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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) Donate to DU
Coyote_Bandit Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Mar-06-09 09:04 AM
Response to Original message
8. Ummmm......
Edited on Fri Mar-06-09 09:14 AM by Coyote_Bandit
Single person. 40 something female.

Premium $3000
Deductible $7500
Dental & Optical $2000

But then I haven't senn a fucking doctor for any reason in over a decade. So that deductible is contingent.


Edit to add: I forgot to include the $5 monthly charge on my city utility bill for low cost ambulance service. That's another $60 a year. If you actually use the service then there are additional costs.
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  -How much money would your household save if you didn't have to pay for medicine/health coverage? IdaBriggs  Mar-06-09 08:55 AM   #0 
  - Maybe @ $6000 a year.. but I would pay the same  Belial   Mar-06-09 08:57 AM   #1 
  - Where do you get the number $6000 more in taxes per year?  annabanana   Mar-06-09 09:00 AM   #3 
  - It certainly wouldn't be zero  slackmaster   Mar-06-09 09:06 AM   #11 
  - That seems close to what it would average per household even with  Lost in CT   Mar-06-09 09:12 AM   #16 
  - How do you know that?  Bigmack   Mar-06-09 09:03 AM   #6 
  - No you wouldn't pay more, unless....  demodonkey   Mar-06-09 09:09 AM   #13 
  - Define... hell of a lot of money..  Belial   Mar-06-09 10:05 AM   #40 
  - Self employed people will pay a lot more...  ContinentalOp   Mar-06-09 07:40 PM   #70 
  - Probably right  Profprileasn   Mar-06-09 08:10 PM   #74 
     - Is that why we're rated as #37 in the world in health care,  Ikonoklast   Mar-06-09 09:42 PM   #77 
  - Nearly $1000 in premiums, before you get to the $2500 deductible  TBF   Mar-06-09 08:59 AM   #2 
  - 0 dollars  Cid_B   Mar-06-09 09:00 AM   #4 
  - Out of curiousity, how is the medical care in the military?  IdaBriggs   Mar-06-09 09:08 AM   #12 
     - Well...  Cid_B   Mar-06-09 10:02 AM   #38 
        - I've got a good friend who basically joined the military for health care. Unfortunately, he ended  ogneopasno   Mar-06-09 11:31 AM   #47 
           - I would label that as a very poor reason to join...  Cid_B   Mar-06-09 12:51 PM   #53 
              - Oh, he wasn't surprised at all. He was just what the army wanted, though -- a smart, hard-luck guy  ogneopasno   Mar-06-09 01:08 PM   #60 
                 - It usually does....  Cid_B   Mar-06-09 01:17 PM   #62 
  - My wife's COBRA alone is $365/mo.  hobbit709   Mar-06-09 09:01 AM   #5 
  - I was just talking about how much we've spent on health care this year with my wife this morning.  BurtWorm   Mar-06-09 09:04 AM   #7 
  - Ummmm......  Coyote_Bandit   Mar-06-09 09:04 AM   #8 
  - Between $2,000 and $3,000 per year, but someone would have to pay for it somehow  slackmaster   Mar-06-09 09:04 AM   #9 
  - PLEASE READ about HR 676. Learn how it would be funded. Start here:  demodonkey   Mar-06-09 09:13 AM   #17 
  - "employer payroll tax of 4.5%, an employee payroll tax of 3.3%"  slackmaster   Mar-06-09 09:20 AM   #20 
     - You also get the security of knowing that if your employer cuts coverage, cuts YOU, or goes under...  demodonkey   Mar-06-09 09:42 AM   #29 
     - I have decent coverage for prescriptions, but because of complex eye problems...  slackmaster   Mar-06-09 09:44 AM   #31 
        - Oh yes -- one more thing. Local, county, and state governments would pay less for their employees  demodonkey   Mar-06-09 09:54 AM   #35 
     - You would only pay 3.3% of salary, & save the $2-3K you are paying now -- get lots more coverage.  Yellow Horse   Mar-06-09 10:14 AM   #43 
        - My employer would have to get that 4.5% somewhere  slackmaster   Mar-06-09 12:29 PM   #50 
        - It comes from the money your employer does NOT have to spend for insurance premiums under this!  Yellow Horse   Mar-07-09 03:46 AM   #78 
        - I'm assuming the self employed would have to pay that full 7.8%, just like we do for social security  ContinentalOp   Mar-06-09 01:08 PM   #59 
           - People who don't have high healthcare costs (now) would likely see a financial hit  slackmaster   Mar-06-09 01:27 PM   #63 
              - And people who don't have ANY coverage now would likely have a chance to live...  Yellow Horse   Mar-07-09 03:52 AM   #79 
  - It means the cost of what we lay out in tax payer funds for  HillbillyBob   Mar-06-09 10:09 AM   #42 
  - Over 5000.00 and that's with medicare.  shraby   Mar-06-09 09:05 AM   #10 
  - About 1500 a year... so yes I would pay more for universal...  Lost in CT   Mar-06-09 09:10 AM   #14 
  - I would have saved a bundle over being uninsured for 20+ years  Warpy   Mar-06-09 09:11 AM   #15 
  - I would probably end up spending.  Kali   Mar-06-09 09:14 AM   #18 
  - But you would have to pay taxes.  Kalyke   Mar-06-09 09:19 AM   #19 
  - I pay 7200 without .8900 if i use it for anything...plus co pay doctors visits, hospital..nt  xiamiam   Mar-06-09 09:21 AM   #21 
  - A rough estimate from last year  davsand   Mar-06-09 09:21 AM   #22 
  - I wouldn't save any money, because I don't pay for those things now.  Lyric   Mar-06-09 09:23 AM   #23 
  - Please, Take Off Those Rose-Colored Glasses  NashVegas   Mar-06-09 09:25 AM   #24 
  - Our glasses (if we can afford them) are BLOOD-covered now...  demodonkey   Mar-06-09 09:46 AM   #32 
  - And People With No Brains  NashVegas   Mar-06-09 11:49 AM   #48 
  - Navarro study  area51   Mar-06-09 07:31 PM   #69 
  - Speaking of glasses..mine cost 375 for lenses alone and since I have  HillbillyBob   Mar-06-09 02:08 PM   #64 
     - I've Always Had to Pay For Glasses. Dental, Too  NashVegas   Mar-06-09 07:09 PM   #67 
  - At least $200 a month for co-pays and expenses. If you tossed in the monthly premium.  haele   Mar-06-09 09:27 AM   #25 
  - If that list were true  Bluenorthwest   Mar-06-09 09:28 AM   #26 
  - min $8,000 a year in premium  RT Atlanta   Mar-06-09 09:30 AM   #27 
  - well the dental would save us crap loads, I have 3 kids, and I have horrible teeth  recoveringrepublican   Mar-06-09 09:30 AM   #28 
  - We pay approximately $20k/yr for insurance  Jackpine Radical   Mar-06-09 09:43 AM   #30 
  - $260 / mo for premiums alone, for a high deductible policy that doesn't  raccoon   Mar-06-09 09:46 AM   #33 
  - Right now we pay $1300 a month  JSK   Mar-06-09 09:52 AM   #34 
  - About $300 a month. n/t  ceile   Mar-06-09 09:54 AM   #36 
  - I have to annualize mine before breaking down:  Ilsa   Mar-06-09 09:58 AM   #37 
  - what about other collateral damage  AlphaCentauri   Mar-06-09 10:05 AM   #39 
  - about $3000 to $4000 per year. nt  terisan   Mar-06-09 10:08 AM   #41 
  - I'd save over $10,000  lmn84   Mar-06-09 10:19 AM   #44 
  - Maybe $5000/year. Not much.  MercutioATC   Mar-06-09 10:58 AM   #45 
  - We had to give up insurance 5 years ago because we couldn't afford it.  Vinca   Mar-06-09 11:29 AM   #46 
  - No less than $9600 a year  Blue_In_AK   Mar-06-09 11:58 AM   #49 
  - Its very hard to say, it varies from family to family  Juche   Mar-06-09 12:32 PM   #51 
  - Several hundred in 2008.  alarimer   Mar-06-09 12:42 PM   #52 
  - Ouch "employer payroll tax of 4.5% an employee payroll tax of 3.3%" my healthcare costs would triple  ContinentalOp   Mar-06-09 12:59 PM   #54 
  - Actually, I redid the math and it would only be 2.5x more expensive than what we pay now.  ContinentalOp   Mar-06-09 01:06 PM   #58 
  - I think that car insurance rates would drop drastically as well  Fireweed247   Mar-06-09 01:02 PM   #55 
  - Yeah, because insurance companies are always looking to save us money  leftstreet   Mar-06-09 01:03 PM   #56 
  - Between premiums and deductibles, I would have to spend  Lydia Leftcoast   Mar-06-09 01:04 PM   #57 
  - None  tammywammy   Mar-06-09 01:11 PM   #61 
  - The original question had nothing to do with how much your taxes  IdaBriggs   Mar-06-09 02:21 PM   #65 
     - Yeah, but if my taxes go up I'm not "saving" anything.  tammywammy   Mar-06-09 04:57 PM   #66 
  - I just recently got insurance through my company again.....  OhioChick   Mar-06-09 07:15 PM   #68 
  - Not a whole lot, frankly  MissB   Mar-06-09 07:42 PM   #71 
  - $22K/yr for two adults  Stinky The Clown   Mar-06-09 08:02 PM   #72 
  - Thousands.  suede1   Mar-06-09 08:03 PM   #73 
  - I'd Save Over $4000 on my Insurance and One Prescription and Co-pays  we can do it   Mar-06-09 08:46 PM   #75 
  - Let me do a quick compare: UK vs US.  mwooldri   Mar-06-09 09:34 PM   #76 
  - Under a proposed state single payer plan, husband and myself would pay $175 a month  eridani   Mar-07-09 04:17 AM   #80 
 

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