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Reply #19: It reduces uncompensated care [View All]

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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) Donate to DU
quaker bill Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-31-09 05:52 PM
Response to Original message
19. It reduces uncompensated care
by requiring the currently uninsured to contribute to the risk pool. This will lower costs for insurance.

It requires insurance companies to offer plans with a higher loss ratio, this means more of premiums spent delivering healthcare. It lowers cost.

It removes lifetime maximum benefit limits, something that might have saved my father's life, and he had very good insurance, the sort you can't even buy anymore.
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  -Serious question: What does the HCR bill do for people who have insurance through their employers? Hello_Kitty  Dec-31-09 04:49 PM   #0 
  - Isn't taxing employer-based insurance plans enough?  Nikki Stone1   Dec-31-09 04:50 PM   #1 
  - Only very high-end plans are subject to tax. There is another change  quiller4   Dec-31-09 04:55 PM   #2 
  - the "very high-end plans" that labor took in exchange for pay concessions for years.  Bluebear   Dec-31-09 04:56 PM   #3 
  - Projected to be 20% of employee sponsored plans by 2019.  Hello_Kitty   Dec-31-09 04:59 PM   #7 
  - yep. That's what has happened to us. My employer offers 3 plans  AllyCat   Dec-31-09 09:23 PM   #24 
     - But why should anyone have tax free insurance plans  truedelphi   Jan-01-10 03:26 AM   #25 
     - Taxing health benefits is immoral and unethical. It's like taxing food.  AllyCat   Jan-01-10 04:00 AM   #26 
        - Oh I agree. Sorry if my sarcasm  truedelphi   Jan-01-10 03:54 PM   #28 
           - Ok! Thanks. Internet is so flat that I didn't catch it  AllyCat   Jan-01-10 07:36 PM   #29 
              - As someone who jsut misread the header  truedelphi   Jan-02-10 02:37 AM   #34 
     - That;s the "cost-cutting" angle: forcing people into cheaper plans where  Hannah Bell   Jan-01-10 04:51 AM   #27 
  - No they can't!  Hello_Kitty   Dec-31-09 04:57 PM   #5 
  - Define "Very high end plan".  Nikki Stone1   Dec-31-09 04:58 PM   #6 
  - It is defined by the cost of the premium  laughingliberal   Dec-31-09 05:03 PM   #9 
  - I don't think so about being able to buy from the exchange.  clear eye   Dec-31-09 05:00 PM   #8 
  - The reason its called very high end is because it cannot be denied.  Kokonoe   Dec-31-09 05:48 PM   #18 
  - About $8,000 individual, $21,000 family is considered a high end plan  jmm   Jan-01-10 10:19 PM   #32 
  - Oh yeah. And you know it will be in the final bill.  Hello_Kitty   Dec-31-09 04:56 PM   #4 
  - As far as I can tell, no, unless the premium is greater than 9.8 percent...  Cleobulus   Dec-31-09 05:10 PM   #10 
  - I guess the majorities in polls who don't think it will help them are right. eom  Hello_Kitty   Dec-31-09 05:11 PM   #11 
  - And I have a question - IF we somehow get a Public Option, my niece, who is  gateley   Dec-31-09 05:13 PM   #12 
  - They have talked about doing this where I work  proud2BlibKansan   Dec-31-09 05:32 PM   #15 
  - I know -- When I was working I never grumbled too much about my increasing  gateley   Dec-31-09 08:44 PM   #22 
  - She's got it wrong, but the reality may not be much better depending on  clear eye   Dec-31-09 07:30 PM   #20 
  - Boy, thanks for the education! Now I get it, and I'll pass it along. There isn't  gateley   Dec-31-09 08:39 PM   #21 
  - Why would they need a public option to do that? Why wouldn't they just do it yesterday?  recoveringrepublican   Jan-01-10 09:59 PM   #31 
  - ......  LouKneeLib   Dec-31-09 05:14 PM   #13 
  - There are new regulations that insurance companies operate under.  dhpgetsit   Dec-31-09 05:29 PM   #14 
  - Okay, that's good. eom  Hello_Kitty   Dec-31-09 05:39 PM   #16 
  - A few.  Igel   Dec-31-09 05:47 PM   #17 
  - It reduces uncompensated care  quaker bill   Dec-31-09 05:52 PM   #19 
  - just a note regarding U.S. Armed Forces, Veterans, Retirees (on TRICARE)...  thotzRthingz   Dec-31-09 09:05 PM   #23 
  - What I don't get is the rationale for...  WillowTree   Jan-01-10 09:10 PM   #30 
  - CWA Presents 18 Studies Outlining Negative Effects of Excise Tax  IndianaGreen   Jan-01-10 10:22 PM   #33 
 

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