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Reply #47: Homestead exemptions and HOA dues are not related to each other. [View All]

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DURHAM D Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Oct-03-09 03:42 PM
Response to Reply #35
47. Homestead exemptions and HOA dues are not related to each other.
One is a government function - the other a private matter.
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  -Elderly disabled FL woman being foreclosed for legal fees on HOA. Help! sixmile  Oct-03-09 01:33 PM   #0 
  - Yes, call a local reporter. Try to embarrass the HOA into dropping  Phoebe Loosinhouse   Oct-03-09 01:35 PM   #1 
  - I support the HOA in this one.  WeDidIt   Oct-03-09 02:51 PM   #20 
  - Uh huh. You support the HOA  JanMichael   Oct-03-09 02:56 PM   #25 
  - She is a deadbeat  WeDidIt   Oct-03-09 03:02 PM   #29 
     - OK. Just explain this to me please. I am sure that you are a fab HOA member  JanMichael   Oct-03-09 03:11 PM   #34 
     - Because she had ample opportunity to contact the HOA board  WeDidIt   Oct-03-09 03:45 PM   #49 
        - You actually don't know that. The OP didn't address that.  JanMichael   Oct-03-09 03:49 PM   #53 
        - No, you are assuming the HOA is a monster  WeDidIt   Oct-03-09 03:54 PM   #58 
           - But if the property was as valuable as the HOA claims. They would have no problem selling it.  Wizard777   Oct-03-09 04:46 PM   #89 
              - Complaint letters and failure to pay dues are two separate issues  WeDidIt   Oct-03-09 05:04 PM   #96 
        - I have no sympathy for you at all.  sudopod   Oct-03-09 05:34 PM   #106 
     - You are ignorant of the details  sixmile   Oct-03-09 03:32 PM   #39 
     - You;'ve made the details very clear  WeDidIt   Oct-03-09 03:48 PM   #52 
        - I refer you to my earlier post that you are ignorant of the details.  sixmile   Oct-03-09 04:04 PM   #65 
           - No, this woman is the problem  WeDidIt   Oct-03-09 04:06 PM   #67 
              - Why are you posting on this thread??  Are_grits_groceries   Oct-03-09 04:10 PM   #69 
                 - I don't post duplicate threads. n/t  WeDidIt   Oct-03-09 04:12 PM   #73 
                    - I don't think a rant  Are_grits_groceries   Oct-03-09 04:19 PM   #78 
                       - +1  malaise   Oct-03-09 06:00 PM   #125 
     - Humanity? Empathy?  Ineeda   Oct-03-09 03:42 PM   #48 
        - My HOA had to go all the way to foreclsoure so many times  WeDidIt   Oct-03-09 03:47 PM   #50 
        - The HOA is in the legal right. But they are being pieces of shit.  armyowalgreens   Oct-03-09 05:30 PM   #102 
        - No, the home owner who refuses to pay is the poiece of shit  WeDidIt   Oct-03-09 05:47 PM   #117 
           - If you have read the OP, you would realize that the person wants to pay...  armyowalgreens   Oct-03-09 05:49 PM   #118 
              - If the homeowner got to the point where judgement was granted  WeDidIt   Oct-03-09 05:57 PM   #122 
                 - Maybe people like you work in the HOA. People that have no empathy...  armyowalgreens   Oct-03-09 06:09 PM   #132 
                    - My position in the HOA is 100% voluntary  WeDidIt   Oct-03-09 06:26 PM   #147 
                       - I understand that you wouldn't lose any sleep. I understand that it's voluntary...  armyowalgreens   Oct-03-09 06:36 PM   #154 
                       - As the former Secretary of my Co-Op Board, I say you are WAY out of line.  demodonkey   Oct-03-09 07:43 PM   #191 
                          - LAst election, I was elected unanimously.  WeDidIt   Oct-03-09 07:49 PM   #198 
                             - Here you go...  armyowalgreens   Oct-03-09 08:03 PM   #201 
                             - Most states allow removal for officers' misdeeds/failure to perform & maybe liability damages too.  demodonkey   Oct-03-09 08:10 PM   #203 
                             - Oh really?  WeDidIt   Oct-03-09 08:12 PM   #204 
                                - You just proved my theory.  demodonkey   Oct-03-09 08:26 PM   #208 
                                   - I am a board member  WeDidIt   Oct-03-09 08:32 PM   #210 
                                   - You ought to remove Ted Kennedy as your avatar  RamboLiberal   Oct-03-09 09:08 PM   #215 
                                   - You can put your suggestion  WeDidIt   Oct-03-09 09:33 PM   #221 
                                   - Yes, but who have you been supporting AFTER  liberalhistorian   Oct-04-09 05:11 PM   #241 
                                   - Indeed and I'm also looking at his signature  Hawkeye-X   Oct-04-09 02:45 PM   #238 
                                      - IBTS is way over due with this one.  conscious evolution   Oct-04-09 05:47 PM   #242 
                             - Care to tell me where you live?  Hawkeye-X   Oct-04-09 02:43 PM   #237 
        - HOA's are dictatorial pieces of shit  liberalhistorian   Oct-03-09 05:38 PM   #109 
        - bingo  JanMichael   Oct-03-09 03:47 PM   #51 
        - Humanity and Empathy are severe violations of HOA rules.  Wizard777   Oct-03-09 04:50 PM   #90 
           - +1  susanr516   Oct-03-09 05:46 PM   #115 
              - HOA's wouldn't allow a green one or a pink one or a blue one  RamboLiberal   Oct-03-09 09:09 PM   #216 
  - Depends on the HOA.  backscatter712   Oct-03-09 04:35 PM   #86 
  - Your mom is a classy person.  sudopod   Oct-03-09 05:32 PM   #105 
  - Ah. I knew there had to be something else wrong with you  Pab Sungenis   Oct-04-09 10:46 AM   #232 
  - HOAs don't care about embarrassment  yodoobo   Oct-03-09 02:53 PM   #22 
     - Nothing forced about it.  DURHAM D   Oct-03-09 03:39 PM   #45 
        - Easier said than done. Most places are HOA.  armyowalgreens   Oct-03-09 05:31 PM   #103 
  - I have no idea for a solution, but I regard HOAs in the same light as  SPedigrees   Oct-03-09 01:36 PM   #2 
  - i agree. those fees seem to go up  DesertFlower   Oct-03-09 01:41 PM   #5 
  - I wouldn't know. I've never had and never will have dealings with one. nt  SPedigrees   Oct-03-09 03:02 PM   #30 
     - i've never had one either, but i've heard  DesertFlower   Oct-03-09 04:29 PM   #85 
  - I go one further.  Igel   Oct-03-09 03:01 PM   #28 
  - Post whom we should contact in Florida, and we will - news stations, politicians, etc. nt  Sarah Ibarruri   Oct-03-09 01:39 PM   #3 
  - If she has no equity in her condo, help her find a subsidized apartment.  PassingFair   Oct-03-09 01:40 PM   #4 
  - good solution, especially if you can find an over 55 restricted apartment.  Ineeda   Oct-03-09 01:51 PM   #8 
     - Thanks for the reply  sixmile   Oct-03-09 01:57 PM   #9 
     - The problem is that the HOA is within its rights  liberalhistorian   Oct-03-09 02:26 PM   #13 
     - Wow. That sucks. n/t  Ineeda   Oct-03-09 03:35 PM   #43 
     - The HOA doesn't have to sue. The HOA has first right to foreclose  WeDidIt   Oct-03-09 02:52 PM   #21 
        - Where in the world did you get  JanMichael   Oct-03-09 02:57 PM   #26 
        - IF you are a member of a HOA and yo fail to pay your dues  WeDidIt   Oct-03-09 03:09 PM   #33 
           - You're going to have  Are_grits_groceries   Oct-03-09 03:34 PM   #41 
           - MY HOA has had to evict one family  WeDidIt   Oct-03-09 04:01 PM   #62 
              - And you sound damn proud of it!  Are_grits_groceries   Oct-03-09 04:07 PM   #68 
              - I'm not proud that the family forced the HOAs hand  WeDidIt   Oct-03-09 04:12 PM   #72 
                 - That statement is convoluted logic to say the least.  Are_grits_groceries   Oct-03-09 04:17 PM   #76 
                 - The board of a HOA has a fiduciary responsibility  WeDidIt   Oct-03-09 04:21 PM   #80 
                    - "Our board upheld our fiduciary responsibility to use all legal means to collect."  Are_grits_groceries   Oct-03-09 04:28 PM   #84 
                       - Deleted sub-thread  Name removed   Oct-03-09 04:51 PM   #91 
                 - Like maybe paying for food or for your stupid  liberalhistorian   Oct-03-09 05:51 PM   #120 
                    - IF you don't like HOAs, don't buy a home in one  WeDidIt   Oct-03-09 06:08 PM   #129 
                       - Oh, they most certainly DO have a choice,  liberalhistorian   Oct-03-09 06:18 PM   #139 
              - For $180 bucks you think it is appropriate to evict someone.  Ms. Toad   Oct-03-09 05:14 PM   #99 
              - Our dues are $35/month now (we had to raise the rate due to deadbeats)  WeDidIt   Oct-03-09 06:06 PM   #128 
                 - You also kick out for not having DOILLIES on everthing?  Gman2   Oct-03-09 06:21 PM   #142 
                 - What I don't hear in ANY of your accounts is any attempt by the HOA  Ms. Toad   Oct-03-09 06:31 PM   #149 
                    - Then you did not read the post you just responded to  WeDidIt   Oct-03-09 06:41 PM   #160 
                    - I did read it, and most of your other posts.  Ms. Toad   Oct-03-09 07:06 PM   #173 
                       - Homeowners are adults  WeDidIt   Oct-03-09 07:47 PM   #195 
                       - Like I said, I prefer to live in a neighborhood,  Ms. Toad   Oct-03-09 09:59 PM   #224 
                          - Adults contact their creditors when they are having difficulties  WeDidIt   Oct-03-09 10:05 PM   #226 
                       - I assume you are aware that the Board of directors is bound by secrecy  DURHAM D   Oct-03-09 08:43 PM   #212 
                          - None of the suggestions I made requried the board of directors  Ms. Toad   Oct-03-09 09:13 PM   #217 
                             - All of the building community ideas are great -  DURHAM D   Oct-03-09 10:01 PM   #225 
                                - Not everyone will need sweat equity -  Ms. Toad   Oct-03-09 11:15 PM   #229 
                    - +9000 to Ms. Toad n/t  Rise together   Oct-03-09 07:04 PM   #171 
                    - What you said. nt  sudopod   Oct-03-09 07:14 PM   #177 
              - What the fuck is wrong with you?  sudopod   Oct-03-09 05:52 PM   #121 
                 - Try dealing with fuckers like this  liberalhistorian   Oct-03-09 05:57 PM   #123 
                 - Seriously. :(  sudopod   Oct-03-09 06:09 PM   #131 
                 - +10 nt  susanr516   Oct-03-09 06:12 PM   #134 
                 - We threw them out three years ago  WeDidIt   Oct-03-09 06:18 PM   #141 
                 - That just means you're a horrible person.  sudopod   Oct-03-09 06:22 PM   #144 
                 - I'm not lording shit over anybody  WeDidIt   Oct-03-09 06:31 PM   #151 
                    - Oh god, now your a martyr.  sudopod   Oct-03-09 06:36 PM   #155 
                       - Here's the choice  WeDidIt   Oct-03-09 06:45 PM   #163 
                          - Did you read this post by another HOA treasurer?  sudopod   Oct-03-09 06:50 PM   #167 
                 - Clearly you give more value to money than human beings. nt  Rise together   Oct-03-09 06:27 PM   #148 
                 - Tell that to an attorney  WeDidIt   Oct-03-09 06:32 PM   #152 
                    - Somehow, you people seem to think saying "fiduciary duty"  sudopod   Oct-03-09 06:38 PM   #156 
                    - Somehow people who don't understand how the real world works  WeDidIt   Oct-03-09 06:44 PM   #162 
                       - You must be a miserable, lonely person.  sudopod   Oct-03-09 06:46 PM   #166 
                          - Actually, the vast majority of my neighborhood likes me  WeDidIt   Oct-03-09 06:52 PM   #168 
                             - Elected twice (well, once. Mabye)  sudopod   Oct-03-09 07:01 PM   #170 
                                - Property values are the point of a HOA  WeDidIt   Oct-03-09 07:06 PM   #172 
                                   - I guess simple humanity never entered into your calculations.  sudopod   Oct-03-09 07:12 PM   #175 
                                      - I don't suffer fools easily  WeDidIt   Oct-03-09 07:20 PM   #180 
                                      - whoops!  sudopod   Oct-03-09 07:27 PM   #184 
                                      - And nothing of value was lost...  sudopod   Oct-03-09 07:29 PM   #186 
                    - - power level 9000  Rise together   Oct-03-09 06:40 PM   #159 
                       - You can put your suggestion regarding my avatar  WeDidIt   Oct-03-09 06:43 PM   #161 
                          - Lollercaust  Rise together   Oct-03-09 06:46 PM   #164 
                          - You shame that avatar with your attitude  RamboLiberal   Oct-03-09 09:50 PM   #223 
                 - Wow  susanr516   Oct-03-09 06:46 PM   #165 
                    - REad what I wrote  WeDidIt   Oct-03-09 07:25 PM   #182 
                 - +10 n/t  Rise together   Oct-03-09 07:13 PM   #176 
           - Liar. Only dictatorial HOA's operate that way  Xithras   Oct-03-09 10:51 PM   #227 
        - Methinks you're on the wrong website, pal.  liberalhistorian   Oct-03-09 05:40 PM   #112 
  - Gray Panthers and ACORN?  EFerrari   Oct-03-09 01:41 PM   #6 
  - Right. Are either still in business?  sixmile   Oct-03-09 01:46 PM   #7 
     - They might have some good local suggestions -- better ones  EFerrari   Oct-03-09 02:01 PM   #11 
  - Have they put the lien on the condo yet?  flvegan   Oct-03-09 01:58 PM   #10 
  - The first legal step is a registered letter from the attorney.  DURHAM D   Oct-03-09 04:36 PM   #87 
     - Not exactly like that in Florida.  flvegan   Oct-03-09 05:01 PM   #95 
        - The demand letter, intent to lien, etc. is the same here.  DURHAM D   Oct-03-09 05:39 PM   #110 
        - HOAs have more rights in Illinois  WeDidIt   Oct-03-09 05:51 PM   #119 
           - HOA's have FAR too many  liberalhistorian   Oct-03-09 05:58 PM   #124 
  - As someone said, contact the news.  Are_grits_groceries   Oct-03-09 02:08 PM   #12 
  - Thank you so much.  sixmile   Oct-03-09 02:40 PM   #16 
  - I would contact the local and state bar associations for  liberalhistorian   Oct-03-09 02:30 PM   #14 
  - Has anybody tried talking to the HOA board?  OffWithTheirHeads   Oct-03-09 02:32 PM   #15 
  - No they are both  yodoobo   Oct-03-09 02:55 PM   #23 
  - Our board are open to talking all the way up until we go to court  WeDidIt   Oct-03-09 02:55 PM   #24 
  - Yes, I know. I had the misfortune of dealing with fucks like you  liberalhistorian   Oct-03-09 05:46 PM   #116 
     - +1 on hoping that We Did It falls on some hard financial times  RamboLiberal   Oct-03-09 09:17 PM   #219 
     - This mini-dictator has admitted being on the Board of an HOA  Kansas Wyatt   Oct-03-09 10:58 PM   #228 
  - This board is like the Gestapo  sixmile   Oct-03-09 03:40 PM   #46 
     - S/he doesn't get that. I did. From reading it the first time.  JanMichael   Oct-03-09 04:01 PM   #63 
  - There are a lot of resources here that might  PatSeg   Oct-03-09 02:42 PM   #17 
  - Try here for a lawyer  Nikki Stone1   Oct-03-09 02:45 PM   #18 
  - This is why it's so dumb to get behind on HOA dues  WeDidIt   Oct-03-09 02:48 PM   #19 
  - Re-read what you wrote please  JanMichael   Oct-03-09 02:59 PM   #27 
  - I am intimately familiar with the collection process in HOAs  WeDidIt   Oct-03-09 03:04 PM   #31 
  - You clearly have no idea what you are talking about.  DURHAM D   Oct-03-09 03:29 PM   #37 
  - Doesn't sound as if the lady in question has a maid or a new car  laughingliberal   Oct-03-09 03:52 PM   #56 
  - What's the correct Democratic solution to these problems? Just forgive debts when someone  Pharlo Finesworth   Oct-03-09 07:22 PM   #181 
     - This is the most astute observation in this whole thread. nt  DURHAM D   Oct-03-09 09:16 PM   #218 
  - "Don't like HOAs? Don't sign that contract to buy a home in a HOA." 1st intelligent words from you.  SPedigrees   Oct-03-09 03:07 PM   #32 
  - I think you should change your avatar.  Are_grits_groceries   Oct-03-09 03:36 PM   #44 
  - +1  Maru Kitteh   Oct-03-09 03:59 PM   #60 
  - Hey dork  Hawkeye-X   Oct-03-09 05:09 PM   #97 
  - Her dues are NOT current  WeDidIt   Oct-03-09 05:40 PM   #111 
     - Yes, that's right. An elderly woman who is DISABLED  liberalhistorian   Oct-03-09 06:02 PM   #126 
  - After reading your posts  susanr516   Oct-03-09 05:34 PM   #107 
  - So her Homestead does not protect from predatory fees from HOA's?  Riley18   Oct-03-09 03:11 PM   #35 
  - You can never truly own a property in a HOA area. It's loanership at best.  Wizard777   Oct-03-09 03:32 PM   #38 
  - Are you trying to be funny or just displaying ignorance? nt  DURHAM D   Oct-03-09 03:35 PM   #42 
  - I'm damned serious!  Wizard777   Oct-03-09 04:14 PM   #74 
  - You ahve absolutely no idea what you are talking about. n/t  WeDidIt   Oct-03-09 04:05 PM   #66 
     - Bull shit! I went to war with one and won.  Wizard777   Oct-03-09 04:27 PM   #83 
  - Homestead exemptions and HOA dues are not related to each other.  DURHAM D   Oct-03-09 03:42 PM   #47 
  - HOA's should be outlawed. They are tyrannical and despotic organizations by nature.  Wizard777   Oct-03-09 03:18 PM   #36 
  - Yep - they have only been around for about 2000 years. nt  DURHAM D   Oct-03-09 03:33 PM   #40 
     - Care to elaborate? How so?  Wizard777   Oct-03-09 04:02 PM   #64 
     - Cooperative agreements for share common elements have been around  DURHAM D   Oct-03-09 04:40 PM   #88 
     - Untold stories of the Bible. Joseph and Mary were evicted by the HOA of New Bethlehem Acres  Phoebe Loosinhouse   Oct-04-09 02:57 PM   #239 
  - Lots of love and sympathy coming from this board.  rucky   Oct-03-09 03:49 PM   #54 
  - Typical.  JanMichael   Oct-03-09 03:51 PM   #55 
  - well, I take that back, after reading more carefully.  rucky   Oct-03-09 03:52 PM   #57 
  - Amen  Hawkeye-X   Oct-03-09 05:12 PM   #98 
  - I know. It's truly disgusting, isn't it?  liberalhistorian   Oct-03-09 06:04 PM   #127 
  - Fuck associations. Try being a renter, not owner. They want you dead.  Gman2   Oct-03-09 03:55 PM   #59 
  - Wrong! They want you dead and burning in hell.  Wizard777   Oct-03-09 04:18 PM   #77 
  - Why are people posting ANYTHING except ideas about how to HELP????  Are_grits_groceries   Oct-03-09 04:00 PM   #61 
  - Remember the scrawny kids everyone picked on in school?  sixmile   Oct-03-09 04:11 PM   #71 
  - true. I feel so sorry for this woman.  Ineeda   Oct-03-09 04:21 PM   #79 
  - I was happy to make suggestions and recommendations.  liberalhistorian   Oct-03-09 06:10 PM   #133 
  - I would never live in a HOA. Never ever ever ever.  Phoebe Loosinhouse   Oct-03-09 04:11 PM   #70 
  - There is only one way to get a tyrannical board  WeDidIt   Oct-03-09 04:17 PM   #75 
     - Why are you posting your tale of woe about how  Are_grits_groceries   Oct-03-09 04:24 PM   #81 
     - Since you refuse to read what I wirte  WeDidIt   Oct-03-09 04:52 PM   #92 
     - Begone...?  xocet   Oct-03-09 05:28 PM   #101 
     - Who said anything about leaving the thread  WeDidIt   Oct-03-09 05:46 PM   #114 
     - Change your fucking avatar, you  liberalhistorian   Oct-03-09 06:12 PM   #135 
     - Don't you just love it when...  Ineeda   Oct-03-09 05:36 PM   #108 
     - +1  Rise together   Oct-03-09 06:18 PM   #140 
     - How much of that $13,000 are the bogus fines added to their actual  Thickasabrick   Oct-03-09 05:32 PM   #104 
        - Not a penny of it is a "fine"  WeDidIt   Oct-03-09 05:45 PM   #113 
           - I am the treasurer of our HOA. We've had a couple of years that  Thickasabrick   Oct-03-09 06:16 PM   #137 
              - If I lived in your HOA, I would be filing a class action lawsuit against it. n/t  WeDidIt   Oct-03-09 06:57 PM   #169 
                 - I'm curious  sudopod   Oct-03-09 07:34 PM   #188 
                 - A class action involves more than one, none of our neighbors would  Thickasabrick   Oct-03-09 08:14 PM   #205 
                    - I could name thirty that would join immediately in mine  WeDidIt   Oct-03-09 08:18 PM   #206 
                       - We have reduced everyone's fees for three years in a row. Our  Thickasabrick   Oct-03-09 08:20 PM   #207 
                       - Your expenses must be very low  WeDidIt   Oct-03-09 08:26 PM   #209 
                       - Congratulations, WeDidIt  Hawkeye-X   Oct-03-09 11:51 PM   #231 
  - Every state has a federally mandated Protection and Advocacy agency for people with disabilities  KamaAina   Oct-03-09 04:25 PM   #82 
  - Thanks for the link  sixmile   Oct-04-09 11:35 AM   #233 
  - Subsidized housing. Rent based on income. No assets. No  Obamanaut   Oct-03-09 04:54 PM   #93 
  - HOAs are no secret.  SoCalDem   Oct-03-09 04:59 PM   #94 
  - Where to live? A casket?  Gman2   Oct-03-09 06:26 PM   #145 
  - Bless her heart. My HOA just lets it go - it's really not worth attorneys  Thickasabrick   Oct-03-09 05:16 PM   #100 
  - Ugh  chatnoir   Oct-03-09 06:08 PM   #130 
  - I know. It's truly sickening, isn't it?  liberalhistorian   Oct-03-09 06:14 PM   #136 
  - Yeah a couple of people just made my ignore list...  XOKCowboy   Oct-03-09 06:21 PM   #143 
  - The irony  chatnoir   Oct-03-09 06:34 PM   #153 
  - Do not worry. My generation is up and coming...  armyowalgreens   Oct-03-09 06:17 PM   #138 
  - I can only hope  chatnoir   Oct-03-09 06:38 PM   #157 
  - Rats, I was born 40 years too soon. I'll miss out on all the free housing,  Pharlo Finesworth   Oct-03-09 07:26 PM   #183 
     - It won't be free. Your taxes will be paying for it. And it won't go to everyone.  armyowalgreens   Oct-03-09 07:33 PM   #187 
        - Ah, right. The Madoff strategy.  Pharlo Finesworth   Oct-03-09 07:42 PM   #190 
           - I didn't realize that the Constitution was a ponzi scheme.  armyowalgreens   Oct-03-09 07:47 PM   #193 
           - I am a big fan of helping those in need. I just didn't get the memo on how we pay for  Pharlo Finesworth   Oct-03-09 07:49 PM   #197 
              - From those according to their ability to those according to their need.  armyowalgreens   Oct-03-09 07:57 PM   #200 
           - Because reduced cost housing is the same as stealing billions of dollars.  sudopod   Oct-03-09 07:47 PM   #196 
              - This HOA is in effect in a reduced-cost housing project? It would have been helpful if the OP  Pharlo Finesworth   Oct-03-09 07:50 PM   #199 
              - Poor people living anywhere affects property values  sixmile   Oct-04-09 11:39 AM   #234 
  - In socialist Europe -  DURHAM D   Oct-03-09 06:26 PM   #146 
  - Regime Fees?  chatnoir   Oct-03-09 06:39 PM   #158 
  - Sounds like the OP could use some regime change. :D nt  sudopod   Oct-03-09 07:17 PM   #178 
  - Are you aware  FlaGranny   Oct-05-09 09:00 PM   # 
  - Are you aware  FlaGranny   Oct-05-09 09:00 PM   #246 
  - If she's caught up on her dues, have her ask if she can get the late fees waived.  flvegan   Oct-03-09 06:31 PM   #150 
  - She sounds like a good candidate for a reverse mortgage. n/t  Fire1   Oct-03-09 07:09 PM   #174 
  - The story says she has no equity so that's out.  Pharlo Finesworth   Oct-03-09 07:28 PM   #185 
     - If there's no mortgage she has to have some equity. n/t  Fire1   Oct-03-09 07:41 PM   #189 
        - Er, where does it say there is no mortgage? There are thousands of upside-down  Pharlo Finesworth   Oct-03-09 07:47 PM   #194 
           - Er, is right. I only saw references to being behind in HOA  Fire1   Oct-03-09 08:05 PM   #202 
              - No, you are wrong both ways there. The OP clearly said NO EQUITY...  Pharlo Finesworth   Oct-03-09 08:44 PM   #213 
                 - she probably has no equity  newspeak   Oct-03-09 09:32 PM   #220 
                 - also, I'd like to add, that some HOA's or the property management companies  newspeak   Oct-03-09 09:41 PM   #222 
                    - Exactly the situation here  sixmile   Oct-04-09 11:46 AM   #235 
                 - Equity is the difference between a home's value and any  Fire1   Oct-04-09 03:56 PM   #240 
                 - Better yet, call Fannie Mae. n/t  Fire1   Oct-04-09 07:28 PM   #243 
                 - And finally, "it certainly is possible to convert a mortgage into  Fire1   Oct-05-09 10:24 AM   #244 
  - That is unconscionable!  Odin2005   Oct-03-09 07:19 PM   #179 
  - She should get a roommate to bring in extra income.  mia   Oct-03-09 07:46 PM   #192 
  - That is so sad  NikolaC   Oct-03-09 08:39 PM   #211 
  - Would she mind going public with her problem to ask for help? nt  DURHAM D   Oct-03-09 08:58 PM   #214 
  - She might be able to file for arbitration, but I am not clear on the rules  csziggy   Oct-03-09 11:21 PM   #230 
  - Single Family HOAs in general are all about elitism and conformity as far I can see  Phoebe Loosinhouse   Oct-04-09 01:48 PM   #236 
  - I work for an over 55 HOA  FlaGranny   Oct-05-09 10:39 AM   #245 
 

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