27. No it hasn't. You have a warped perspective on the history of the world.
Your entire reality and all the things you have experienced give you only the idea that this is an acceptable practice. It isn't.
Mortgages are not normal, for most of human history you didn't have to pay some worthless stain on the world any of your money. You made your own house.
This is just a method, not the only method.
Do you really think we cannot come up with anything better than a system that indents people for most of their existence on this earth?
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