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Blue State Blues Donating Member (575 posts) Send PM | Profile | Ignore Sat Sep-12-09 10:18 AM
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Bad People
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Insurance executives don't do this because they're bad people; they do it because it's profitable. As one former insurance executive testified before Congress, insurance companies are not only encouraged to find reasons to drop the seriously ill, they are rewarded for it. All of this is in service of meeting what this former executive called "Wall Street's relentless profit expectations."

How are they not bad people?

How could Insurance Company Executives do this:

One man from Illinois lost his coverage in the middle of chemotherapy because his insurer found that he hadn't reported gallstones that he didn't even know about. They delayed his treatment, and he died because of it.

or this:

Another woman from Texas was about to get a double mastectomy when her insurance company canceled her policy because she forgot to declare a case of acne. By the time she had her insurance reinstated, her breast cancer had more than doubled in size.

and not be bad people?

It's not as though Insurance Company Executives just made honest mistakes that ended up having tragic consequences. They knew what they were doing when they did it.

And these things don't happen in the passive voice. Patients don't just lose coverage, Insurance Companies cancel coverage.

Insurance Company Executives made calculations. Insurance Company Executives made decisions. Insurance Company Executives invented pretexts. Insurance Company Executives canceled coverage. Insurance Company Executives delayed treatment.

And patients died.

It's not as though they only did it once. It's not as though they have stopped doing it. They do it every day.

And why do they do it? Because it's profitable. They make money, a lot of money, when they do these things.

As one former insurance executive testified before Congress, insurance companies are not only encouraged to find reasons to drop the seriously ill, they are rewarded for it.

So why aren't they bad people? They do bad things. On purpose. Not just once, but over and over again.

Apparently Wall Street made them do it. Wall Street demanded profits.

And they had to cheat their customers to provide those profits. They couldn't control their administrative costs to provide profits. They couldn't be more efficient in their business. They couldn't limit their own compensation.

It's all Wall Street's fault. You know, maybe it's just me, but I don't think "the devil made me do it" is an acceptable defense for anything unless you're trying to establish grounds for an insanity plea.

Anyone can make a mistake. And mistakes can have catastrophic consequences. Anyone can make an error in judgement that can result in tragedy. But as people we define ourselves by our actions.

And what we do, what we do on purpose, what we do over and over again, our actions establish what kind of people we are more than any words we say. More than any excuses or rationalizations we give.

With all due respect, I have to disagree. They ARE bad people.
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  -Bad People Blue State Blues  Sep-12-09 10:18 AM   #0 
  - It is a national warped ethic that the game is all that matters. n/t  Bonhomme Richard   Sep-12-09 10:27 AM   #1 
  - I think you got that absolutely right  Nikki Stone1   Sep-13-09 11:23 AM   #32 
  - Yes, they are bad people. There is right and there is wrong, even when profit is in play.  imdjh   Sep-12-09 10:28 AM   #2 
  - They're the Death Panels.  TwilightGardener   Sep-12-09 10:29 AM   #3 
  - These people are evil, plain and simple. Sociopaths.  Odin2005   Sep-12-09 10:38 AM   #4 
  - They are bad people. The people who say they are not bad people are bad people  glitch   Sep-12-09 10:43 AM   #5 
  - Look up "Milgram experiment"  MH1   Sep-12-09 10:45 AM   #6 
  - OR,  bvar22   Sep-12-09 12:49 PM   #13 
  - Well-reasoned, well-made case. No argument here. nt  quiet.american   Sep-12-09 10:55 AM   #7 
  - It's the same horseshit ethic that lead to the ineviteable shuttle explosion.  Gman2   Sep-12-09 10:56 AM   #8 
  - another example of how Corp's are not "people." b/c if they were, they'd be charged with murder...  nashville_brook   Sep-12-09 11:00 AM   #9 
  - I see your point  Blue State Blues   Sep-12-09 12:13 PM   #11 
     - ah! agree 1000%  nashville_brook   Sep-12-09 02:40 PM   #16 
        - thanks for the feedback  Blue State Blues   Sep-12-09 03:29 PM   #17 
  - Geez, what would happen IF....????  ThatsMyBarack   Sep-12-09 11:02 AM   #10 
  - THIS should top the greatest page.  hootinholler   Sep-12-09 12:47 PM   #12 
  - I agree they are bad people. Here is another take - something  JimWis   Sep-12-09 12:57 PM   #14 
  - thanks, I'll look for that quote  Blue State Blues   Sep-12-09 01:39 PM   #15 
  - They are not bad people, they are criminals involved in criminal fraud  grantcart   Sep-12-09 03:31 PM   #18 
  - one may smile, and smile ...  Blue State Blues   Sep-12-09 04:18 PM   #20 
  - I wouldn't say that  treestar   Sep-12-09 03:31 PM   #19 
  - But what other business routinely defrauds its customers?  Blue State Blues   Sep-13-09 08:44 AM   #25 
     - What other business...? EVERY other business.  Jackpine Radical   Sep-13-09 09:48 AM   #26 
        - Not if Adam smith could have stopped them! He warned against the  Joe Chi Minh   Sep-13-09 01:37 PM   #37 
           - Yup.  Jackpine Radical   Sep-13-09 02:21 PM   #39 
              - That's a good one!  Joe Chi Minh   Sep-13-09 02:48 PM   #41 
  - well, we have to remember that the most important thing is to not run these people out of business  MisterP   Sep-12-09 04:33 PM   #21 
  - The US has lost it's Moral Compass. We USED to be able to spot EVIL.  bobbolink   Sep-12-09 04:35 PM   #22 
  - profit >> people: a belief held **ONLY** by bad people.  eppur_se_muova   Sep-13-09 07:16 AM   #23 
  - I agree, Horrible people.  Solly Mack   Sep-13-09 07:19 AM   #24 
  - The writer is using the imprecise medium of language to convey a non-obvious point:  kenny blankenship   Sep-13-09 10:21 AM   #27 
  - Selection of the Evil-They are bad or they wouldn't have the job  Progressive dog   Sep-13-09 10:40 AM   #28 
  - that's what the study "Snakes in Suits" argues, that corporate culture  MisterP   Sep-13-09 03:29 PM   #44 
  - ok, I see your point  Blue State Blues   Sep-13-09 12:54 PM   #34 
  - First-rate post. Though the evil of holding a top job in such corporations  Joe Chi Minh   Sep-13-09 01:41 PM   #38 
  - First-rate post. Though the evil of holding a top job in such corporations  Joe Chi Minh   Sep-13-09 02:47 PM   #40 
  - Not essential psychopaths, but adaptive psychopaths, in a society  Joe Chi Minh   Sep-13-09 11:07 AM   #29 
  - Obama has no moral compass  Hawkowl   Sep-13-09 11:10 AM   #30 
  - Obama is using mediation language which is meant to create bridges  lunatica   Sep-13-09 11:20 AM   #31 
  - I don't intend this as an attack on Obama  Blue State Blues   Sep-13-09 01:01 PM   #35 
  - Yes - they are criminals. Just like wall street CEOs  scentopine   Sep-13-09 11:40 AM   #33 
  - Indeed. I have to agree. They ARE bad people.  Raineyb   Sep-13-09 01:23 PM   #36 
  - Agreed, Obama and others not calling them bad is some kind of RW game.  Mithreal   Sep-13-09 02:58 PM   #42 
  - they're greedy people looking to make a buck off someone else's misfortune.  nightrain   Sep-13-09 03:27 PM   #43 
  - If our side had crazies they would hunt these folks just like  Mithreal   Sep-13-09 05:48 PM   #45 
  - They have confused profit with virtue. If it makes money, it must be good.  tclambert   Sep-14-09 08:55 AM   #46 

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