Reply #147: Many companies have 401(K)s.

[JDPriestly]

That's how employees can save.

During the child-rearing years, I think it is very difficult for families to save enough for retirement. The best years for saving are after your children are grown. And right now, people in their 50s (based on my friends and family) are either unemployed or earning far less than they did a few years ago.

The baby boomers have lost whatever savings they thought they had in the value of their homes. Social Security will be more important than ever for aging baby boomers.

Wall Street wants your money. The folks on Wall Street are greedy vultures. They are masters of sales talk and propaganda. Don't fall for their sweet talk. It's all lies.

Keep Social Security. You should also try to save -- but remember, it is not possible for everyone to save. Bad luck, medical bills, sick family members, a business gone awry through no fault of your own -- there are so many reasons that people, no matter how frugally they live, no matter how well they manage their money -- cannot save successfully.

Social Security is absolutely the first priority for this country. We can defend our borders without keeping troops in Iraq or Afghanistan. But many Americans will not be able to eat or have a place to live unless we keep Social Security for them. Social Security should be our first national priority. And of course, there is no Social Security without jobs, so jobs are equal only to Social Security.