Reply #23: SINGLE PAYER WILL COST *LESS* - You will get a raise !!!

[SmileyRose]

I apologize for yelling at you. I just wish Democrats would get their shit together and start telling the one simple truth like a broken record. Single payer will cost less, give everyone access when they need it, and will keep the quality of our medical care where it is or better. Period.


Look what is paid for my and hubby's medical care (including prescriptions, medical eye exams and basic dental and basic vision correction).

Employer paid premiums to be paid in 2009 - $7800
My part of premiums to be paid in 2009 $1300
Deductables (maximum out of pocket) $4000 (which we reached in 2008 and 2009)
Copays (doctors, tests, prescriptions) $2160 (used 2009 ave to project Oct, Nov Dec)
Non covered medically necessary $2400


Grand total 2009 $17,660



Projected costs under Single payer -- Combined gross income 2009 $33,000

Projected 4% paid by employer $1320
Projected 4% paid by employee $1320
Projected $10 copay or less $ 720
Likely spending on non-covered $ 120

Grand total 2009 if single payer $3480


And for those who say the numbers can't possible work considering we used so much medical care in 2008 and 2009. I am 52 and my husband is 58. We both started working at 15 yrs old and only recently are using a lot of medical care (mostly him). If we had been paying a total of 8% of our combined income (which was obviously higher before he got sick) then we would have been paying in for decades and using very little of it in medical care.

This is how insurance of all kinds works. Everyone pays in, MOST people do not access nearly the dollar amount the pay in. Only a few use up everything they paid or more. You pay in year after year so that when something big and expensive happens, you don't have to come up with the money by yourself.