Democratic Underground Latest Greatest Lobby Journals Search Options Help Login
Google

AP sources: Senate weighs long-term care program

Printer-friendly format Printer-friendly format
Printer-friendly format Email this thread to a friend
Printer-friendly format Bookmark this thread
This topic is archived.
Home » Discuss » Latest Breaking News Donate to DU
 
TomCADem Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 04:55 PM
Original message
AP sources: Senate weighs long-term care program
Source: Associated Press

WASHINGTON Senate health care legislation expected this week is likely to include a new long-term care insurance program to help the elderly and the disabled avoid going into nursing homes, Democratic officials say.

Senate Majority Leader Harry Reid, D-Nev., is expected to incorporate the voluntary program in legislation to be unveiled as early as Wednesday, said the officials, who spoke on condition of anonymity because a final decision has not been made.

Known as the Community Living Assistance Services and Supports Act, or CLASS Act, the program was a top priority for the late Sen. Edward M. Kennedy, D-Mass. It would begin to close a gap in the social safety net that's received little attention in the health care debate.

Fiscal conservatives and government economists have questioned whether the program would be financially sustainable over the long run, and insurance companies are lobbying to strip it from the health care bill.

Read more: http://www.google.com/hostednews/ap/article/ALeqM5jlMpJ...
Printer Friendly | Permalink |  | Top
thereismore Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 04:59 PM
Response to Original message
1. Another great one from Sen. Kennedy. nt
Printer Friendly | Permalink |  | Top
 
msongs Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 05:09 PM
Response to Original message
2. home care and hospice are much nicer AND much less costly than "homes" or hospitals nt
Printer Friendly | Permalink |  | Top
 
glinda Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 05:27 PM
Response to Reply #2
3. We shell out around $250 every three months for a stupid plan which will be
totally inadequate.
Printer Friendly | Permalink |  | Top
 
Cass Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 05:36 PM
Response to Original message
4. This is very good news. K & R!
Printer Friendly | Permalink |  | Top
 
WriteDown Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 05:42 PM
Response to Original message
5. Math doesn't work here...
Edited on Tue Nov-17-09 05:42 PM by WriteDown
Nursing home costs 70K per year per article. Home attendant costs 29$ per hour. Assuming that is all hours of the year, that comes to $253,344.00 per year. Even assuming that is just business hours with no weekends then it comes to $84,448.00 per year.
Printer Friendly | Permalink |  | Top
 
groundloop Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 05:52 PM
Response to Reply #5
6. $60,320
$29 X 40 X 52 = $60,320.

In any case, my nitpicking asided, this sounds like a great idea. I wonder how the repugs and teabaggers are going to spin this.


Printer Friendly | Permalink |  | Top
 
WriteDown Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 05:54 PM
Response to Reply #6
7. You're right...
Must've mistyped a digit there. :) I would assume you'd need more than 40 hours a week though in a lot of cases.
Printer Friendly | Permalink |  | Top
 
KamaAina Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 06:22 PM
Response to Reply #6
8. Like this
Critics' concerns got validation recently from a report by Medicare economists who are expert in long-range cost estimates. In a report issued last weekend, they said a voluntary insurance program is likely to attract people who expect they'll need the coverage. Without taxpayer subsidies, premiums would keep going up, discouraging healthy people from signing up and triggering an "insurance death spiral."

"Individuals with health problems or who anticipate a greater risk of functional limitation would be more likely to participate than those in better-than-average health," the report said. "There is a significant risk that the problem ... would make the CLASS program unsustainable."


So they're for it, as long as no one actually uses it. Just like any other kind of insurance. :eyes:
Printer Friendly | Permalink |  | Top
 
KamaAina Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-17-09 06:26 PM
Response to Original message
9. Also of note is the Community First Choice Option
Edited on Tue Nov-17-09 06:26 PM by KamaAina
It's a provision found in the HELP Committe version, but not the Finance version, that would let states use more Medicaid money to provide home- and community-based services. As things stand now, people are often forced into nursing homes simply because nursing home care is an entitlementm, not optional. And 20-25% of nursing home residents are people under age 65 who have significant disabilities.

We call this "institutional bias". At its extreme, it has led to non-disabled people having to move into the nursing home with their spouses because it the only way they can stay together. Also note that domestic partnerships -- unlike marriage -- can be dissolved if the partners are no longer living together, such as when one enters an institution: reason No. 44568 why domestic partnersghips, civil unions, etc. aren't sufficient.

edit: italics
Printer Friendly | Permalink |  | Top
 
optimator Donating Member (606 posts) Send PM | Profile | Ignore Tue Nov-17-09 06:35 PM
Response to Original message
10. I doubt it will survive
fiscal conservatives i.e. dumb fucks, make up about 90% of the Senate
Printer Friendly | Permalink |  | Top
 
DU AdBot (1000+ posts) Click to send private message to this author Click to view 
this author's profile Click to add 
this author to your buddy list Click to add 
this author to your Ignore list Tue Jul 22nd 2014, 03:34 PM
Response to Original message
Advertisements [?]
 Top

Home » Discuss » Latest Breaking News Donate to DU

Powered by DCForum+ Version 1.1 Copyright 1997-2002 DCScripts.com
Software has been extensively modified by the DU administrators


Important Notices: By participating on this discussion board, visitors agree to abide by the rules outlined on our Rules page. Messages posted on the Democratic Underground Discussion Forums are the opinions of the individuals who post them, and do not necessarily represent the opinions of Democratic Underground, LLC.

Home  |  Discussion Forums  |  Journals |  Store  |  Donate

About DU  |  Contact Us  |  Privacy Policy

Got a message for Democratic Underground? Click here to send us a message.

© 2001 - 2011 Democratic Underground, LLC