hedgehog
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Tue Oct-20-09 08:12 AM
Response to Original message |
| 66. Read the fine print - they might have added an annual fee as well! |
| -I just got a notice from Citibank that they are tripling my credit card rate |
MajorChode |
Oct-19-09 07:43 PM |
#0 |
 -
I hope to see $hiti, Chasethedragon and Skank of America burn ...... |
marmar |
Oct-19-09 07:45 PM |
#1 |
| -
That's why they call it Shitty Bank! |
TexasObserver |
Oct-19-09 07:47 PM |
#2 |
| -
Cancel it and get AMEX. |
bbinacan |
Oct-19-09 07:48 PM |
#3 |
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Amex is the devil.. |
HipChick |
Oct-19-09 07:51 PM |
#7 |
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Why? n/t |
bbinacan |
Oct-19-09 07:53 PM |
#12 |
| -
Be careful with AMEX, they are known to perform financial reviews and |
HipChick |
Oct-19-09 08:11 PM |
#18 |
| -
I've had my AMEX card for almost 30 years. I wouldn't |
quiller4 |
Oct-20-09 08:18 AM |
#69 |
| -
Please read these Amex horror stories from the past year: |
myrna minx |
Oct-20-09 06:58 PM |
#98 |
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How about membership reward points? n/t |
Zywiec |
Oct-19-09 07:56 PM |
#15 |
| -
For emergencies. |
Mariana |
Oct-19-09 08:51 PM |
#30 |
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Ridiculous merchant fees |
JNelson6563 |
Oct-20-09 08:22 AM |
#72 |
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Me too |
JerseygirlCT |
Oct-19-09 07:48 PM |
#4 |
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AMEX is usury |
Iwillnevergiveup |
Oct-20-09 10:52 AM |
#80 |
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Congress gave them the time to fuck us before so-called "reform" |
Skittles |
Oct-19-09 07:49 PM |
#5 |
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exactly-talk talk for the stupid then rape |
natrat |
Oct-19-09 08:48 PM |
#28 |
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Welcome to the club.. |
HipChick |
Oct-19-09 07:50 PM |
#6 |
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Had mine for 22 years got the notice 2 days ago |
Betty88 |
Oct-20-09 07:32 PM |
#104 |
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if they push it hard enough maybe they will force congress to re-outlaw loansharking. |
bullimiami |
Oct-19-09 07:51 PM |
#8 |
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We really need to get the usury laws reinstated |
texastoast |
Oct-19-09 07:52 PM |
#9 |
| -
cancel all cards! |
MichaelHarris |
Oct-19-09 07:53 PM |
#10 |
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I already have one with my credit union |
MajorChode |
Oct-19-09 08:12 PM |
#19 |
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I rent cars |
MichaelHarris |
Oct-19-09 10:09 PM |
#44 |
| -
Even if you could, you don't want to use a debit card |
MajorChode |
Oct-19-09 10:41 PM |
#54 |
| -
even if you could, |
MichaelHarris |
Oct-20-09 12:26 AM |
#56 |
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Do you have a bit of a thin skin? |
MajorChode |
Oct-20-09 08:47 AM |
#74 |
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no thin skin at all |
MichaelHarris |
Oct-20-09 05:23 PM |
#86 |
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Really? |
MajorChode |
Oct-20-09 05:53 PM |
#90 |
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sure do |
MichaelHarris |
Oct-20-09 07:02 PM |
#101 |
| -
That's great. I'm happy for you. |
MajorChode |
Oct-20-09 10:05 PM |
#105 |
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Don't cancel cards. That harms your credit score. Just quit |
quiller4 |
Oct-20-09 08:19 AM |
#70 |
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Agree with that one. |
Iwillnevergiveup |
Oct-20-09 10:52 AM |
#81 |
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Will a line of credit from a credit union suffice to build credit? |
DireStrike |
Oct-20-09 06:49 PM |
#95 |
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Betting against a recovery |
AllentownJake |
Oct-19-09 07:53 PM |
#11 |
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wow, i'm still digesting this. |
inna |
Oct-19-09 10:20 PM |
#49 |
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You got that right. |
Robb |
Oct-20-09 08:51 AM |
#76 |
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My husband got that today too. |
Pirate Smile |
Oct-19-09 07:55 PM |
#13 |
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So if you have no balance, depending on the state you live in |
Pavulon |
Oct-19-09 07:55 PM |
#14 |
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"A phone call may fix the problem" |
Ruby the Liberal |
Oct-19-09 08:32 PM |
#23 |
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It would be worth 50K that would be settled out for 7k |
Pavulon |
Oct-19-09 09:03 PM |
#34 |
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50k was the limit. I never went over $12k and paid the balance every month |
Ruby the Liberal |
Oct-19-09 09:07 PM |
#35 |
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Some people would consider that theft and make you know better than the companies you hate. |
Statistical |
Oct-19-09 10:22 PM |
#50 |
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Not saying run it up on purpose. But in the event of a medical crisis |
Pavulon |
Oct-20-09 07:32 AM |
#58 |
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ok. gotcha and agreed. open usused accounts w/ no annual fee can only help. |
Statistical |
Oct-20-09 07:40 AM |
#60 |
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I have a Visa card |
SheilaT |
Oct-19-09 07:57 PM |
#16 |
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In my situation I absolutely have no need for a credit card other than to rent a car. |
MajorChode |
Oct-19-09 08:25 PM |
#20 |
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wow! i thought i was being punished when they did that to me... |
Scout |
Oct-19-09 07:58 PM |
#17 |
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It seems like lots of people are getting them in anticipation of the new law |
MajorChode |
Oct-19-09 08:26 PM |
#21 |
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So this is how they are making the big bucks for bonuses. |
OHdem10 |
Oct-19-09 08:29 PM |
#22 |
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I had the same thing happen |
droidamus2 |
Oct-19-09 08:36 PM |
#24 |
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They want you to cancel the card. |
roamer65 |
Oct-19-09 08:39 PM |
#25 |
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I'm not sure why they would in my case |
MajorChode |
Oct-19-09 08:44 PM |
#27 |
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You don't carry a balance, therefore in their eyes you cost them money. |
roamer65 |
Oct-19-09 08:51 PM |
#29 |
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They aren't satisfied to make a little money off you. |
Mariana |
Oct-19-09 08:54 PM |
#32 |
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Interesting theory but then why did they spontaneously raised my limit mere months ago? |
adamuu |
Oct-20-09 08:02 AM |
#64 |
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To tempt you to use it so they could make money. Since you |
quiller4 |
Oct-20-09 08:20 AM |
#71 |
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I think it's worse than that |
Robb |
Oct-20-09 08:54 AM |
#78 |
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Bingo |
hugo_from_TN |
Oct-20-09 06:57 PM |
#97 |
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Cancel the card and get one from a friendlier issuer. |
Mariana |
Oct-19-09 08:43 PM |
#26 |
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That's probably what I'll do eventually |
MajorChode |
Oct-19-09 09:38 PM |
#40 |
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If any meaninful economic reform happens, it will be both a revaluaiton |
izzybeans |
Oct-19-09 08:52 PM |
#31 |
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I have all my cards assigned to autopay utility bills ...fuck them. |
L0oniX |
Oct-19-09 08:57 PM |
#33 |
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cancel them to make a point, dont let them pull that shit |
mkultra |
Oct-19-09 09:10 PM |
#36 |
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Got mine yesterday. assholes. nt |
betharina |
Oct-19-09 09:11 PM |
#37 |
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Join the debtors revolt at this link |
OffWithTheirHeads |
Oct-19-09 09:11 PM |
#38 |
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Banksters need bonuses. Pony up. It's the American way. |
Bozita |
Oct-19-09 09:19 PM |
#39 |
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Don't cancel the card if you're going to be applying for a loan soon. |
Barack_America |
Oct-19-09 09:43 PM |
#41 |
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I don't have any plans for a loan |
MajorChode |
Oct-19-09 09:58 PM |
#42 |
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Crazily enough, it really is the age of the account... |
Barack_America |
Oct-19-09 10:07 PM |
#43 |
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Yep, I still have a grudge against Geico that goes back over 20 years |
MajorChode |
Oct-19-09 10:11 PM |
#46 |
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I scoff at the very idea.. |
sendero |
Oct-20-09 05:58 PM |
#91 |
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The can't and don't |
MajorChode |
Oct-21-09 01:00 AM |
#107 |
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Me too! |
ellie |
Oct-19-09 10:10 PM |
#45 |
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Citi knows that soon the shit will be hitting the fan... |
CoffeeCat |
Oct-19-09 10:12 PM |
#47 |
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Citi is in trouble, they started closing Citi Shell Mastercards last week..no APR jack, just CLOSED |
HipChick |
Oct-19-09 10:19 PM |
#48 |
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They are going to be forced to sell all their banks in Mexico also |
MajorChode |
Oct-19-09 10:30 PM |
#52 |
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Welp, |
lonestarnot |
Oct-19-09 10:29 PM |
#51 |
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Just make sure not to charge anything you can't pay off in a month |
Nikki Stone1 |
Oct-19-09 10:37 PM |
#53 |
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Mine, too |
Bryn |
Oct-19-09 10:42 PM |
#55 |
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Because of this I dropped my Citibank card after 20 years of giving them business |
Swamp Rat |
Oct-20-09 12:34 AM |
#57 |
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i got a notice on mine too. went from 26 something % to 29 something %. not 10 to 30 |
seabeyond |
Oct-20-09 07:38 AM |
#59 |
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ditto to going to a Credit Union..... |
a kennedy |
Oct-20-09 07:48 AM |
#61 |
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Same thing with me. I've had the card for 11 years |
adamuu |
Oct-20-09 07:49 AM |
#62 |
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I just got the same notice |
lukasahero |
Oct-20-09 07:51 AM |
#63 |
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Same here... |
cemaphonic |
Oct-20-09 07:02 PM |
#99 |
| -
I cannot make them practice good business |
adamuu |
Oct-20-09 08:06 AM |
#65 |
| -
Read the fine print - they might have added an annual fee as well! |
hedgehog |
Oct-20-09 08:12 AM |
#66 |
| -
They did. |
AngryOldDem |
Oct-20-09 10:54 AM |
#83 |
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I would have canceled that card the same day I received the notice. n/t |
NorthCarolina |
Oct-20-09 08:12 AM |
#67 |
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don't just close accounts.. |
HipChick |
Oct-20-09 08:14 AM |
#68 |
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Just some info on interest rates. |
olegramps |
Oct-20-09 08:29 AM |
#73 |
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In other words, it allows them to charge loan shark rates |
MajorChode |
Oct-20-09 08:52 AM |
#77 |
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Crapitol One did that to me too. I have excellent credit and never missed |
TwilightGardener |
Oct-20-09 08:49 AM |
#75 |
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This guy feels the same way about Premier's 79.9% rate |
TalkingDog |
Oct-20-09 10:39 AM |
#79 |
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Please be careful |
mstinamotorcity |
Oct-20-09 06:42 PM |
#94 |
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It happened to me, too, and it pisses me off. |
AngryOldDem |
Oct-20-09 10:53 AM |
#82 |
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I just called Citi customer service and gave a representative a chance to defend her company |
adamuu |
Oct-20-09 04:33 PM |
#84 |
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She was just some unfortunate soul that gets paid $8 per hour to answer the phone |
MajorChode |
Oct-20-09 04:55 PM |
#85 |
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they don't give a fark |
onethatcares |
Oct-20-09 05:30 PM |
#87 |
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I closed with "I am truly disappointed. |
adamuu |
Oct-20-09 06:14 PM |
#92 |
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I got a very detailed pamphlet about this fee with my August statement. |
AngryOldDem |
Oct-20-09 06:51 PM |
#96 |
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They are literally 1million times worse than the supposed deadbeat non-payers |
adamuu |
Oct-21-09 08:13 AM |
#109 |
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These guys are gonna cause a peasants with pitchforks revolution.. |
ddeclue |
Oct-20-09 05:32 PM |
#88 |
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Go on Strike and don't pay them at all. Put out a video on Facebook like the woman did with |
WillieW |
Oct-20-09 05:36 PM |
#89 |
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Ask to speak to someone in "customer retention" not "customer service" |
Neurotica |
Oct-20-09 06:31 PM |
#93 |
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Retention will not work with you on this |
HipChick |
Oct-21-09 08:45 AM |
#111 |
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Capital One did the same thing to us last spring. |
verdalaven |
Oct-20-09 07:02 PM |
#100 |
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This is in keeping with an article ...... |
gleaner |
Oct-20-09 07:02 PM |
#102 |
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I cancelled all my CITIBANK accounts |
ThePantaloon.com |
Oct-20-09 07:19 PM |
#103 |
| -
They were also the loan sharks of the 20th century. |
pinniped |
Oct-20-09 11:05 PM |
#106 |
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A leg heals in a few weeks - Yanno? |
Maru Kitteh |
Oct-21-09 01:04 AM |
#108 |
| -
but hey, at least they didn't drop you with out explanation!!! |
Javaman |
Oct-21-09 08:42 AM |
#110 |
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I got this same notice this week too. Absolutely ridiculous!!! |
FlaDem83 |
Oct-21-09 08:54 AM |
#112 |
| -
Debit cards - or hunt for a credit union based card |
tomm2thumbs |
Oct-21-09 09:00 AM |
#113 |
| -
Wells Fargo just raised my rate 3 % |
Phoebe Loosinhouse |
Oct-21-09 09:02 AM |
#114 |
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