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Horse with no Name Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Mar-01-09 08:35 PM
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My daughters car was hit in a parking lot
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and luckily, the person left his name and number.
She called him and got his insurance info. He happens to go to her university and lives in the same dorm.
Just last week, she got her car out of the shop and had the front bumper replaced because a coyote ran in front of her.
It was around $600 to repair--which we paid out of pocket.
Anyway--I told her to ask the young man to ask his parents how they wanted to handle this. If they wanted to pay the damages out of pocket or have us file with their insurance. The Dad said just to file it.
So I called the insurance companies and went through the entire rigmarole. They told me where to have her take the car to have it adjusted, etc.
So, she calls back and apparently the Mom doesn't want it to be filed because their rates will go up (precisely why WE didn't file the other).
I have no problem doing it this way. I don't want any financial harm coming to anyone because the insurance company will increase their rates and the young man is under 25.
My question is--can this bell be unrung? When I called me, they gave me a claim number, the name of an adjuster, etc.
If we don't take the car to have an estimate or any work done, will his insurance company STILL hike his rates?
Anyone have any experience in this?
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  -My daughters car was hit in a parking lot Horse with no Name  Mar-01-09 08:35 PM   #0 
  - If they do not pay a claim,  sailor65   Mar-01-09 08:38 PM   #1 
  - From my personal experience - this bell can not be unrung.  DURHAM D   Mar-01-09 08:39 PM   #2 
  - Same in IL - all you have to do is make the call, and it's done.  Kittycat   Mar-01-09 08:42 PM   #4 
  - You need to file it...  MamaDem   Mar-01-09 08:42 PM   #3 
  - This sounds like..  sendero   Mar-01-09 08:44 PM   #6 
  - Thanks so much for this advice  Horse with no Name   Mar-01-09 08:49 PM   #7 
  - I couldn't agree with you more.  polmaven   Mar-01-09 09:29 PM   #13 
  - I agree  elizfeelinggreat   Mar-01-09 10:21 PM   #14 
  - Agents have told me you can't unring the bell.  Fire_Medic_Dave   Mar-01-09 08:43 PM   #5 
  - That bell can not be unrung  Stinky The Clown   Mar-01-09 08:50 PM   #8 
  - You can still file a report with your local Police Department  annarbor   Mar-01-09 09:03 PM   #9 
  - I have no intentions on filing a police report  Horse with no Name   Mar-01-09 09:05 PM   #10 
  - they are saying cant be unrung, but i like you course better. call insurance back tomorrow  seabeyond   Mar-01-09 09:10 PM   #11 
  - Well you will be glad to know the bell was unrung  Horse with no Name   Mar-02-09 10:23 PM   #22 
  - When someone causes damage to someone else's property and the claim is not filed  RB TexLa   Mar-01-09 09:18 PM   #12 
  - Oh fer chrissakes ... there's always one in the bunch.  Hassin Bin Sober   Mar-01-09 10:39 PM   #17 
  - In CA, you are required by law to report it to the DMV if the  Jeep789   Mar-01-09 10:26 PM   #15 
  - Depends on the state and $$$ of damage.  mwooldri   Mar-01-09 10:32 PM   #16 
  - You sound like a nice person, I say do what you think is best.  Maru Kitteh   Mar-01-09 10:44 PM   #18 
  - In most states no.  Statistical   Mar-01-09 10:47 PM   #19 
  - They gave you a claim number. It's in the system and will NOT go away -  lynne   Mar-02-09 12:08 AM   #20 
  - Rate increase usually dependent on # of claims, amount of payment  REP   Mar-02-09 05:09 AM   #21 
  - The bell can't be unrung  HarukaTheTrophyWife   Mar-02-09 10:36 PM   #23 
  - Same thing happened to me a while back  CreekDog   Mar-02-09 10:47 PM   #24 

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