Horse with no Name
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Tue Mar-02-10 09:54 AM
Response to Original message |
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Employers can fire or lay off at will...depriving folks of money to pay their bills...THEN they get to cherry pick which candidates they want by using their credit reports against them.
THIS is the pure definition of a Ponzi scheme if I ever saw one.
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| -States may ban credit checks on job applicants |
tonysam |
Mar-01-10 03:01 PM |
#0 |
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Bad credit makes you a bad driver too. |
hobbit709 |
Mar-01-10 03:02 PM |
#1 |
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I know, it's it's utter bullshit. The insurance commissioner in Washington |
SeattleGirl |
Mar-01-10 04:49 PM |
#30 |
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Good luck with that |
customerserviceguy |
Mar-02-10 07:12 AM |
#57 |
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Yes, if you don't have a pre-existing condition, i.e. tickets or accidents, they |
change_notfinetuning |
Mar-02-10 08:22 AM |
#65 |
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All kinds of phony reasons to pay more. Too young, too old, bad neighborhood. |
Raschel |
Mar-02-10 11:09 AM |
#89 |
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I asked my agent about this a few years back |
AllyCat |
Mar-02-10 08:28 AM |
#67 |
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The other stunt they pull is not being previously insured. |
hobbit709 |
Mar-02-10 08:37 AM |
#70 |
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Ever hear of Cure Auto Insurance? |
jmowreader |
Mar-02-10 08:37 AM |
#69 |
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Yes. They need to ban credit checks for insurance companies also. |
Raschel |
Mar-02-10 10:56 AM |
#88 |
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that should have been done a loooooong time ago |
Scout |
Mar-01-10 03:02 PM |
#2 |
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You are so right. The rich always find ways to screw the poor or |
peggygirl |
Mar-01-10 05:49 PM |
#33 |
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Even then (cash handling) - which dictates a criminal background check. To run a credit check |
groovedaddy |
Mar-02-10 10:19 AM |
#83 |
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K&R. About goddamn time. |
Greyhound |
Mar-01-10 03:04 PM |
#3 |
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Good!! I never understood the reasoning behind those checks |
Ecumenist |
Mar-01-10 03:09 PM |
#4 |
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My employee have access to other people's money as well as lots of personal information |
AngryAmish |
Mar-01-10 03:18 PM |
#10 |
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so how would YOU feel if your employees ran your credit? |
Donnachaidh |
Mar-01-10 03:22 PM |
#11 |
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You see, I pay them. |
AngryAmish |
Mar-01-10 03:25 PM |
#12 |
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but you STILL *require* someone to subject their private information to you |
Donnachaidh |
Mar-01-10 04:46 PM |
#28 |
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Deleted sub-thread |
Name removed |
Mar-02-10 07:36 AM |
#60 |
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Deleted message |
Name removed |
Mar-01-10 09:03 PM |
#39 |
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How do they know you will pay them |
kirby |
Mar-02-10 08:13 AM |
#64 |
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That's a good point. Over the course of my work life, I have had 3 paychecks bounce |
laughingliberal |
Mar-02-10 08:56 AM |
#73 |
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"...but it was a lag of about a week til my bank notified me and they were able to cut a new check" |
KansDem |
Mar-02-10 12:26 PM |
#102 |
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employer's credit check |
guyton |
Mar-02-10 09:10 AM |
#75 |
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Deleted message |
Name removed |
Mar-02-10 09:10 AM |
#76 |
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And how do they know you pay YOUR bills? How do they know your check to them won't bounce. |
Raineyb |
Mar-02-10 11:46 AM |
#97 |
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I wish you COULD run a potential employer's credit history |
jmowreader |
Mar-02-10 08:47 AM |
#71 |
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I do too. There are a few former bosses I'd love to run through the ringer |
Wapsie B |
Mar-02-10 12:08 PM |
#101 |
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sometimes, if you don't pay a debt, you're just out of money |
villager |
Mar-01-10 03:37 PM |
#15 |
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or the credit card doubled your interest rates. |
amyrose2712 |
Mar-02-10 10:25 AM |
#85 |
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there's that -- you were being careful, and planning, and *they* were being rapacious |
villager |
Mar-02-10 10:49 AM |
#87 |
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Just because they haven't paid something, you automatically |
Ecumenist |
Mar-01-10 03:50 PM |
#17 |
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Be sure and let us know the name of your business |
Missy Vixen |
Mar-01-10 03:55 PM |
#19 |
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My point exactly, Missy. nt |
Ecumenist |
Mar-01-10 03:56 PM |
#20 |
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We won't find out what his business is |
Missy Vixen |
Mar-01-10 03:59 PM |
#22 |
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All my employees know I am running credit checks |
AngryAmish |
Mar-01-10 04:30 PM |
#24 |
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so WHY do YOU refuse to do the same? |
Donnachaidh |
Mar-01-10 04:48 PM |
#29 |
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Ever stop to think that bad credit may reflect nothing more than being unemployed long term? |
stopbush |
Mar-01-10 11:49 PM |
#45 |
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Then its a two way street... |
twitomy |
Mar-02-10 05:24 AM |
#50 |
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Has your business ever been late on payments to creditors? |
stopbush |
Mar-01-10 04:38 PM |
#26 |
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Actually there are business credit reports. |
mwooldri |
Mar-02-10 10:16 AM |
#82 |
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That is true. |
wolfgangmo |
Mar-02-10 11:45 AM |
#96 |
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Sounds like BULLSHIT to me. If you have a major medical problem without insurance you are going to |
Vincardog |
Mar-01-10 07:53 PM |
#35 |
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i'm untrustworthy because i miss a debt payment? |
fizzgig |
Mar-01-10 08:14 PM |
#38 |
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What a pantload. We've done this before and you're still as wrong today as you were then. |
Greyhound |
Mar-01-10 09:22 PM |
#42 |
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Credit rises and falls with opportunity and lack |
verdalaven |
Mar-02-10 05:30 AM |
#51 |
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What a load of shit. "I don't expect perfect credit..." |
Raster |
Mar-02-10 05:50 AM |
#52 |
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Do your credit checks take interest rates into account? |
Mopar151 |
Mar-02-10 06:02 AM |
#54 |
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It's understandable if we're talking about bank tellers & the like, but not most jobs. |
backscatter712 |
Mar-02-10 07:17 AM |
#58 |
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Every white-collar criminal I know of had a stellar credit rating |
blueworld |
Mar-02-10 08:04 AM |
#61 |
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A very typical Republican, corporate argument. |
freddie mertz |
Mar-02-10 08:08 AM |
#63 |
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Your assumptions are so offbase |
Tailormyst |
Mar-02-10 08:35 AM |
#68 |
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If you are Amish - I'm a victoria secrets model. |
wolfgangmo |
Mar-02-10 11:26 AM |
#93 |
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A criminal record check would be more of a better indicator in this case. |
mwooldri |
Mar-02-10 11:53 AM |
#98 |
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Deleted message |
Name removed |
Mar-02-10 12:03 PM |
#100 |
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Wow just wow |
Boudica the Lyoness |
Mar-02-10 02:25 PM |
#109 |
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credit checks |
whathappened |
Mar-02-10 03:32 PM |
#113 |
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Kick for visibility n/t |
tonysam |
Mar-01-10 03:09 PM |
#5 |
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Good! It's bloody ridiculous to think that one's money problems means one |
Raineyb |
Mar-01-10 03:11 PM |
#6 |
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K&R |
leftstreet |
Mar-01-10 03:11 PM |
#7 |
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A Transunion rep even admitted that there was no evidence that it mattered. |
Gormy Cuss |
Mar-01-10 03:12 PM |
#8 |
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This is a necessary reform |
KingFlorez |
Mar-01-10 03:14 PM |
#9 |
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Try buying different types of insurance |
AnnInLa |
Mar-01-10 03:25 PM |
#13 |
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A-BLOODY-MEN, AnnInLa! |
Ecumenist |
Mar-01-10 03:54 PM |
#18 |
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Especially when insurance companies issue credit cards..n/t |
Mopar151 |
Mar-02-10 06:08 AM |
#55 |
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K&R - I think this is a good idea, as long as there are reasonable exceptions |
slackmaster |
Mar-01-10 03:32 PM |
#14 |
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K & R. n/t |
FSogol |
Mar-01-10 03:39 PM |
#16 |
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There's already a bill in congress, but it's not going anywhere. |
bushmeister0 |
Mar-01-10 03:59 PM |
#21 |
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See this thread, too |
Dogmudgeon |
Mar-01-10 04:10 PM |
#23 |
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as they should |
tabbycat31 |
Mar-01-10 04:37 PM |
#25 |
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Good!!! |
Lyric |
Mar-01-10 04:41 PM |
#27 |
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Another kick for visibility |
tonysam |
Mar-01-10 05:28 PM |
#31 |
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I'll bet Walmart doesn't do credit checks |
Canuckistanian |
Mar-01-10 05:46 PM |
#32 |
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In some cases they do |
jmowreader |
Mar-02-10 08:53 AM |
#72 |
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Another kick for the evening crowd |
tonysam |
Mar-01-10 06:40 PM |
#34 |
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we should ban all of these out of control checks |
upi402 |
Mar-01-10 07:55 PM |
#36 |
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but it makes sense in our authoritarian corporatocracy |
branders seine |
Mar-01-10 08:11 PM |
#37 |
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K & R |
DisgustedInMN |
Mar-01-10 09:04 PM |
#40 |
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I did a blog post about this |
tabbycat31 |
Mar-01-10 09:08 PM |
#41 |
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Since I graduated university I've been unemployed half the time |
XemaSab |
Mar-01-10 09:26 PM |
#43 |
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What if you have no credit and you're qualified for the job? |
Jkid |
Mar-01-10 09:37 PM |
#44 |
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It my former employer paid me a decent salary I wouldn't have bad credit. |
Dont_Bogart_the_Pretzel |
Mar-02-10 12:11 AM |
#46 |
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It's almost done in Oregon. |
travelingtypist |
Mar-02-10 12:17 AM |
#47 |
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It's a matter of security clearance for some jobs |
PhD |
Mar-02-10 12:21 AM |
#48 |
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So is drinking too much and cheating on your wife. |
Raster |
Mar-02-10 05:52 AM |
#53 |
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Not to mention casino gambling! |
Mopar151 |
Mar-02-10 06:11 AM |
#56 |
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Actually no. Financial distress is THE big one. |
jmowreader |
Mar-02-10 09:01 AM |
#74 |
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And what does this have to do with getting some job in the private sector? |
Raineyb |
Mar-02-10 11:55 AM |
#99 |
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We were discussing credit checks and security clearances |
jmowreader |
Mar-02-10 09:13 PM |
#114 |
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And yet they hand the keys to the bank vault to those with a silver spoon up their ass ... |
wolfgangmo |
Mar-02-10 12:59 PM |
#106 |
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about time... !!! |
sam sarrha |
Mar-02-10 05:05 AM |
#49 |
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There's other ways to check trustworthiness |
onlyadream |
Mar-02-10 07:32 AM |
#59 |
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This should be banned at the federal level. |
freddie mertz |
Mar-02-10 08:05 AM |
#62 |
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We revisited the movie Catch 22 recently. Then it was a shock, now its the rat race. |
earcandle |
Mar-02-10 08:28 AM |
#66 |
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Kick people when they're down. Big Business's solution to increasing profits. |
change_notfinetuning |
Mar-02-10 09:11 AM |
#77 |
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Wish I could upvote this more! |
Dappleganger |
Mar-02-10 09:28 AM |
#78 |
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It won't be long before there's no one left to hire |
lunatica |
Mar-02-10 09:30 AM |
#79 |
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bad credit makes you a bad physician too |
ElsewheresDaughter |
Mar-02-10 09:52 AM |
#80 |
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Vicious cycle |
Horse with no Name |
Mar-02-10 09:54 AM |
#81 |
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Some of the best news |
pecwae |
Mar-02-10 10:20 AM |
#84 |
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Amen |
DirkGently |
Mar-02-10 10:38 AM |
#86 |
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HR flacks are right up there with insurance adjusters |
wolfgangmo |
Mar-02-10 11:18 AM |
#90 |
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Good! A credit score rarely has anything to do with a person's employability |
AllyCat |
Mar-02-10 11:25 AM |
#91 |
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Good! A credit score rarely has anything to do with a person's employability |
AllyCat |
Mar-02-10 11:25 AM |
#92 |
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And renting an apartment....? |
femrap |
Mar-02-10 11:29 AM |
#94 |
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This Genie had done left the bottle. Anyone can now run a credit check on anybody else now. |
IsItJustMe |
Mar-02-10 11:42 AM |
#95 |
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That is good....in times like this... |
winyanstaz |
Mar-02-10 12:34 PM |
#103 |
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Every person or company that requires a "Credit Check"... |
rasputin1952 |
Mar-02-10 12:55 PM |
#104 |
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How stupid to hold people's bad credit against them in the middle of a depression?? |
DesertDiamond |
Mar-02-10 12:56 PM |
#105 |
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A good first step. Next, regulate what the reports can include, or not include, |
Waiting For Everyman |
Mar-02-10 02:08 PM |
#107 |
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Funny how there are no "credit checks" when getting billions of dollars in bailouts... |
liberation |
Mar-02-10 02:25 PM |
#108 |
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As the bully society, we should embrace credit checks... |
Deep13 |
Mar-02-10 02:51 PM |
#110 |
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Honored to be Rec # 131! |
David Zephyr |
Mar-02-10 02:52 PM |
#111 |
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Poor credit is an adverse attribute that could indicate susceptibility via bribery. |
OneTenthofOnePercent |
Mar-02-10 03:01 PM |
#112 |
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my blog post on the subject |
tabbycat31 |
Mar-02-10 09:14 PM |
#115 |
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Need we more proof that when it comes to business, Americans are cannibals. |
gtar100 |
Mar-04-10 12:36 AM |
#116 |
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Good. I don't trust HR/management with this info... |
WorseBeforeBetter |
Mar-04-10 12:51 AM |
#117 |
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This Should Be The Law in EVERY State I believe its an Infringement on Our Rights!!! |
Corey_Baker08 |
Mar-04-10 01:02 AM |
#118 |
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Excellent idea. Should have been done years ago. nt |
BlueIris |
Mar-04-10 04:15 AM |
#119 |
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