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Reply #14: Even when it becomes illegal to deny insurance based on a pre-existing condition, [View All]

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area51 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Nov-04-11 02:27 AM
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14. Even when it becomes illegal to deny insurance based on a pre-existing condition,
that doesn't mean said insurance will be affordable. IIRC, the "subsidy" our rightwing congress put in the law is just a kick-back in your taxes, and you'll still have to fork over the money to pay for it, if you can. The Newt Gingrich-loving mandate kicks in at the same time that it supposedly becomes illegal to deny insurance based on a pre-existing condition.

"Any proposal that sticks with our current dependence on for-profit private insurers ... will not be sustainable. And the new law will not get us to universal coverage ...." -- T.R. Reid, The Healing of America
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  -A question about health insurance: It seems that there may be a genetic hedgehog  Nov-04-11 12:08 AM   #0 
  - As I understand it, not yet.  PDJane   Nov-04-11 12:12 AM   #1 
  - Why did they delay the really important parts of the bill?  JDPriestly   Nov-04-11 03:22 AM   #15 
  - Doesn't that stuff kick in down the line--in a year or so? Be cautious.  MADem   Nov-04-11 12:12 AM   #2 
  - 2014 - Insurers may deny coverage before then for any reason n/t  banned from Kos   Nov-04-11 12:14 AM   #3 
  - Since 2008, discrimination based on genetic discrimination has been illegal.  pnwmom   Nov-04-11 12:31 AM   #9 
     - this law says that "healthy" persons cannot be denied  banned from Kos   Nov-04-11 12:40 AM   #10 
  - Here is what HCR created a loophole for.  ScreamingMeemie   Nov-04-11 12:16 AM   #4 
  - What about the Federal insurance pool that's available for people  pnwmom   Nov-04-11 12:28 AM   #7 
     - It will not cover my son, because he has no pre-existing conditions.  ScreamingMeemie   Nov-04-11 12:54 AM   #12 
  - The Genetic Information Non-Discrimination Act was passed in 2008.  pnwmom   Nov-04-11 12:25 AM   #5 
  - Be very careful, they can hold it against you and them and deny insurance.  SharonAnn   Nov-04-11 12:26 AM   #6 
  - The Genetic Information Non-Discrimination Act made that illegal.  pnwmom   Nov-04-11 12:30 AM   #8 
     - It's really ironic - a lot of people in the extended family are receiving  hedgehog   Nov-04-11 12:43 AM   #11 
        - If there's a cheap, effective treatment, it seems like a mistake  pnwmom   Nov-04-11 01:04 AM   #13 
           - Wow! That sounds awful!  JDPriestly   Nov-04-11 03:24 AM   #16 
              - They're finding out that there are genetic links to more and more medical problems.  pnwmom   Nov-04-11 04:20 AM   #17 
  - Even when it becomes illegal to deny insurance based on a pre-existing condition,  area51   Nov-04-11 02:27 AM   #14 
 

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