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Reply #23: Yeap, I thought the same thing [View All]

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uponit7771 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Mar-06-09 09:15 AM
Response to Reply #21
23. Yeap, I thought the same thing
"Automatic runs..."

Meaning fund manager will be looking at their funds closer and will make sure they know where to put their money when things get bad and not hold onto equities that trade down too low.

"Does that money shift to a money market fund in your 401k program? ..."

Bond funds, they can absorb the cash

"You'd get creamed if you wanted a cash out option becaused youd then have to pay taxes on whatever "sold" and came out. .."

Wouldn't happen inside a 401k, you can trade between equities, funds etc if the service will allow it.
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  -Question: Why isn't the average 401k investor NOT allowed to do trailing stops on their accounts? uponit7771  Mar-05-09 04:19 PM   #0 
  - They were meant to be long term investment vehicles not  slipslidingaway   Mar-05-09 04:26 PM   #1 
  - "long term" doesn't mean watch it go to 10% of it's original value then "hope" it;ll go up after DCA  uponit7771   Mar-05-09 04:28 PM   #3 
     - Not saying that is the way it should be, just stating what may  slipslidingaway   Mar-05-09 04:37 PM   #5 
  - Two reasons, from my perspective.  w4rma   Mar-05-09 04:26 PM   #2 
  - Yeap, sounds bout right...Talked to two other advisers and they mention the same thing and acted as  uponit7771   Mar-05-09 04:36 PM   #4 
  - All 401k's should offer non-equity options.  MercutioATC   Mar-05-09 04:42 PM   #6 
  - Most if not all 401(k)s  bbinacan   Mar-05-09 04:49 PM   #8 
     - I know most do, but it should be a requirement.  MercutioATC   Mar-05-09 04:53 PM   #9 
        - If I'm not mistaken  bbinacan   Mar-05-09 05:51 PM   #11 
        - So what are all of these people complaining about?  MercutioATC   Mar-05-09 10:00 PM   #13 
           - In a lot of cases, yes  NeedleCast   Mar-06-09 09:07 AM   #19 
              - That's why the average investor should be able to do trailing stop, it would protect them from  uponit7771   Mar-06-09 09:10 AM   #20 
                 - The flip side of that is that people need to pay some level of attention  NeedleCast   Mar-06-09 09:43 AM   #26 
                    - In regards to your last comment  uponit7771   Mar-06-09 09:52 AM   #28 
                       - Anything that keeps the managers invested in their work is probably a good thing  NeedleCast   Mar-06-09 10:02 AM   #29 
                          - lol...#1 hopefully would happen less  uponit7771   Mar-06-09 10:11 AM   #30 
        - The average investor is tought to dollar cost average NOT to protect their gains. DCA isn't...  uponit7771   Mar-06-09 09:11 AM   #22 
           - I'm aware of that, but isn't that THEIR responsibility?  MercutioATC   Mar-06-09 11:15 AM   #31 
  - Back in late 1999 or early 2000 there was an article which had the  slipslidingaway   Mar-05-09 04:45 PM   #7 
  - Trailing stops aren't allowed, there shouldn't be 10% volitility in 100$ mut fund stocks.  uponit7771   Mar-06-09 09:04 AM   #18 
  - 401k's are a trap.  GoesTo11   Mar-05-09 05:42 PM   #10 
  - How is it a "trap"?  MercutioATC   Mar-05-09 09:57 PM   #12 
  - Trap because you think there's no alternative but to put your money there and keep it  GoesTo11   Mar-05-09 10:51 PM   #16 
     - It's money. It has to be actively managed.  MercutioATC   Mar-06-09 08:44 AM   #17 
        - If people on average are losing money, they can't be that good.  GoesTo11   Mar-07-09 04:29 PM   #32 
  - My parents, who have retired with 7 figures, would disagree. nt  Incitatus   Mar-05-09 10:32 PM   #15 
  - Because "it's your money" is just the hook to justify their theft. n/t  Greyhound   Mar-05-09 10:07 PM   #14 
  - Automatic Runs  NeedleCast   Mar-06-09 09:11 AM   #21 
     - Yeap, I thought the same thing  uponit7771   Mar-06-09 09:15 AM   #23 
        - Part of the 401k, 403b plan though  NeedleCast   Mar-06-09 09:20 AM   #24 
           - Involvement should be encouraged  uponit7771   Mar-06-09 09:36 AM   #25 
              - Hehe, most FAs would sooner eat a live puppy than admit the market is down  NeedleCast   Mar-06-09 09:52 AM   #27 

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