Reply #5: Disposable?

[frazzled]

Whatcha wanna spend it on: an X-box and a new iPhone?

Disposable income is what you have left over after you pay the health insurance, car insurance, rent and mortage, etc.

In my family (and I've been married for 35+ years), there's never even been a question of using disposable income before health insurance. Health insurance has always been mandatory. Granted, we have always been lucky enough to have at least one member of the household employed. Some of it has been good over the years and some shitty: but we always get it in case the "big one" comes along that would wipe us out. But I see lots of people on this board every day who say they don't take their employer's insurance because they can't "afford" it. It's just not a mindset I can understand.