysmellgood Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:39 PM
Response to Original message
13. This just sounds like an ad for credit unions. Is there a credit union
that operates like Working Assets?
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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:48 PM
Response to Reply #13
14. word of mouth, community organizations, and personal relationships
Is how the credit unions grow. They don't advertize. What about Working Assets? This is the phone company that donate part of your bill to various causes? Probably 99% of credit unions have some kind of similar program if you ask about it.
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OnionPatch Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 12:54 PM
Response to Original message
15. We've belonged to a CU forever
But I'm not sure if it's Dem. How would one know? Anyone know whether Arrowhead Credit Union in California is "blue"?
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Coventina Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 01:00 PM
Response to Reply #15
16. I think the poster means "democratic", small d
not Democratic, as in linked to the Democratic Party.
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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 01:06 PM
Response to Reply #16
17. true, but Credit Unions are historically "big D" Democratic as well
Like the labor unions, credit unions nearly always come down on the side of the Democratic party. The Republicans and their banks are always attacking credit unions, Democrats usually stand up for them. It's been that way since the FDR days.

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PROGRESSIVE1 Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 03:46 PM
Response to Reply #17
18. Ironically enough, many large companies who are Repug donors...
have great credit unions set up for their workers.
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InvisibleBallots Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 07:04 PM
Response to Reply #18
22. all the big powerful groups have credit unions
the richest of the rich have private banks, that act as a credit union for them, since they are owners usually as well.
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Liberal In Texas Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 04:09 PM
Response to Original message
20. Yes, did it 20 years ago. Never looked back. n/t
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arkie dem Donating Member (279 posts) Send PM | Profile | Ignore Sat Jan-08-05 04:37 PM
Response to Original message
21. Switched in 92
couldn't get a home improvement loan through a regular bank. As a last resort went to our employee CU and got the loan. I have since switched my home loan to the CU and have borrowed money on numerous occasions from them.

I'm through with banks!
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alfredo Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-08-05 07:50 PM
Response to Original message
24. My Wife's father was a Postal worker, so that made us eligible
for membership in the Postal Credit Union. Look to see if you can get in a CU due to family members.
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