Reply #64: madfloridian, a question...

[pengillian101]

"With a supplement the senior may have no out of pocket at all."

madfloridian, you seem to know quite a bit about Medicare and parts A,B,D, etc.

I currently have A, B and D and am looking for supplemental so I have no out-of-pocket hospital costs. I signed up for part "J" but haven't paid the premium yet and now I wonder if that is the best option. The yearly premium cost seems close to the hospital deductible cost. I think it was about $1.5K.

My mailbox overflows with AARP insurance info and it's difficult to figure out all the options.

I have a surgery and hospital stay coming up soon and want to minimize my cost. Trying to get anyone to help choose a plan is impossible at AARP. They just give options.

Thanks for any insight. :hi: