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Reply #35: I probably can name two (tell me if I'm wrong). [View All]

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mmonk Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Jul-27-09 11:38 AM
Response to Original message
35. I probably can name two (tell me if I'm wrong).
1. You don't have a family member with a disability denied by insurers.
2. You don't pay your full premium and/or deductable costs.

Also, age has a lot to do with cost burden and rejection of coverage.
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  -I have never had a problem with my health insurance, never. Raven  Jul-27-09 09:58 AM   #0 
  - I'Ve had BC/BS for 37 years  safeinOhio   Jul-27-09 10:05 AM   #1 
  - i think it depends on your insurance and also what exactly you had done.  ejpoeta   Jul-27-09 10:07 AM   #2 
  - Neither have I. Interestingly it has often remarked to me that I have a pretty premium policy.  onehandle   Jul-27-09 10:07 AM   #3 
  - i think here's the thing that many don't understand (and i don't mean you).  ejpoeta   Jul-27-09 10:14 AM   #7 
  - what I was going to say  hfojvt   Jul-27-09 11:22 AM   #30 
  - I have never had a problem finding a job or housing;  RadiationTherapy   Jul-27-09 10:10 AM   #4 
  - No problems with treatment  Tyrone Slothrop   Jul-27-09 10:11 AM   #5 
  - Was the individual policy expensive?  Hello_Kitty   Jul-27-09 10:11 AM   #6 
  - I thought so. From 2004 to 2006 it was about $1000 a month for just me.  Raven   Jul-27-09 10:36 AM   #19 
  - Yeah, that's a lot.  Hello_Kitty   Jul-27-09 10:40 AM   #21 
  - That's half my income. For those of us who are income poor, it's a  Cleita   Jul-27-09 01:21 PM   #47 
  - Wow! $1000?!?!?!?! I couldn't afford that much for rent  no limit   Jul-27-09 02:11 PM   #49 
  - Also, you get royally screwed by individual plans for things like pre-existing conditions.  Hassin Bin Sober   Jul-27-09 11:05 AM   #25 
  - As americans get less and less connected to their community  lumberjack_jeff   Jul-27-09 10:14 AM   #8 
  - +1  SammyWinstonJack   Jul-27-09 10:19 AM   #13 
  - +2  leftstreet   Jul-27-09 02:12 PM   #50 
  - Good post.  harun   Jul-27-09 02:36 PM   #54 
  - +4  WillyT   Jul-27-09 02:52 PM   #59 
  - It's only a matter of time for you  Lydia Leftcoast   Jul-27-09 10:14 AM   #9 
  - All these stories of bad service from health care companies is a myth........  heppcatt   Jul-27-09 10:16 AM   #10 
  - There are those with good health insurance.  Lasher   Jul-27-09 10:16 AM   #11 
  - People who haven't had a serious, costly illness like cancer may not see it if the insurance plan is  Gormy Cuss   Jul-27-09 10:17 AM   #12 
  - Excellent point - large corporations are favored because they buy  wtmusic   Jul-27-09 10:31 AM   #17 
  - I couldn't afford the benefits at the last 2 places i worked at...........  CrownPrinceBandar   Jul-27-09 10:26 AM   #14 
  - How much have your premiums increased since 2001? I read that the average increase has been about  sinkingfeeling   Jul-27-09 10:29 AM   #15 
  - It might have to do with the fact you practice law  supernova   Jul-27-09 10:31 AM   #16 
  - If you presently work...  kentuck   Jul-27-09 10:34 AM   #18 
  - So right! You don't get to my age without some sort of "preexisting condition."  Raven   Jul-27-09 10:44 AM   #23 
  - For years I would have said the same thing, until...  TreasonousBastard   Jul-27-09 10:38 AM   #20 
  - I have never had a problem with it either...because I've never had any....  jus_the_facts   Jul-27-09 10:41 AM   #22 
  - Not wise to laugh about being uninsured...I have always figured  Raven   Jul-27-09 10:50 AM   #24 
     - We have charity hospitals in Louisiana....I've been told they're just as good....  jus_the_facts   Jul-27-09 02:31 PM   #52 
  - My BCBS CoPay For Needle Biopsy - $650.00  otohara   Jul-27-09 11:08 AM   #26 
  - Yes, and what is with these surgical centers? Big expense for things  Raven   Jul-27-09 11:15 AM   #28 
  - That may well be but I have a problem with the increasing co-pays and deductions from my paycheck.  devilgrrl   Jul-27-09 11:13 AM   #27 
  - I've never had a problem with mine, however  pinb1212   Jul-27-09 11:22 AM   #29 
  - Welcome! :-)  Raven   Jul-27-09 11:24 AM   #31 
  - my plan is decent--but what if I needed or wanted to leave my job?  librechik   Jul-27-09 11:26 AM   #32 
  - I can afford insurance but can't get it because I'm unemployed. nt  Captain Hilts   Jul-27-09 12:33 PM   #42 
  - I've never had health insurance problems either, but I've known plenty  Arkana   Jul-27-09 11:26 AM   #33 
  - I never had a problem with insurance in all the years as my life  JimWis   Jul-27-09 11:36 AM   #34 
  - I probably can name two (tell me if I'm wrong).  mmonk   Jul-27-09 11:38 AM   #35 
  - You are correct on both with a small exception...  Raven   Jul-27-09 11:48 AM   #36 
     - Thanks. Your illumination of facts and response was informative  mmonk   Jul-27-09 12:36 PM   #43 
  - bcbs has taken superior care of my family for over 20 years.  mopinko   Jul-27-09 11:55 AM   #37 
  - Well at least you have insurance, some of us can't afford it.  bahrbearian   Jul-27-09 12:04 PM   #38 
  - Right.The issue is cost as well as quality.  Raven   Jul-27-09 12:08 PM   #39 
  - this boat is too full  Froward69   Jul-27-09 12:26 PM   #40 
  - Move to the Sunbelt where taxes are lower and life is cheaper - as in less valued. nt  Captain Hilts   Jul-27-09 12:32 PM   #41 
  - You often get what you pay for --  Hell Hath No Fury   Jul-27-09 01:11 PM   #44 
  - Doesn't Mass. have some laws in place that rein in insurance excesses?  Cleita   Jul-27-09 01:17 PM   #45 
  - insurance is regulated at the state level, so it may be that MA has better regulation than most n/t  nashville_brook   Jul-27-09 01:20 PM   #46 
  - I haven't had surgery since I was 5 years old, so I don't know how they'd be.  progressivebydesign   Jul-27-09 01:26 PM   #48 
  - BC/BS made it a virtual policy to screw up every bill I every had with them  JCMach1   Jul-27-09 02:15 PM   #51 
  - Depends what you get done. Also, all it takes is one decision  harun   Jul-27-09 02:35 PM   #53 
  - Absolutely agree but people vote based on their experience so  Raven   Jul-27-09 02:38 PM   #56 
  - I've never NOT had trouble with my health insurance  DeltaLitProf   Jul-27-09 02:38 PM   #55 
  - So...keep it  Hutzpa   Jul-27-09 02:45 PM   #57 
  - Ah, I was not arguing aganist it. One problem here on DU is that some  Raven   Jul-27-09 03:20 PM   #61 
  - It reminds me of some places not having a public restroom  nolabels   Jul-27-09 02:48 PM   #58 
  - I'm uninsurable with preexisting conditions.  Union Yes   Jul-27-09 03:12 PM   #60 
  - No "problem" with my insurance, but as the premiums go up so does the deductible and co-pay  csziggy   Jul-27-09 03:51 PM   #62 
  - Nary a problem.  Igel   Jul-27-09 04:18 PM   #63 
  - Small business owner, here, ten employees.  byronius   Jul-27-09 06:09 PM   #64 
  - Aren't you an attorney. That probably helps. I think its also true that BCBS  NC_Nurse   Jul-27-09 06:20 PM   #65 
  - I worked for the state of Louisiana for ten years  mudplanet   Jul-27-09 06:41 PM   #66 
  - you're lucky  Skittles   Jul-28-09 03:43 AM   #67 
  - 18,000 a year dead and 350,000 a year bankrupt are small percentages of the population.  eridani   Jul-28-09 05:14 AM   #68 

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