Lebam in LA
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Thu Dec-18-08 08:40 AM
Response to Original message |
| 2. Wish I could recommend 10 times |
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Damn cc companies are forcing people into default.
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| -EVERY Credit Card... |
druidity33 |
Dec-18-08 08:36 AM |
#0 |
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And the same should be done with mortgage interest rates. |
notadmblnd |
Dec-18-08 08:38 AM |
#1 |
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we could do better |
druidity33 |
Dec-18-08 08:45 AM |
#4 |
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It cvould be done by fiat or... |
TreasonousBastard |
Dec-18-08 08:45 AM |
#5 |
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No, it wouldn't. |
pabsungenis |
Dec-18-08 09:28 AM |
#21 |
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I'm not so sure about that, because... |
TreasonousBastard |
Dec-18-08 09:52 AM |
#35 |
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At least it's being talked about |
Danascot |
Dec-18-08 09:29 AM |
#22 |
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Wish I could recommend 10 times |
Lebam in LA |
Dec-18-08 08:40 AM |
#2 |
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I agree on the rate jacking and other fees they gouge with |
JNelson6563 |
Dec-18-08 08:43 AM |
#3 |
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well, i don't know... |
druidity33 |
Dec-18-08 08:49 AM |
#8 |
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I don't have any CCs, but I still think the rates are too high. |
notadmblnd |
Dec-18-08 10:49 AM |
#49 |
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Might as well give the CC companies a mask and gun. That's all they lack. |
Blue State Native |
Dec-19-08 06:29 PM |
#104 |
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bank ATM charges should be STOPPED |
Donnachaidh |
Dec-18-08 08:48 AM |
#6 |
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Who pays to get money from their own bank ATMs? |
TreasonousBastard |
Dec-18-08 09:54 AM |
#36 |
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Change banks. |
Codeine |
Dec-19-08 03:01 AM |
#95 |
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Well, Vice-President Biden might have a problem with that. |
The Backlash Cometh |
Dec-18-08 08:48 AM |
#7 |
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heck |
druidity33 |
Dec-18-08 08:52 AM |
#11 |
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I'm sure he would. |
Blue State Native |
Dec-19-08 06:29 PM |
#105 |
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Student loans reduced? |
michele77 |
Dec-18-08 08:49 AM |
#9 |
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and i'd like to have my mortgage reduced...and i know peopl who'd like their car loans reduced... |
QuestionAll |
Dec-18-08 09:23 AM |
#18 |
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Um yeah. Of course. |
michele77 |
Dec-18-08 06:39 PM |
#82 |
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And bring back the tax deduction for credit card interest... |
Frank Cannon |
Dec-18-08 08:52 AM |
#10 |
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what's that? |
druidity33 |
Dec-18-08 08:55 AM |
#12 |
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You used to be able to deduct ALL personal interest |
Frank Cannon |
Dec-18-08 03:39 PM |
#70 |
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There are better ways to reduce the financial burden of folks that don't encourage credit |
gristy |
Dec-18-08 09:02 AM |
#13 |
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Yes, that was a tax hike on the middle class for sure! He was a sorry bastard for many reasons. |
Blue State Native |
Dec-19-08 06:31 PM |
#107 |
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is charging interest Usury? |
druidity33 |
Dec-18-08 09:10 AM |
#14 |
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No. But charging Prime + 25% is usury. |
RUMMYisFROSTED |
Dec-18-08 09:15 AM |
#15 |
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according to the law |
druidity33 |
Dec-18-08 09:44 AM |
#29 |
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Default rate is very high |
taught_me_patience |
Dec-19-08 06:06 PM |
#102 |
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Yes and no. |
progressoid |
Dec-18-08 09:16 AM |
#16 |
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"student loan debt should be forgiven or reduced..." |
QuestionAll |
Dec-18-08 09:20 AM |
#17 |
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Look, this is never, ever going to be fair. |
yibbehobba |
Dec-18-08 09:28 AM |
#20 |
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so do the responsible people who lived up to their obligations get a refund, as well? |
QuestionAll |
Dec-18-08 09:37 AM |
#26 |
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Nope. |
yibbehobba |
Dec-18-08 09:50 AM |
#34 |
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then don't expect the idea to go much farther than this thread. |
QuestionAll |
Dec-18-08 12:29 PM |
#55 |
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I'm just pointing out that all programs of this type are inherently unfair. |
yibbehobba |
Dec-18-08 01:11 PM |
#59 |
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paying off/reducing existing student loans doesn't support higher education... |
QuestionAll |
Dec-18-08 01:18 PM |
#63 |
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It supports the students or former students... |
yibbehobba |
Dec-18-08 02:03 PM |
#66 |
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that's like saying that the way to help the auto industry is to pay off people's car loans |
QuestionAll |
Dec-18-08 02:26 PM |
#68 |
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good question |
druidity33 |
Dec-18-08 09:37 AM |
#25 |
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who ever said that going to college was a guarantee of a job? |
QuestionAll |
Dec-18-08 09:40 AM |
#27 |
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well |
druidity33 |
Dec-18-08 09:55 AM |
#38 |
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and what is your actual degree...? |
QuestionAll |
Dec-18-08 12:28 PM |
#54 |
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what a sad attitude... |
FarceOfNature |
Dec-18-08 05:09 PM |
#78 |
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college has been pretty much a corporate training center for quite awhile now... |
QuestionAll |
Dec-18-08 06:21 PM |
#81 |
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you're completely ruling out the importance of mentorship. |
FarceOfNature |
Dec-18-08 06:47 PM |
#83 |
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"I am disheartened to hear your acceptance of the capitulation of education to the corp. machine" |
QuestionAll |
Dec-18-08 07:41 PM |
#84 |
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unfortunately, no system exists in a vacuum... |
FarceOfNature |
Dec-18-08 07:45 PM |
#85 |
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it doesn't affect nearly as much as the environment does. |
QuestionAll |
Dec-18-08 09:56 PM |
#89 |
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well, again, I would argue that education affects the environment... |
FarceOfNature |
Dec-18-08 10:02 PM |
#91 |
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Let's get some things straight here. |
FarceOfNature |
Dec-18-08 05:04 PM |
#76 |
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Thank you... |
druidity33 |
Dec-18-08 07:45 PM |
#86 |
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the only advice I have for young people today is milk that nepotism if you can lol |
FarceOfNature |
Dec-18-08 07:59 PM |
#87 |
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i had thought about going into photography- but i decided it makes a better hobby than a career. |
QuestionAll |
Dec-19-08 03:31 PM |
#98 |
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I have to respond to this one |
rexthedestroyer |
Dec-18-08 10:52 AM |
#51 |
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exactly. not a lot of high-paying fast-track careers in english literature right now... |
QuestionAll |
Dec-18-08 01:07 PM |
#58 |
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Yes, get a clue, kids. |
HughBeaumont |
Dec-18-08 01:32 PM |
#65 |
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pretty much. |
QuestionAll |
Dec-18-08 02:28 PM |
#69 |
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do you think |
druidity33 |
Dec-18-08 08:56 PM |
#88 |
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of course. |
FarceOfNature |
Dec-18-08 09:59 PM |
#90 |
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definitely- but that doesn't mean that it has to be a highly paid field. |
QuestionAll |
Dec-18-08 10:02 PM |
#92 |
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Then why would ANYONE |
druidity33 |
Dec-19-08 07:14 AM |
#96 |
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artists generally go into the field to express themselves- not for the money. |
QuestionAll |
Dec-19-08 03:19 PM |
#97 |
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feel free |
druidity33 |
Dec-19-08 04:08 PM |
#99 |
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"Maybe you're right, maybe we should abandon the concept of Art..." |
QuestionAll |
Dec-19-08 05:39 PM |
#100 |
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if ones intent |
druidity33 |
Dec-19-08 06:25 PM |
#103 |
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i guess you made it to all of your "air of entitlement classes"... |
QuestionAll |
Dec-19-08 07:08 PM |
#108 |
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uno mas, por favor...."well- what DID you expect?" |
QuestionAll |
Dec-19-08 08:51 PM |
#109 |
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Oh, ME ME ME!! |
tammywammy |
Dec-18-08 12:35 PM |
#57 |
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They should drop the interest rate of parent PLUS loans down to 1% |
carlyhippy |
Dec-18-08 01:15 PM |
#61 |
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at 1% they don't make money if the rate of inflation is more than 1%. |
QuestionAll |
Dec-18-08 01:20 PM |
#64 |
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Generating even more consumer debt is not an economic stimulus. |
yibbehobba |
Dec-18-08 09:24 AM |
#19 |
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I think this idea is so simply elegant and could be implemented without |
snappyturtle |
Dec-18-08 09:29 AM |
#23 |
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Credir Card interest rate deduction on Federal Taxes. |
Rockholm |
Dec-18-08 09:31 AM |
#24 |
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I think everything should just be free. |
BlooInBloo |
Dec-18-08 09:42 AM |
#28 |
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And lemonade should flow from the cold water faucet. And hot cocoa from the hot water faucet. |
BurtWorm |
Dec-18-08 09:46 AM |
#30 |
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And PONIES!!!! |
BlooInBloo |
Dec-18-08 09:48 AM |
#31 |
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Self-cleaning ponies!! |
BurtWorm |
Dec-18-08 09:50 AM |
#33 |
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High five! |
BlooInBloo |
Dec-18-08 09:54 AM |
#37 |
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better a dog |
druidity33 |
Dec-18-08 10:06 AM |
#40 |
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Here's the dog for you |
SoCalDem |
Dec-18-08 05:26 PM |
#80 |
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nah, that would make my pasta taste funny after cooking it... |
carlyhippy |
Dec-18-08 01:16 PM |
#62 |
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that just shows |
druidity33 |
Dec-18-08 04:31 PM |
#72 |
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sorry |
druidity33 |
Dec-18-08 04:49 PM |
#74 |
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Credit cards would cease to exist overnight. |
Dreamer Tatum |
Dec-18-08 09:50 AM |
#32 |
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no thanks |
druidity33 |
Dec-18-08 10:02 AM |
#39 |
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Just for fun |
Dreamer Tatum |
Dec-18-08 10:10 AM |
#41 |
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Obviously, i'm not an economist... |
druidity33 |
Dec-18-08 10:27 AM |
#43 |
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Simple thought exercise |
Dreamer Tatum |
Dec-18-08 10:38 AM |
#45 |
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If you lend out 95% money you don't really have, you won't lose money. |
Hannah Bell |
Dec-18-08 04:43 PM |
#73 |
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Then I guess WAMU failed because they felt like it |
Dreamer Tatum |
Dec-18-08 10:57 PM |
#93 |
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They didn't fail because they charged too little interest on their credit cards. |
Hannah Bell |
Dec-18-08 11:26 PM |
#94 |
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why not? The banks have been giving shit for interest on savings accounts for YEARS |
Donnachaidh |
Dec-18-08 10:33 AM |
#44 |
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I'm fine with that, but plastic would cease to exist. |
Dreamer Tatum |
Dec-18-08 10:40 AM |
#47 |
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Exactly, I'm wondering where all the investors who want to give money away are going to come from. |
RGBolen |
Dec-18-08 10:38 AM |
#46 |
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would cease to exist in their present form. |
greyhound1966 |
Dec-18-08 12:31 PM |
#56 |
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There are plenty of countries that have severe restrictions on credit cards |
FarceOfNature |
Dec-18-08 05:13 PM |
#79 |
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usury law reform should be a top agenda |
Johonny |
Dec-18-08 10:20 AM |
#42 |
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Now we know why the CC companies are jacking interest now |
MiniMe |
Dec-18-08 10:41 AM |
#48 |
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Just what we need |
Nederland |
Dec-18-08 10:51 AM |
#50 |
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And a fine brain it tis! KnR n/t |
vickiss |
Dec-18-08 12:23 PM |
#52 |
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Good first steps, IMO. |
greyhound1966 |
Dec-18-08 12:26 PM |
#53 |
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sounds good to me! |
carlyhippy |
Dec-18-08 01:13 PM |
#60 |
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Credit Cards should be a max of 10%..Mortgages 8% tops |
SoCalDem |
Dec-18-08 02:24 PM |
#67 |
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Or make it track prime +2. |
ozone_man |
Dec-19-08 06:04 PM |
#101 |
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That would be nice. |
jaredh |
Dec-18-08 03:42 PM |
#71 |
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That only helps people who took on debt. |
LeftyMom |
Dec-18-08 05:03 PM |
#75 |
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Also a dollar for dollar tax credit for consumer interest paid during the year. |
county worker |
Dec-18-08 05:06 PM |
#77 |
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Seriously think about this |
taught_me_patience |
Dec-19-08 06:30 PM |
#106 |
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