Reply #64: I wish

[TheKentuckian]

I think it does next to nothing on the abuses. They can still drop you for the same bogus reason they could before (fraud) which is insane. With a mandate rescissions should simply be a thou shalt not.
They can reject on pre-existing but can charge 3X the normal rate for the person which means almost no one can afford it but I guess they can get an exception and at least avoid the fine.
They retain the anti-trust exemption so they can collude on prices and territories.
They keep state pools so they can buy and sell regulators.
There is no new enforcement in any event.
The crazy wellness provision will allow them to gouge beyond the gouging of today and piss off many.

As for the benefits of coverage, it looks to be that folks with little money will be mandated into a bootstrap they won't be able to afford to pull themselves up by here. The out of pockets and the monthly on this near junk silver policy will crush people and force them to pay for something they can't use.

As always I hope it does help some but my guess is it will give relief to those allowed to go onto medicaid at least until it is absorbed into the larger program and the upper middle class and rich will get some pretty good asset protection from the out of pocket max. Lots of higher income folks had started going this high deductible route anyway and I bet those that have looked at it are the most gung ho. They may have a little bit of a monthly increase but go to a very low risk situation, the max OOP is about what they kept in their medical savings accounts anyway.