Reply #23: and, from another direction

[NJCher]

The system prevents itself from a lot of good income--take young people, for example. They often won't spend for health insurance because they think their risk is so low. And in fact, it is. And then there are people like me. I come from a healthy family and have never had any health problems. About 13-14 years ago, when my coverage ended when I quit my job, I didn't take on health insurance because it was so expensive.

I have it now--but think of all the money I'd have contributed to the pool if it had been more reasonably priced. And I'd never have used it, either.

Cher