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Reply #5: I had to file a Chapter 13 bankruptcy in 2006. [View All]

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RebelOne Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Sep-10-11 12:24 PM
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5. I had to file a Chapter 13 bankruptcy in 2006.
Credit cards got me in big trouble. After paying off my debts and being discharged from the bankruptcy, I vowed never to have another credit card or buy anything unless I have the cash in the bank. That is how I was able to retire debt-free in 2010 after I was laid off my job. I have no debts other than the usual utilities, phone and Internet, My car is paid and even though it is getting old, it still runs perfectly. I live in a mobile home that I own and only pay a lot rent of $367 per month, which includes water and garbage pickup. I collect Social Security and have some savings, so it will be a few years before I will have to eat cat food.
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