Reply #3: Wow! We're rich!!

[Tierra_y_Libertad]

My wife and I are retired. Pensions, SS, and withdrawals from our IRA's, pay us about $55,000 a year.

We don't have kids, our house payments and regular bills (utilities, gas, etc) are paid without juggling. We pay cash, so we rarely use our credit cards, and only when we know we will pay them off within 1 month. We have pretty good health insurance that pays for most of our needs, and we have enough left over to provide for our desires.

However, we're cheap dates. Both of us are readers and we've had about all the excitement and "fun" we can stand.