Reply #9: While I understand your point of view, you act as though there is but one branch of government

[Liberal_Stalwart71]

The foreclosure crisis is much more complicated than you are implying. I work for HUD, and we have tried all kinds of innovative approaches to keep people I their houses. The problem? HUD, as part of the Executive Branch can only do so much. It takes the private industry--the banks--who refuse to work with the administration. It takes Congress--the Legislative Branch--to use its Powers of the Purse to support these programs. We have had absolutely NO cooperation with the banks or with Congress. I'm baffled as to why this is so difficult for some people to understand. Presidential powers are VERY limited. The Republicans serving in Congress know this, and they also know that when we fail, sadly Americans tend to blame Democrats (this is what Barney Frank was discussing just last week). If Americans only understood that the economic conditions that we're in are VERY complicated and go way beyond the president, I think they would be a bit more reasonable. We're not going to get out of this situation overnight, as a result.