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Reply #24: It depends on whether the collector is providing a "service" to the creditor... [View All]

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FBaggins Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Jun-02-11 08:28 AM
Response to Reply #21
24. It depends on whether the collector is providing a "service" to the creditor...
...or outright owns the supposed debt.

You have a right to pay the creditor directly IF they still own the debt and merely contract with a debt collector to make the calls. If the debt collector actually purchased the debt, they are the creditor.

This is the low end of a particularly slimy business.
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  -Debt Collection Agencies Gone Wild Donnachaidh  Jun-01-11 03:13 PM   #0 
  - k&r  Liberal_in_LA   Jun-01-11 03:15 PM   #1 
  - K&R  RKP5637   Jun-01-11 03:17 PM   #2 
  - For a while I did mediation between debtors and debt collectors.  aikoaiko   Jun-01-11 03:19 PM   #3 
  - The last snipped paragraph is just wrong.  Lance_Boyle   Jun-01-11 03:26 PM   #4 
  - Exactly right... there is no debtors prison.  FBaggins   Jun-01-11 03:28 PM   #7 
  - IF you go to prison for debt...  MedicalAdmin   Jun-01-11 08:46 PM   #15 
  - You DON'T "go to prison for debt"  FBaggins   Jun-01-11 09:52 PM   #17 
     - Failure to pay a debt isn't a crime...... YET  Dont_Bogart_the_Pretzel   Jun-02-11 08:17 AM   #23 
     - Has it been proposed even in the most RW states?  FBaggins   Jun-02-11 08:29 AM   #25 
     - Ok. How about this?  MedicalAdmin   Jun-02-11 10:35 AM   #28 
        - It may "sound" the same to you... but it isn't.  FBaggins   Jun-02-11 11:32 AM   #31 
           - I agree with everything you say...  MedicalAdmin   Jun-02-11 01:38 PM   #33 
  - Depends upon what the definition of "is" is.  bvar22   Jun-02-11 01:23 PM   #32 
  - Sure they can.  strategery blunder   Jun-01-11 04:06 PM   #10 
  - You can't show up for court if you don't know your being sued  Sen. Walter Sobchak   Jun-01-11 08:55 PM   #16 
  - Something tells me we have a debt collector here. Doesn't matter.  closeupready   Jun-01-11 03:27 PM   #5 
  - Not hard to turn a profit when you buy assets for pennies on the dollar.  FBaggins   Jun-01-11 03:27 PM   #6 
  - Phone Calls for Someone Else  hamsterjill   Jun-01-11 03:39 PM   #8 
  - Aha...see, there's the problem...  pipi_k   Jun-01-11 08:09 PM   #13 
  - No, I don't think I should do that.  hamsterjill   Jun-02-11 10:01 AM   #26 
  - This went on for MONTHS  Sen. Walter Sobchak   Jun-01-11 09:56 PM   #18 
  - Oh, that's hilarious!  hamsterjill   Jun-02-11 10:03 AM   #27 
  - I had that happen to me.  leftyladyfrommo   Jun-02-11 10:45 AM   #29 
  - The office can be the worst  Blue_Tires   Jun-02-11 11:22 AM   #30 
  - I once cancelled my car insurance and changed to a different ins company  Speck Tater   Jun-01-11 03:42 PM   #9 
  - Most people who become debt collectors are on the low end of the spectrum.  Dawson Leery   Jun-01-11 04:08 PM   #11 
  - There are ways to fight back...  ProgressiveProfessor   Jun-01-11 08:03 PM   #12 
  - I am a former debt collector.  tabbycat31   Jun-01-11 08:33 PM   #14 
     - Also, you have the right to pay the original creditor, not the agency  REP   Jun-01-11 09:59 PM   #19 
        - Not sure that is correct  ProgressiveProfessor   Jun-01-11 11:43 PM   #20 
        - It was when I worked collections :-)  REP   Jun-01-11 11:46 PM   #21 
           - It depends on whether the collector is providing a "service" to the creditor...  FBaggins   Jun-02-11 08:28 AM   #24 
        - The debt we bought was so old  tabbycat31   Jun-02-11 07:44 AM   #22 
 

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