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Reply #21: Diddly on mine. [View All]

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hobbit709 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Aug-18-10 05:16 PM
Response to Original message
21. Diddly on mine.
The actual payment on the mortgage is only $290/mo. the next $290 goes to escrow for taxes and insurance. Plus it's almost paid of-about 6 months to go.
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  -DU Mortgage Debtors: What effect would a 4.5% rate have on your situation? Kurt_and_Hunter  Aug-18-10 02:37 PM   #0 
  - I'd save $150 or more a month, I think  Liberal_in_LA   Aug-18-10 02:38 PM   #1 
  - None and none  DFW   Aug-18-10 02:38 PM   #2 
  - Not much. Our monthly payment is so low, it was not worth the cost to re-finance it.  old mark   Aug-18-10 02:41 PM   #3 
  - Less than $150 a month.  sinkingfeeling   Aug-18-10 02:42 PM   #4 
  - None. I could re-fi at that right now...  Davis_X_Machina   Aug-18-10 02:43 PM   #5 
  - We started out 26 years ago with a 12.5% mortgage. We've refinanced  hedgehog   Aug-18-10 02:44 PM   #6 
  - More of my payment would go towards principal  zipplewrath   Aug-18-10 02:45 PM   #7 
  - About $12 less per month in interest  slackmaster   Aug-18-10 02:46 PM   #8 
  - We're at 5 right now, so not that much.  Fuzz   Aug-18-10 02:47 PM   #9 
  - it would be HUGH!  corkhead   Aug-18-10 02:54 PM   #10 
  - none and none  leftofcool   Aug-18-10 03:02 PM   #11 
  - It would mean everything for those stuck with ARMs  sandnsea   Aug-18-10 03:04 PM   #12 
  - I would save $130/mo. That's about 2 weeks' worth of gas and tolls for me and my gf  Roland99   Aug-18-10 03:14 PM   #13 
  - Why would I want my mortgage to go up a half point?  Statistical   Aug-18-10 03:15 PM   #14 
  - Re-fied last year so no real impact  Wickerman   Aug-18-10 03:29 PM   #15 
  - Deleted message  Name removed   Aug-18-10 03:36 PM   #16 
  - About ten or fifteen bucks  MindPilot   Aug-18-10 03:47 PM   #17 
  - my adjustable dropped to 3.5% ....  madrchsod   Aug-18-10 04:41 PM   #18 
  - Not much difference really, already fixed at 4.75%  madville   Aug-18-10 05:01 PM   #19 
  - Eons ago, it took 20% down and PITI could not be more than 25% of ONE income (takehome)  SoCalDem   Aug-18-10 05:05 PM   #20 
  - Diddly on mine.  hobbit709   Aug-18-10 05:16 PM   #21 

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