quaker bill
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Thu Dec-31-09 05:52 PM
Response to Original message |
| 19. It reduces uncompensated care |
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by requiring the currently uninsured to contribute to the risk pool. This will lower costs for insurance.
It requires insurance companies to offer plans with a higher loss ratio, this means more of premiums spent delivering healthcare. It lowers cost.
It removes lifetime maximum benefit limits, something that might have saved my father's life, and he had very good insurance, the sort you can't even buy anymore.
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| -Serious question: What does the HCR bill do for people who have insurance through their employers? |
Hello_Kitty |
Dec-31-09 04:49 PM |
#0 |
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Isn't taxing employer-based insurance plans enough? |
Nikki Stone1 |
Dec-31-09 04:50 PM |
#1 |
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Only very high-end plans are subject to tax. There is another change |
quiller4 |
Dec-31-09 04:55 PM |
#2 |
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the "very high-end plans" that labor took in exchange for pay concessions for years. |
Bluebear |
Dec-31-09 04:56 PM |
#3 |
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Projected to be 20% of employee sponsored plans by 2019. |
Hello_Kitty |
Dec-31-09 04:59 PM |
#7 |
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yep. That's what has happened to us. My employer offers 3 plans |
AllyCat |
Dec-31-09 09:23 PM |
#24 |
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But why should anyone have tax free insurance plans |
truedelphi |
Jan-01-10 03:26 AM |
#25 |
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Taxing health benefits is immoral and unethical. It's like taxing food. |
AllyCat |
Jan-01-10 04:00 AM |
#26 |
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Oh I agree. Sorry if my sarcasm |
truedelphi |
Jan-01-10 03:54 PM |
#28 |
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Ok! Thanks. Internet is so flat that I didn't catch it |
AllyCat |
Jan-01-10 07:36 PM |
#29 |
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As someone who jsut misread the header |
truedelphi |
Jan-02-10 02:37 AM |
#34 |
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That;s the "cost-cutting" angle: forcing people into cheaper plans where |
Hannah Bell |
Jan-01-10 04:51 AM |
#27 |
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No they can't! |
Hello_Kitty |
Dec-31-09 04:57 PM |
#5 |
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Define "Very high end plan". |
Nikki Stone1 |
Dec-31-09 04:58 PM |
#6 |
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It is defined by the cost of the premium |
laughingliberal |
Dec-31-09 05:03 PM |
#9 |
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I don't think so about being able to buy from the exchange. |
clear eye |
Dec-31-09 05:00 PM |
#8 |
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The reason its called very high end is because it cannot be denied. |
Kokonoe |
Dec-31-09 05:48 PM |
#18 |
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About $8,000 individual, $21,000 family is considered a high end plan |
jmm |
Jan-01-10 10:19 PM |
#32 |
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Oh yeah. And you know it will be in the final bill. |
Hello_Kitty |
Dec-31-09 04:56 PM |
#4 |
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As far as I can tell, no, unless the premium is greater than 9.8 percent... |
Cleobulus |
Dec-31-09 05:10 PM |
#10 |
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I guess the majorities in polls who don't think it will help them are right. eom |
Hello_Kitty |
Dec-31-09 05:11 PM |
#11 |
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And I have a question - IF we somehow get a Public Option, my niece, who is |
gateley |
Dec-31-09 05:13 PM |
#12 |
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They have talked about doing this where I work |
proud2BlibKansan |
Dec-31-09 05:32 PM |
#15 |
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I know -- When I was working I never grumbled too much about my increasing |
gateley |
Dec-31-09 08:44 PM |
#22 |
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She's got it wrong, but the reality may not be much better depending on |
clear eye |
Dec-31-09 07:30 PM |
#20 |
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Boy, thanks for the education! Now I get it, and I'll pass it along. There isn't |
gateley |
Dec-31-09 08:39 PM |
#21 |
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Why would they need a public option to do that? Why wouldn't they just do it yesterday? |
recoveringrepublican |
Jan-01-10 09:59 PM |
#31 |
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...... |
LouKneeLib |
Dec-31-09 05:14 PM |
#13 |
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There are new regulations that insurance companies operate under. |
dhpgetsit |
Dec-31-09 05:29 PM |
#14 |
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Okay, that's good. eom |
Hello_Kitty |
Dec-31-09 05:39 PM |
#16 |
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A few. |
Igel |
Dec-31-09 05:47 PM |
#17 |
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It reduces uncompensated care |
quaker bill |
Dec-31-09 05:52 PM |
#19 |
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just a note regarding U.S. Armed Forces, Veterans, Retirees (on TRICARE)... |
thotzRthingz |
Dec-31-09 09:05 PM |
#23 |
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What I don't get is the rationale for... |
WillowTree |
Jan-01-10 09:10 PM |
#30 |
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CWA Presents 18 Studies Outlining Negative Effects of Excise Tax |
IndianaGreen |
Jan-01-10 10:22 PM |
#33 |