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Here's what to do: Pay the fine instead of the premiums until you find out [View All]

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Home » Discuss » General Discussion: Presidency Donate to DU
rateyes Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Dec-25-09 12:39 PM
Original message
Here's what to do: Pay the fine instead of the premiums until you find out
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your health bills will exceed the amount of the premiums. Then, sign up for the insurance until you are well, and then drop the insurance again, and go back to paying the fine. They can't deny you coverage for a pre-existing condition, so why not?
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  -Here's what to do: Pay the fine instead of the premiums until you find out rateyes  Dec-25-09 12:39 PM   #0 
  - That's what some people in MA do.  graywarrior   Dec-25-09 12:43 PM   #1 
  - Hi, graywarrior,  rateyes   Dec-25-09 07:17 PM   #28 
     - Hey you!  graywarrior   Dec-25-09 08:10 PM   #29 
  - People will probably have to do that.  Jamastiene   Dec-25-09 12:45 PM   #2 
  - While I can understand people's unhappiness with the way this system has played out,  CTyankee   Dec-25-09 12:48 PM   #3 
  - I agree with the OP  AllentownJake   Dec-25-09 01:36 PM   #8 
  - No love here for them, but I don't think this is the way to do it.  CTyankee   Dec-25-09 02:53 PM   #13 
     - Your hurting their bottom line and embarassing congress  AllentownJake   Dec-25-09 03:46 PM   #15 
        - I would hope we could hurt their bottom lines but I don't think this ploy will do it.  CTyankee   Dec-25-09 03:49 PM   #16 
        - Here's were we agree AJ  uponit7771   Dec-25-09 09:43 PM   #33 
  - Then you should be really upset that almost everyone in Power is  truedelphi   Dec-25-09 04:47 PM   #20 
     - Well, if we all do that perhaps that will get us back to where we were when we started  CTyankee   Dec-25-09 04:54 PM   #22 
        - I am not talking about a political ploy. I am talking about survival.  truedelphi   Dec-25-09 04:59 PM   #24 
           - I don't doubt your predicament. I'm sure you have a huge concernabout health care costs  CTyankee   Dec-25-09 05:35 PM   #26 
              - Ironically after a medical bankruptcy, we are now on  truedelphi   Dec-25-09 11:52 PM   #37 
              - Will your insurance continue after "reform" sets in or will it change?  CTyankee   Dec-26-09 10:42 AM   #42 
                 - I have no idea how long anything will continue  truedelphi   Dec-26-09 02:03 PM   #48 
                    - Thanks for the input re surgery.  CTyankee   Dec-26-09 04:12 PM   #49 
              - Wow you view things as us vs. them...  levander   Dec-26-09 12:10 AM   #39 
                 - There's not been enough coverage of this issue. It is now "conventional wisdom" that  CTyankee   Dec-26-09 10:32 AM   #41 
  - I believe the way Massachusetts has dealt with that is by having...  rgbecker   Dec-25-09 12:49 PM   #4 
  - Exactly why a mandate is necessary.  Hoyt   Dec-25-09 12:50 PM   #5 
  - You vs. a multi-billion dollar company and a 2,000 page bill - you will lose. They  grahamhgreen   Dec-25-09 02:04 PM   #9 
     - exactly, and well said. +1  inna   Dec-25-09 04:41 PM   #18 
     - Except that won't matter when "reform" kicks in.  Hoyt   Dec-25-09 05:01 PM   #25 
        - Unfortunatley the can still use preexisting conditions against you in the case of fraud  grahamhgreen   Dec-26-09 10:53 AM   #43 
           - That would likely not be "fraud" under this Bill.  Hoyt   Dec-26-09 11:37 AM   #45 
              - Well it will be a team of corporate lawyers with unlimited funds arguing my pint, versus  grahamhgreen   Dec-26-09 05:09 PM   #50 
  - operation  enid602   Dec-25-09 01:18 PM   #6 
  - The premium will be cheaper for most  sandnsea   Dec-25-09 01:20 PM   #7 
  - It will probably be higher for me, though  Lydia Leftcoast   Dec-25-09 02:23 PM   #11 
  - "especially if the insurance companies take advantage of the waiting period between now and 2014"  depakid   Dec-25-09 02:32 PM   #12 
     - Do you know whether you can enter the high risk pool and get immediate coverage between now  CTyankee   Dec-25-09 02:58 PM   #14 
        - I looked at my state's high risk pool, and it was an even worse deal than  Lydia Leftcoast   Dec-25-09 09:24 PM   #30 
  - You must have income left over at the end of each month  Cronus Protagonist   Dec-25-09 04:56 PM   #23 
  - Paying a premium is no guarantee whatsoever of "free checkups"  kestrel91316   Dec-26-09 07:40 PM   #51 
  - Screwing over everyone else who paid into that system  treestar   Dec-25-09 02:10 PM   #10 
  - One word: ACCIDENTS.  stopbush   Dec-25-09 04:07 PM   #17 
  - Good point.  Clear Blue Sky   Dec-25-09 04:52 PM   #21 
  - I like it!!! nt  Thickasabrick   Dec-25-09 04:47 PM   #19 
  - it's not even going into effect till 2014, right? N/T  divideetimpera   Dec-25-09 05:45 PM   #27 
  - True but I heard that  Raine   Dec-25-09 09:29 PM   #31 
  - yeap, good post  uponit7771   Dec-25-09 09:40 PM   #32 
  - Because one visit to the ER for even a minor thing  crispini   Dec-25-09 09:49 PM   #34 
  - See if there's a local CHC around, the cost SHOULD be 80% less than a hospital  uponit7771   Dec-25-09 09:54 PM   #35 
     - Nothing open on Christmas Day.  crispini   Dec-26-09 07:19 AM   #40 
  - You can budget and plan ahead for "health bills"?  TwilightGardener   Dec-25-09 09:54 PM   #36 
  - I'd rather see a reverse boycott  noamnety   Dec-25-09 11:57 PM   #38 
  - Thank you for describing why we actually need a tougher mandate  tritsofme   Dec-26-09 11:23 AM   #44 
  - you watch: they will tie those fines to your credit rating  Skittles   Dec-26-09 11:48 AM   #46 
  - So, if everyone pd $750.00 into the system... take the 30% margin for the crooked CEO's  glowing   Dec-26-09 12:12 PM   #47 

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