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Reply #17: Just because they haven't paid something, you automatically [View All]

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Ecumenist Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-01-10 03:50 PM
Response to Reply #10
17. Just because they haven't paid something, you automatically
Edited on Mon Mar-01-10 03:55 PM by Ecumenist
condemn them? What if they had the make the choice between paying for something and MEDICINE OR PAYING A MEDICAL BILL to continue treatment for a gravely ill child or spouse...Are you serious? You don't know the reasons behind nonpayment. You're judging folks and saying they're untrustworthy and so many folks nowadays who are having to pick and choose based on priority because of financial pressures....Wow, just wow.

Remember the old saying, "there but for the grace of God, go I". Fortunes can flip suddenly, trust me. You may someday get your own personal tour of this hell...I'd love to hear your opinion on the other side.
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  -States may ban credit checks on job applicants tonysam  Mar-01-10 03:01 PM   #0 
  - Bad credit makes you a bad driver too.  hobbit709   Mar-01-10 03:02 PM   #1 
  - I know, it's it's utter bullshit. The insurance commissioner in Washington  SeattleGirl   Mar-01-10 04:49 PM   #30 
  - Good luck with that  customerserviceguy   Mar-02-10 07:12 AM   #57 
  - Yes, if you don't have a pre-existing condition, i.e. tickets or accidents, they  change_notfinetuning   Mar-02-10 08:22 AM   #65 
  - All kinds of phony reasons to pay more. Too young, too old, bad neighborhood.  Raschel   Mar-02-10 11:09 AM   #89 
  - I asked my agent about this a few years back  AllyCat   Mar-02-10 08:28 AM   #67 
  - The other stunt they pull is not being previously insured.  hobbit709   Mar-02-10 08:37 AM   #70 
  - Ever hear of Cure Auto Insurance?  jmowreader   Mar-02-10 08:37 AM   #69 
  - Yes. They need to ban credit checks for insurance companies also.  Raschel   Mar-02-10 10:56 AM   #88 
  - that should have been done a loooooong time ago  Scout   Mar-01-10 03:02 PM   #2 
  - You are so right. The rich always find ways to screw the poor or  peggygirl   Mar-01-10 05:49 PM   #33 
  - Even then (cash handling) - which dictates a criminal background check. To run a credit check  groovedaddy   Mar-02-10 10:19 AM   #83 
  - K&R. About goddamn time.  Greyhound   Mar-01-10 03:04 PM   #3 
  - Good!! I never understood the reasoning behind those checks  Ecumenist   Mar-01-10 03:09 PM   #4 
  - My employee have access to other people's money as well as lots of personal information  AngryAmish   Mar-01-10 03:18 PM   #10 
     - so how would YOU feel if your employees ran your credit?  Donnachaidh   Mar-01-10 03:22 PM   #11 
     - You see, I pay them.  AngryAmish   Mar-01-10 03:25 PM   #12 
     - but you STILL *require* someone to subject their private information to you  Donnachaidh   Mar-01-10 04:46 PM   #28 
     - Deleted sub-thread  Name removed   Mar-02-10 07:36 AM   #60 
     - Deleted message  Name removed   Mar-01-10 09:03 PM   #39 
     - How do they know you will pay them  kirby   Mar-02-10 08:13 AM   #64 
     - That's a good point. Over the course of my work life, I have had 3 paychecks bounce  laughingliberal   Mar-02-10 08:56 AM   #73 
        - "...but it was a lag of about a week til my bank notified me and they were able to cut a new check"  KansDem   Mar-02-10 12:26 PM   #102 
     - employer's credit check  guyton   Mar-02-10 09:10 AM   #75 
     - Deleted message  Name removed   Mar-02-10 09:10 AM   #76 
     - And how do they know you pay YOUR bills? How do they know your check to them won't bounce.  Raineyb   Mar-02-10 11:46 AM   #97 
     - I wish you COULD run a potential employer's credit history  jmowreader   Mar-02-10 08:47 AM   #71 
        - I do too. There are a few former bosses I'd love to run through the ringer  Wapsie B   Mar-02-10 12:08 PM   #101 
     - sometimes, if you don't pay a debt, you're just out of money  villager   Mar-01-10 03:37 PM   #15 
     - or the credit card doubled your interest rates.  amyrose2712   Mar-02-10 10:25 AM   #85 
        - there's that -- you were being careful, and planning, and *they* were being rapacious  villager   Mar-02-10 10:49 AM   #87 
     - Just because they haven't paid something, you automatically  Ecumenist   Mar-01-10 03:50 PM   #17 
     - Be sure and let us know the name of your business  Missy Vixen   Mar-01-10 03:55 PM   #19 
     - My point exactly, Missy. nt  Ecumenist   Mar-01-10 03:56 PM   #20 
        - We won't find out what his business is  Missy Vixen   Mar-01-10 03:59 PM   #22 
           - All my employees know I am running credit checks  AngryAmish   Mar-01-10 04:30 PM   #24 
              - so WHY do YOU refuse to do the same?  Donnachaidh   Mar-01-10 04:48 PM   #29 
              - Ever stop to think that bad credit may reflect nothing more than being unemployed long term?  stopbush   Mar-01-10 11:49 PM   #45 
              - Then its a two way street...  twitomy   Mar-02-10 05:24 AM   #50 
     - Has your business ever been late on payments to creditors?  stopbush   Mar-01-10 04:38 PM   #26 
     - Actually there are business credit reports.  mwooldri   Mar-02-10 10:16 AM   #82 
        - That is true.  wolfgangmo   Mar-02-10 11:45 AM   #96 
     - Sounds like BULLSHIT to me. If you have a major medical problem without insurance you are going to  Vincardog   Mar-01-10 07:53 PM   #35 
     - i'm untrustworthy because i miss a debt payment?  fizzgig   Mar-01-10 08:14 PM   #38 
     - What a pantload. We've done this before and you're still as wrong today as you were then.  Greyhound   Mar-01-10 09:22 PM   #42 
     - Credit rises and falls with opportunity and lack  verdalaven   Mar-02-10 05:30 AM   #51 
     - What a load of shit. "I don't expect perfect credit..."  Raster   Mar-02-10 05:50 AM   #52 
     - Do your credit checks take interest rates into account?  Mopar151   Mar-02-10 06:02 AM   #54 
     - It's understandable if we're talking about bank tellers & the like, but not most jobs.  backscatter712   Mar-02-10 07:17 AM   #58 
     - Every white-collar criminal I know of had a stellar credit rating  blueworld   Mar-02-10 08:04 AM   #61 
     - A very typical Republican, corporate argument.  freddie mertz   Mar-02-10 08:08 AM   #63 
     - Your assumptions are so offbase  Tailormyst   Mar-02-10 08:35 AM   #68 
     - If you are Amish - I'm a victoria secrets model.  wolfgangmo   Mar-02-10 11:26 AM   #93 
     - A criminal record check would be more of a better indicator in this case.  mwooldri   Mar-02-10 11:53 AM   #98 
     - Deleted message  Name removed   Mar-02-10 12:03 PM   #100 
     - Wow just wow  Boudica the Lyoness   Mar-02-10 02:25 PM   #109 
     - credit checks  whathappened   Mar-02-10 03:32 PM   #113 
  - Kick for visibility n/t  tonysam   Mar-01-10 03:09 PM   #5 
  - Good! It's bloody ridiculous to think that one's money problems means one  Raineyb   Mar-01-10 03:11 PM   #6 
  - K&R  leftstreet   Mar-01-10 03:11 PM   #7 
  - A Transunion rep even admitted that there was no evidence that it mattered.  Gormy Cuss   Mar-01-10 03:12 PM   #8 
  - This is a necessary reform  KingFlorez   Mar-01-10 03:14 PM   #9 
  - Try buying different types of insurance  AnnInLa   Mar-01-10 03:25 PM   #13 
  - A-BLOODY-MEN, AnnInLa!  Ecumenist   Mar-01-10 03:54 PM   #18 
  - Especially when insurance companies issue credit cards..n/t  Mopar151   Mar-02-10 06:08 AM   #55 
  - K&R - I think this is a good idea, as long as there are reasonable exceptions  slackmaster   Mar-01-10 03:32 PM   #14 
  - K & R. n/t  FSogol   Mar-01-10 03:39 PM   #16 
  - There's already a bill in congress, but it's not going anywhere.  bushmeister0   Mar-01-10 03:59 PM   #21 
  - See this thread, too  Dogmudgeon   Mar-01-10 04:10 PM   #23 
  - as they should  tabbycat31   Mar-01-10 04:37 PM   #25 
  - Good!!!  Lyric   Mar-01-10 04:41 PM   #27 
  - Another kick for visibility  tonysam   Mar-01-10 05:28 PM   #31 
  - I'll bet Walmart doesn't do credit checks  Canuckistanian   Mar-01-10 05:46 PM   #32 
  - In some cases they do  jmowreader   Mar-02-10 08:53 AM   #72 
  - Another kick for the evening crowd  tonysam   Mar-01-10 06:40 PM   #34 
  - we should ban all of these out of control checks  upi402   Mar-01-10 07:55 PM   #36 
  - but it makes sense in our authoritarian corporatocracy  branders seine   Mar-01-10 08:11 PM   #37 
  - K & R  DisgustedInMN   Mar-01-10 09:04 PM   #40 
  - I did a blog post about this  tabbycat31   Mar-01-10 09:08 PM   #41 
  - Since I graduated university I've been unemployed half the time  XemaSab   Mar-01-10 09:26 PM   #43 
  - What if you have no credit and you're qualified for the job?  Jkid   Mar-01-10 09:37 PM   #44 
  - It my former employer paid me a decent salary I wouldn't have bad credit.  Dont_Bogart_the_Pretzel   Mar-02-10 12:11 AM   #46 
  - It's almost done in Oregon.  travelingtypist   Mar-02-10 12:17 AM   #47 
  - It's a matter of security clearance for some jobs  PhD   Mar-02-10 12:21 AM   #48 
  - So is drinking too much and cheating on your wife.  Raster   Mar-02-10 05:52 AM   #53 
     - Not to mention casino gambling!  Mopar151   Mar-02-10 06:11 AM   #56 
     - Actually no. Financial distress is THE big one.  jmowreader   Mar-02-10 09:01 AM   #74 
        - And what does this have to do with getting some job in the private sector?  Raineyb   Mar-02-10 11:55 AM   #99 
        - We were discussing credit checks and security clearances  jmowreader   Mar-02-10 09:13 PM   #114 
        - And yet they hand the keys to the bank vault to those with a silver spoon up their ass ...  wolfgangmo   Mar-02-10 12:59 PM   #106 
  - about time... !!!  sam sarrha   Mar-02-10 05:05 AM   #49 
  - There's other ways to check trustworthiness  onlyadream   Mar-02-10 07:32 AM   #59 
  - This should be banned at the federal level.  freddie mertz   Mar-02-10 08:05 AM   #62 
  - We revisited the movie Catch 22 recently. Then it was a shock, now its the rat race.  earcandle   Mar-02-10 08:28 AM   #66 
  - Kick people when they're down. Big Business's solution to increasing profits.  change_notfinetuning   Mar-02-10 09:11 AM   #77 
  - Wish I could upvote this more!  Dappleganger   Mar-02-10 09:28 AM   #78 
  - It won't be long before there's no one left to hire  lunatica   Mar-02-10 09:30 AM   #79 
  - bad credit makes you a bad physician too  ElsewheresDaughter   Mar-02-10 09:52 AM   #80 
  - Vicious cycle  Horse with no Name   Mar-02-10 09:54 AM   #81 
  - Some of the best news  pecwae   Mar-02-10 10:20 AM   #84 
  - Amen  DirkGently   Mar-02-10 10:38 AM   #86 
  - HR flacks are right up there with insurance adjusters  wolfgangmo   Mar-02-10 11:18 AM   #90 
  - Good! A credit score rarely has anything to do with a person's employability  AllyCat   Mar-02-10 11:25 AM   #91 
  - Good! A credit score rarely has anything to do with a person's employability  AllyCat   Mar-02-10 11:25 AM   #92 
  - And renting an apartment....?  femrap   Mar-02-10 11:29 AM   #94 
  - This Genie had done left the bottle. Anyone can now run a credit check on anybody else now.  IsItJustMe   Mar-02-10 11:42 AM   #95 
  - That is times like this...  winyanstaz   Mar-02-10 12:34 PM   #103 
  - Every person or company that requires a "Credit Check"...  rasputin1952   Mar-02-10 12:55 PM   #104 
  - How stupid to hold people's bad credit against them in the middle of a depression??  DesertDiamond   Mar-02-10 12:56 PM   #105 
  - A good first step. Next, regulate what the reports can include, or not include,  Waiting For Everyman   Mar-02-10 02:08 PM   #107 
  - Funny how there are no "credit checks" when getting billions of dollars in bailouts...  liberation   Mar-02-10 02:25 PM   #108 
  - As the bully society, we should embrace credit checks...  Deep13   Mar-02-10 02:51 PM   #110 
  - Honored to be Rec # 131!  David Zephyr   Mar-02-10 02:52 PM   #111 
  - Poor credit is an adverse attribute that could indicate susceptibility via bribery.  OneTenthofOnePercent   Mar-02-10 03:01 PM   #112 
  - my blog post on the subject  tabbycat31   Mar-02-10 09:14 PM   #115 
  - Need we more proof that when it comes to business, Americans are cannibals.  gtar100   Mar-04-10 12:36 AM   #116 
  - Good. I don't trust HR/management with this info...  WorseBeforeBetter   Mar-04-10 12:51 AM   #117 
  - This Should Be The Law in EVERY State I believe its an Infringement on Our Rights!!!  Corey_Baker08   Mar-04-10 01:02 AM   #118 
  - Excellent idea. Should have been done years ago. nt  BlueIris   Mar-04-10 04:15 AM   #119 

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