Reply #34: The OP is factually wrong --

[FarCenter]

"After all, they're literally betting that they can "beat the actuaries" at the life insurance companies, and that over the long haul their workers will die faster than expected."

This is not true. It is the way the tax laws work and the way that insurance premiums and proceeds ara accounted for that makes it profitable for the employer to take out insurance on employees.

According to the wiki, employees have to be notified that the employer is doing this.

Also, quite a few of the companies on that list should have taken out "dead company" insurance!