Reply #44: Regulation after the fact isn't regulation that does anybody any good.

[eridani]

Dear Mr and Mrs Sarkisian:

It's really too bad your daughter died when CIGNA wouldn't cover her liver transplant, but things will be ever so much better when we make requiring specific Medical Loss Ratios into law. After this reform, if the government determined that CIGNA's MLR was too low at the end of their fiscal year, you would get a premium refund! Isn't that WONDERFUL!

Yours truly,
Dr. Pangloss

If our government is forcing this shitty giveaway to insurance companies, what makes you think they'll bother to regulate those parasites in our interests