Reply #8: I live in MA and that's exactly right.

[hughee99]

In order to be compliant with the law, and avoid your $800 fine, you end up buying about $1,500 worth of insurance that only covers you if you break your left foot in a blimp crash on a tuesday morning. And that's if you're in good shape to start with. I know people (mostly younger, healthier people) who have decided that it's better to pay the $800 fine than to pay twice as much for insurance that doesn't cover anything.