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Reply #9: Interesting, because we just got a refi from Chase for our old WaMu loan today [View All]

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frazzled Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Dec-29-09 11:07 PM
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9. Interesting, because we just got a refi from Chase for our old WaMu loan today
We haven't been in danger of foreclosure at all. But for some reason, Chase (who had taken over our loan from WaMu last year) called us this fall and asked if we would be interested in refinancing. We had to fax the 10,000 papers as you did, and were getting a little pissed off ... and worried that they were going to just walk off with our application fee and then turn us down. But finally the notification came last week, and we signed the papers today. It will save us a few hundred dollars each month. Which will all go to pay my dentist (the thief) and for the new pair of digital hearing aids my daughter needs because she left them on the desk and her dog chewed them up.

So let me say this: Perhaps what they meant is that because the loan modification has not yet been finalized, you can't really send in a payment, because the loan does not yet exist? (I don't know that that doesn't mean you shouldn't pay on your old loan though). I say this because they told us not to pay our January payment ... it would just go to a defunct loan and have to be sent back.

We had good and clear service from Chase, so I really can't complain. But I understand your frustration and especially your fear of going into foreclosure. Why don't you ask to speak to another person there ... a manager, perhaps. It couldn't hurt.

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  -Personal Loan modifcation story from today..wamu/chase xiamiam  Dec-29-09 10:33 PM   #0 
  - God only knows what shenanigans the fuckers are planning for 2010  AllentownJake   Dec-29-09 10:36 PM   #1 
  - 2010 is going to be worse for foreclosures.  flvegan   Dec-29-09 10:46 PM   #4 
     - The deflation in housing prices will start again  AllentownJake   Dec-29-09 10:48 PM   #5 
     - one of the reasons they've much of their inventory on their books this last quarter  xiamiam   Dec-29-09 11:01 PM   #7 
     - What's sad is that those same fucknuts could have made serious money  flvegan   Dec-29-09 11:06 PM   #8 
     - more middle and upper middle class as well who just never thought this could happen..nt  xiamiam   Dec-29-09 11:15 PM   #10 
  -  sandnsea   Dec-29-09 10:40 PM   #2 
  - wamu directly..although i think they fit the bill of scam artist as well..nt  xiamiam   Dec-29-09 10:43 PM   #3 
  - WAMU is NOW CHASE, NO payments should be going to WAMU  benld74   Dec-29-09 10:49 PM   #6 
  - Interesting, because we just got a refi from Chase for our old WaMu loan today  frazzled   Dec-29-09 11:07 PM   #9 
  - frazzled, you are definitely not your screen name..what a nice peaceful  xiamiam   Dec-29-09 11:43 PM   #12 
  - Heh, I'm not so nice  frazzled   Dec-29-09 11:58 PM   #13 
  - You aren't in the administrations program  AllentownJake   Dec-30-09 06:54 AM   #19 
     - Yes, I know  frazzled   Dec-30-09 10:09 AM   #20 
        - The people at Chase are out to make money  AllentownJake   Dec-30-09 10:21 AM   #21 
  - The banks believe or know that if they don't move the current set of stooges controlling  Greyhound   Dec-29-09 11:22 PM   #11 
  - I have a handy little computer mic that I plug in and use the speaker phone  Better Today   Dec-30-09 12:17 AM   #14 
  - be legally careful  Dan   Dec-30-09 12:28 AM   #15 
     - Well if they've already warned me that my call may be recorded or  Better Today   Dec-30-09 12:39 AM   #16 
  - Are you in Washington State?  Missy Vixen   Dec-30-09 12:56 AM   #17 
  - file a complaint with your AG's office  corpseratemedia   Dec-30-09 03:13 AM   #18 

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